The article considers the impact of households' being overly indebted, including microloans and consumer loans, on the insolvency of individuals. The main attention is paid to the analysis of current realities in Uzbekistan, where high debt burden of the population in combination with insufficient transparency of credit conditions can cause an increase in the number of bankruptcies. The article also explores international approaches to solving the problem, such as limiting interest rates and improving financial literacy, and offers practical recommendations for their implementation in Uzbekistan.
| Mualliflar | Alimbaev, Jakhongir, Алимбаев, Жахонгир, Алимбаев, Жаҳонгир |
|---|---|
| Jurnal | Жамият ва инновациялар / Общество и инновации / Society and innovations |
| Nashr sanasi | 2024-11-25 |
| Jild | 5 |
| Son | 11/S |
| Betlar | 336-339 |
| Til | Rus |
| DOI | 10.47689/2181-1415-vol5-iss11/s-pp336-339 |
DOI: 10.47689/2181-1415-vol5-iss11/s-pp336-339 · Maqolaning asl sahifasi
закредитованность, микрозаймы, неплатежеспособность, финансовая грамотность, регулирование, over-indebtedness, microloans, insolvency, financial literacy, regulation, қарздорлик, микрокредитлар, тўловга қобилиятсизлик молиявий саводхонлик, тартибга солиш
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