On the necessity of implementing a simplified (out-of-court) procedure for declaring individuals insolvent in the Republic of Uzbekistan

Alimbaev, Jakhongir, Алимбаев, Жахонгир, Alimbayev, Jahongir

Жамият ва инновациялар / Общество и инновации / Society and innovations · 2025-yil

Annotatsiya

This article analyzes the current legal mechanism for declaring individuals insolvent in the Republic of Uzbekistan and substantiates the need for its further development through the introduction of a simplified (out-of-court) procedure. It is noted that the implementation of personal insolvency proceedings is currently carried out exclusively through the court system, which limits access to legal rehabilitation for socially vulnerable categories of debtors and is accompanied by significant transaction costs. The article argues that the judicial model does not fully align with the objectives of effective law enforcement and the "second chance" principle. The expediency of introducing an administrative mechanism for declaring insolvent those individuals who do not possess assets and have limited liabilities is substantiated. Proposals are formulated to improve legislation aimed at enhancing the effectiveness of the personal insolvency institution.

Maqola ma’lumotlari
MualliflarAlimbaev, Jakhongir, Алимбаев, Жахонгир, Alimbayev, Jahongir
JurnalЖамият ва инновациялар / Общество и инновации / Society and innovations
Nashr sanasi2025-11-25
Jild6
Son11/S
Betlar371-378
TilRus
DOI10.47689/2181-1415-vol6-iss11/s-pp371-378

Kalit so‘zlar

неплатёжеспособность физических лиц, банкротство граждан, внесудебная процедура, упрощённая процедура, освобождение от обязательств, судебная и административная модели, принцип «второго шанса», insolvency of individuals, personal bankruptcy, out-of-court procedure, simplified procedure, discharge of obligations, judicial and administrative models, "second chance" principle, jismoniy shaxslarning to‘lovga layoqatsizligi, fuqarolarning bankrotligi, suddan tashqari jarayon, soddalashtirilgan tartib, majburiyatlardan ozod etish, sud va ma’muriy modellar, "ikkinchi imkoniyat" tamoyili

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