Modern Educational Technologies as a Means of Improving Students’ Financial Literacy

Nurmatova, Maftuna, Нурматова, Мафтуна, Nurmatova, Maftuna

Жамият ва инновациялар / Общество и инновации / Society and innovations · 2026-yil

Annotatsiya

The article examines the possibilities of using innovative educational technologies in developing students’ financial literacy. Special attention is paid to the role of digital tools, generative artificial intelligence, adaptive learning, simulation tasks, gamification, microlearning and learning analytics in improving the effectiveness of the educational process. It is substantiated that in the context of the digital economy, financial literacy should be viewed not only as a set of knowledge about income, expenses, savings and loans, but also as a practical ability to make independent, safe and responsible financial decisions. The article emphasizes that innovative technologies contribute to the development of students’ skills in planning personal and family budgets, rational consumption, assessing financial risks and safely using digital payment services. It is concluded that these technologies should be introduced into the educational process of higher education institutions on a methodologically sound basis.

Maqola ma’lumotlari
MualliflarNurmatova, Maftuna, Нурматова, Мафтуна, Nurmatova, Maftuna
JurnalЖамият ва инновациялар / Общество и инновации / Society and innovations
Nashr sanasi2026-04-25
Jild7
Son4/S
Betlar651-657
TilRus
DOI10.47689/2181-1415-vol7-iss4/s-pp651-657

Kalit so‘zlar

финансовая грамотность, цифровая экономика, инновационные образовательные технологии, искусственный интеллект, адаптивное обучение, геймификация, микрообучение, финансовое поведение, financial literacy, digital economy, innovative educational technologies, artificial intelligence, adaptive learning, gamification, microlearning, financial behavior, moliyaviy savodxonlik, raqamli iqtisodiyot, innovatsion ta’lim texnologiyalari, sun’iy intellekt, adaptiv ta’lim, geymifikatsiya, mikrota’lim, moliyaviy xulq-atvor

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