Introducing transparent digital payment technologies for sole entrepreneurs and the self-employed segment

Isamuxamedov Anvar Sadiqovich, “Paynet” AJ Bosh direktori

Marketing · 2026-yil

Annotatsiya

This article examines the economic efficiency of implementing digital payment technologies in the activities of individual entrepreneurs (IEs) and self -employed persons. Analytical conclusions are presented on the impact of digital payments on reducing tra nsaction costs, increasing turnover and sales volumes, strengthening financial discipline and reporting, as well as expanding financial inclusion. The empirical basis of the study includes statistical data on payment infrastructure published by the Central Bank of the Republic of Uzbekistan, the World Bankʼs Global Findex database and financial inclusion reports, as well as open data and information released by government authorities. The article substantiates the role of digital payments in supporting sust ainable income generation in the segment of individual entrepreneurs and the self -employed, reducing the share of the shadow economy, and stabilizing state budget revenues.

Maqola ma’lumotlari
MualliflarIsamuxamedov Anvar Sadiqovich, “Paynet” AJ Bosh direktori
JurnalMarketing
NashriyotТошкент давлат иқтисодиёт университети
ISSN3060-4621
Nashr sanasi2026-01-31
Son1
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.67668/mj/2026iss1/711
Indeksga qo‘shilgan2026-10-18

DOI: 10.67668/mj/2026iss1/711 · Maqolaning asl sahifasi

Kalit so‘zlar

digital payments, individual entrepreneurs (IEs), self -employed persons, QR payments, POS terminals, cashless transactions, transaction costs, financial inclusion, digital trace, shadow economy, цифровые платежи, индивидуальные предприниматели (ИП), самозанятые лица, QR -платежи, POS -терминалы, безналичные расчёты, транзакционные издержки, финансовая инклюзия, цифровой след, теневая экономика, raqamli toʻlovlar, yakka tartibdagi tadbirkorlar (YTT), oʻzini oʻzi band qilgan shaxslar, QR -toʻlovlar, POS -terminallar, naqdsiz hisob -kitoblar, tranzaksiya xarajatlari, moliyaviy inklyuziya, raqamli iz, yashirin iqtisodiyot

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APAIsamuxamedov Anvar Sadiqovich, & “Paynet” AJ Bosh direktori (2026). INTRODUCING TRANSPARENT DIGITAL PAYMENT TECHNOLOGIES FOR SOLE ENTREPRENEURS AND THE SELF-EMPLOYED SEGMENT. Marketing, (1). https://doi.org/10.67668/mj/2026iss1/711
GOST (OAK)Isamuxamedov Anvar Sadiqovich, “Paynet” AJ Bosh direktori INTRODUCING TRANSPARENT DIGITAL PAYMENT TECHNOLOGIES FOR SOLE ENTREPRENEURS AND THE SELF-EMPLOYED SEGMENT // Marketing. – 2026. – № 1. – DOI: 10.67668/mj/2026iss1/711.
MLAIsamuxamedov Anvar Sadiqovich, and “Paynet” AJ Bosh direktori. “INTRODUCING TRANSPARENT DIGITAL PAYMENT TECHNOLOGIES FOR SOLE ENTREPRENEURS AND THE SELF-EMPLOYED SEGMENT.” Marketing, (1), 2026. https://doi.org/10.67668/mj/2026iss1/711
ChicagoIsamuxamedov Anvar Sadiqovich, and “Paynet” AJ Bosh direktori. “INTRODUCING TRANSPARENT DIGITAL PAYMENT TECHNOLOGIES FOR SOLE ENTREPRENEURS AND THE SELF-EMPLOYED SEGMENT.” Marketing, (1) (2026). https://doi.org/10.67668/mj/2026iss1/711
HarvardIsamuxamedov Anvar Sadiqovich, and “Paynet” AJ Bosh direktori (2026) ‘INTRODUCING TRANSPARENT DIGITAL PAYMENT TECHNOLOGIES FOR SOLE ENTREPRENEURS AND THE SELF-EMPLOYED SEGMENT’, Marketing, (1). https://doi.org/10.67668/mj/2026iss1/711
BibTeX
@article{isamuxamedovanvarsadiqovich2026,
  title = {INTRODUCING TRANSPARENT DIGITAL PAYMENT TECHNOLOGIES FOR SOLE ENTREPRENEURS AND THE SELF-EMPLOYED SEGMENT},
  author = {Isamuxamedov Anvar Sadiqovich and “Paynet” AJ Bosh direktori},
  journal = {Marketing},
  year = {2026},
  number = {1},
  doi = {10.67668/mj/2026iss1/711},
  url = {https://doi.org/10.67668/mj/2026iss1/711}
}

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