Sirkulyar iqtisodiyot loyihalarini moliyalashtirishda raqamli toʻlov platformalaridan foydalanish mexanizmlarini takomillashtirish

Isamuxamedov Anvar Sadiqovich

Marketing · 2026-yil

Annotatsiya

The article examined the role of digital payment platforms as a financing infrastructure for circular economy projects. Combining fintech theory with circular business model concepts, the author substantiated that a payment platform shaped financial flows and generated data at every stage of resource circulation. The study assessed, from official sources, the share of cashless payments, bank cards and payment terminals in Uzbekistan and household waste recycling indicators. Mechanisms of micro-payments for deposit-return schemes, pay-per-use billing, crowdfunding, eco-cashback, embedded finance and credit scoring based on transaction data were systematised. Formulas for the deposit fund balance and the payment discipline index of small recyclers were developed together with a conceptual model of platform-based financing. The results supported attracting private capital to circular projects. Based on the research results, practical proposals in five directions were developed.

Maqola ma’lumotlari
MualliflarIsamuxamedov Anvar Sadiqovich
JurnalMarketing
NashriyotТошкент давлат иқтисодиёт университети
ISSN3060-4621
Nashr sanasi2026-09-25
Betlar156-166
TilO‘zbek
Ilmiy sohaIqtisodiyot
DOI10.67668/mj/2026issmaxsus/2073
Indeksga qo‘shilgan2026-10-18

DOI: 10.67668/mj/2026issmaxsus/2073 · Maqolaning asl sahifasi

Kalit so‘zlar

sirkulyar iqtisodiyot, raqamli toʻlov platformasi, depozit-qaytarish tizimi, oʻrnatilgan moliya, kraudfanding, kredit skoringi, yashil moliya, mikrotoʻlov, циркулярная экономика, цифровая платёжная платформа, система залогового возврата, встроенные финансы, краудфандинг, кредитный скоринг, зелёные финансы, микроплатёж, circular economy, digital payment platform, deposit-return scheme, embedded finance, crowdfunding, credit scoring, green finance, micro-payment

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APAIsamuxamedov Anvar Sadiqovich (2026). SIRKULYAR IQTISODIYOT LOYIHALARINI MOLIYALASHTIRISHDA RAQAMLI TOʻLOV PLATFORMALARIDAN FOYDALANISH MEXANIZMLARINI TAKOMILLASHTIRISH. Marketing, 156-166. https://doi.org/10.67668/mj/2026issmaxsus/2073
GOST (OAK)Isamuxamedov Anvar Sadiqovich SIRKULYAR IQTISODIYOT LOYIHALARINI MOLIYALASHTIRISHDA RAQAMLI TOʻLOV PLATFORMALARIDAN FOYDALANISH MEXANIZMLARINI TAKOMILLASHTIRISH // Marketing. – 2026. – B. 156-166. – DOI: 10.67668/mj/2026issmaxsus/2073.
MLAIsamuxamedov Anvar Sadiqovich. “SIRKULYAR IQTISODIYOT LOYIHALARINI MOLIYALASHTIRISHDA RAQAMLI TOʻLOV PLATFORMALARIDAN FOYDALANISH MEXANIZMLARINI TAKOMILLASHTIRISH.” Marketing, 156-166, 2026. https://doi.org/10.67668/mj/2026issmaxsus/2073
ChicagoIsamuxamedov Anvar Sadiqovich. “SIRKULYAR IQTISODIYOT LOYIHALARINI MOLIYALASHTIRISHDA RAQAMLI TOʻLOV PLATFORMALARIDAN FOYDALANISH MEXANIZMLARINI TAKOMILLASHTIRISH.” Marketing, 156-166 (2026). https://doi.org/10.67668/mj/2026issmaxsus/2073
HarvardIsamuxamedov Anvar Sadiqovich (2026) ‘SIRKULYAR IQTISODIYOT LOYIHALARINI MOLIYALASHTIRISHDA RAQAMLI TOʻLOV PLATFORMALARIDAN FOYDALANISH MEXANIZMLARINI TAKOMILLASHTIRISH’, Marketing, 156-166. https://doi.org/10.67668/mj/2026issmaxsus/2073
BibTeX
@article{isamuxamedovanvarsadiqovich2026,
  title = {SIRKULYAR IQTISODIYOT LOYIHALARINI MOLIYALASHTIRISHDA RAQAMLI TOʻLOV PLATFORMALARIDAN FOYDALANISH MEXANIZMLARINI TAKOMILLASHTIRISH},
  author = {Isamuxamedov Anvar Sadiqovich},
  journal = {Marketing},
  year = {2026},
  pages = {156-166},
  doi = {10.67668/mj/2026issmaxsus/2073},
  url = {https://doi.org/10.67668/mj/2026issmaxsus/2073}
}

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