THE ROLE AND IMPORTANCE OF COMMERCIAL BANKS IN THE DEVELOPMENT OF THE CAPITAL MARKET

Aybek Kayipbergenov, Baymuratova Zina Akilbekovna

Innovation science and technologiy · 2025-yil

Annotatsiya

This paper explores the critical role that commercial banks play in the development and deepening of capitalmarkets, particularly in both emerging and developed economies. Capital markets are essential mechanisms for mobilizinglong-term funds, fostering investment, and supporting sustainable economic growth. While traditionally perceivedas institutions focused on deposit-taking and lending, commercial banks have increasingly expanded their functionsto include underwriting of securities, management of investment portfolios, and facilitation of fnancial intermediationbetween investors and issuers.By utilizing a mixed-method approach that includes empirical data analysis, cross-country comparisons, and trendevaluations from 2015–2022, this study reveals a robust positive correlation between the scale and efciency of thebanking sector and key indicators of capital market development. These indicators include market capitalization, thenumber of initial public offerings (IPOs), and the issuance of corporate bonds. Countries with well-capitalized anddiversifed banking systems demonstrate stronger capital market activity, higher investor confdence, and more stableaccess to fnancing for the private sector.Furthermore, the study identifes how policy frameworks, technological innovations, and institutional capacities ofcommercial banks influence their effectiveness in supporting capital markets. The fndings provide important implicationsfor fnancial regulators, policymakers, and development strategists who seek to strengthen fnancial ecosystems bypromoting closer integration between banking institutions and capital market infrastructure.

Maqola ma’lumotlari
MualliflarAybek Kayipbergenov, Baymuratova Zina Akilbekovna
JurnalInnovation science and technologiy
Nashr sanasi2025-05-30
Jild1
Son5
Betlar53-56
TilIngliz
DOI10.5281/zenodo.17443572

Kalit so‘zlar

commercial banks, capital market, fnancial intermediation, investment banking, economic development, fnancial institutions, securities market, banking sector, market capitalization, fnancial system development.

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