The Innovation Science and Technology Journal is a peer-reviewed, open-access journal dedicated to advancing knowledge in the fields of science, technology, and innovation . The journal aims to provide a platform for researchers, academics, and industry professionals to publish cutting-edge research that contributes to technological progress, economic development, and societal impact. Our goal is…
| Nashriyot | Тошкент давлат иқтисодиёт университети |
|---|---|
| Shahar | Toshkent |
| Nashr davriyligi | monthly ( |
| Maqolalar soni | 962 |
| OAK holati | Ro‘yxatda |
This article analyzes the possibilities of using samples of folk oral creativity in the process of teaching Englishto preschool children through digital learning tools. It explores methods aligned with children's…
This article examines time deposits in commercial banks as a key component of general banking policy andoutlines the strategy and tactics behind deposit operations. Strengthened macroprudential control measures…
This study conducts a statistical analysis of total population income in the Republic of Uzbekistan by examiningits structure, dynamics, and key determinants using ofcial statistical data. The fndings offer policy…
This article explores the role of the Islamic fnancial system in fnancing infrastructure projects, with a particularfocus on Uzbekistan. As the country transitions to a market economy and pursues sustainable…
This article provides a comprehensive and systematic analysis of the current state of innovation fnancingmechanisms for enterprises in the Republic of Uzbekistan. The research identifes key challenges in funding…
Artifcial intelligence (AI) is transforming decision-making processes in higher education, providing toolsfor academic planning, student support, and institutional management. As Indonesian universities undergo…
Mobile payments, digital fnance, fnancial inclusion, mobile wallet adoption, fntech, systematic literaturereview, consumer behavior, digital literacy, security concerns, regulatory framework, developing economies…
This paper explores the critical role that commercial banks play in the development and deepening of capitalmarkets, particularly in both emerging and developed economies. Capital markets are essential mechanisms for…
This article analyzes the signifcance of utilizing e-commerce systems to enhance the fnancial potential ofjoint-stock companies. E-commerce technologies enable joint-stock companies to optimize costs, expand their…
This study examines how Uzbekistan's unemployment rate is impacted by investment and inflation ratesbetween 2000–2024. Designing successful labor market strategies requires an awareness of these…
As Uzbekistan accelerates its transition toward a cashless society through policy and technological reforms,understanding the perspectives of young citizens is crucial. This article focuses on university students as a…
This study investigates the current state of cybersecurity in Uzbekistan’s commercial banking sector, highlightingexisting threats, assessing preparedness, and proposing strategies to enhance digital resilience. Using…
This article explores the key economic factors influencing the development of the food processing industryin Uzbekistan during the period 2010–2023. Based on ofcial statistical data, the study identifes production…
This article explores the prospects and effectiveness of implementing mobile marketing technologies in highereducation institutions (HEIs) in Uzbekistan. In the digital age, mobile marketing has become a strategic…
The construction of subways has an external impact on the urban environment. Among these effects, the mostsignifcant is the increase in housing property values near subway stations. Tashkent, the largest commercial and…
This article explores the development opportunities of ecotourism and sustainable tourism practices in theQashqadaryo region. The area's natural resources, ecological characteristics, and cultural heritage provide…
The article analyzes the current status and future potential of cross-border settlements in Uzbekistan in light ofthe high digitalization of the fnancial system. Key achievements are discussed, including the…
Increasingly propose strategic frameworks that improve decision-making processes by better coordinatingmarket insights under digital transformation trends and attain higher operational efciency. The need to…
This study investigates the lived experiences of debt among individuals and small business owners in Uzbekistan,utilizing a qualitative research approach based on semi-structured interviews. In the context of rapid…
This paper explores the effectiveness of Multi-Agent Systems (MAS) in modern cybersecurity infrastructures.As traditional centralized models struggle to address dynamic and complex threats, MAS provides a distributed…
The pandemic period posed an unprecedented challenge to the global fnancial system. In response, centralbanks swiftly implemented monetary easing measures drastically reducing key policy rates and launching…
This essay examines the influence of international trade conflicts on the economic development of Uzbekistan aCentral Asian developing country undergoing major economic reforms and international integration. The analysis…
This article analyzes the economic efciency of the tax reforms implemented in Uzbekistan during 2017–2023.It examines key changes in the tax system, including the reduction of the tax burden, the introduction of digital…
In this article, in order to prevent errors, save time, and increase the reliability of the document by automaticallyobtaining the verbal form of the amount recorded in numbers in fnancial documents, an algorithm for…
This article explores the conceptual foundations for enhancing the efficiency of underwriting services withininsurance activities. It highlights the pivotal role of underwriting in managing risk, ensuring profitability…
This article analyzes the main organizational elements of the treasury system and their importance in publicfinancial management. The main tasks of the treasury, including control over state budget revenues and…
This article explores the principles, practices, and challenges associated with risk management in Islamicbanking. With the rising prominence of Islamic finance globally, particularly in countries with large Muslim…
This article examines the issue of saving budget funds through the effective organization of public procurement.Measures such as the introduction of electronic platforms in the public procurement system of the Republic…
This article explores the potential integration of blockchain technology into Uzbekistan’s tax administrationsystem. It begins by addressing the challenges faced by the current system, such as inefficiencies, lack of…
Global financial markets are highly susceptible to the disruptive effects of global crises, including economicrecessions, pandemics, and geopolitical conflicts. This article analyzes the impact of major crises…
This study explores innovative approaches to improving production strategies in enterprises. By integratinginnovation activities into strategic planning, companies can achieve significant gains in productivity…
This article explores the theoretical foundations and methodological approaches in the field of foreign languageteaching (FLT). It highlights the relevance of globalization in language education, discusses both…
Ensuring financial stability is a key factor in the sustainable development of enterprises. This study analyzesthe current state of financial stability among enterprises in Karakalpakstan, identifies prevailing…
In the era of rapid digital transformation and economic globalization, outsourcing has transitioned from a costreductionmechanism to a strategic lever for business innovation and growth. Traditional outsourcing models…
Green financing is a key mechanism for achieving sustainable development goals, providing investments inprojects aimed at reducing carbon footprints, preserving ecosystems, and supporting the "green" transformation of…
This article analyzes the development of Islamic fnance in Uzbekistan, with particular attention to its impacton the national economy. Islamic fnance, rooted in Sharia principles, is a vital and rapidly expanding…
This article examines the current state of the shadow economy in the Republic of Uzbekistan. The methodologyfor assessing the shadow sector is outlined.
This article analyzes the fscal activities of customs authorities and their impact on foreign trade operations.Customs fscal policy aims to regulate import and export processes, increase budget revenues, and ensure…
This paper delves into the application of econometric techniques to enhance agricultural production efciency,focusing on the relationships between key inputs such as land, labor, fertilizers, irrigation, and…
In the context of the global shift toward sustainable development, green bonds are emerging as a crucialmechanism for fnancing environmentally focused projects. This article explores promising economic sectors that…
Phraseology is a branch of linguistics that studies phraseological units, including idioms, proverbs, and setexpressions. It focuses on their meaning, structure, origin, and usage in different contexts. These units are…
This paper examines the development stages of small business and entrepreneurship in Uzbekistan. It highlightsthe key factors influencing the growth of entrepreneurship, including government policies, economic…
Information security is a crucial aspect of modern digital infrastructure. This study explores the fundamentalprinciples of information security, its importance, key threats, and best practices for securing digital…
This paper explores strategies for increasing the adoption of digital tools in modern banking. The conceptualstudy highlights four key approaches that banks should prioritize to remain competitive and meet diverse…
Personalization has become a critical strategy for businesses aiming to enhance customer experience and drivegrowth. This study examines the impact of personalization on key business indicators such as revenue growth…
This paper explores the pivotal role of management in fostering economic growth an area that has receivedcomparatively less attention in both theoretical and empirical literature than entrepreneurship. By examining the…
Uzbekistan possesses substantial potential for pilgrimage tourism, owing to its rich cultural heritage, distinctivehistorical landmarks, and natural beauty. However, to fully harness these opportunities, it is crucial…
The article analyzes the possibilities and directions of using financial technologies to improve financial literacy,which is an integral part of the population's economic competence. It also highlights the role of…
Practical grammar refers to the application of grammatical rules in real-life communication rather than justtheoretical knowledge. It focuses on how grammar functions in spoken and written contexts, ensuring that…
This article examines the development of managerial competence among future pedagogical personnel. Ithighlights the significance of management competence in the pedagogical process, exploring its key components…