MODERN APPROACHES TO DEPOSIT TURNOVER AND OPERATIONS IN COMMERCIAL BANKS

Olimov Abror Axadjon oʻg‘li

Innovation science and technologiy · 2025-yil

Annotatsiya

This article explores the evolving approaches to deposit turnover and operational strategies in commercial banksof Uzbekistan in the context of fnancial liberalization and digital transformation. The study focuses on the integrationof innovative banking technologies, regulatory adjustments, and customer behavior shifts that collectively influencedeposit mobilization and management efciency. By analyzing statistical trends from 2018 to 2024 and evaluating theperformance indicators of key commercial banks, the paper identifes the primary factors driving deposit growth, includingfntech adoption, interest rate reforms, and enhanced fnancial inclusion efforts. The research concludes with practicalpolicy suggestions for improving deposit operations while safeguarding fnancial stability in Uzbekistan’s commercialbanking sector.

Maqola ma’lumotlari
MualliflarOlimov Abror Axadjon oʻg‘li
JurnalInnovation science and technologiy
Nashr sanasi2025-05-30
Jild1
Son5
Betlar110-114
TilIngliz
DOI10.5281/zenodo.17443752

Kalit so‘zlar

Deposit turnover, commercial banks, Uzbekistan, fnancial innovation, deposit mobilization, fntech, interest rates, digital banking, banking operations, fnancial inclusion.

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