The article examines the application of artificial intelligence to forecasting credit losses and market volatility in commercial banks. It analyses traditional statistical methods and machine-learning algorithms used to estimate default probability, expected credit losses, and financial market dynamics. The study substantiates the use of a hybrid approach combining econometric models with intelligent algorithms. The main limitations associated with data quality, model explainability, and model risk are also identified.
| Mualliflar | Kadirova , Barno, Кадирова , Барно, Kadirova , Barno |
|---|---|
| Jurnal | Иқтисодий тараққиёт ва таҳлил |
| Nashriyot | Ўзбекистон иқтисодиётини ривожлантиришнинг илмий-тадқиқот маркази |
| ISSN | 2992-877X |
| Nashr sanasi | 2026-07-31 |
| Jild | 4 |
| Son | 7 |
| Betlar | 226-233 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/2992-877x-2026-vol4-iss7-pp226-233 |
| Indeksga qo‘shilgan | 2026-08-27 |
DOI: 10.60078/2992-877x-2026-vol4-iss7-pp226-233 · Maqolaning asl sahifasi
artificial intelligence, commercial banks, credit risk, credit losses, market risk, market volatility, machine learning, risk management, искусственный интеллект, коммерческие банки, кредитный риск, кредитные потери, рыночный риск, рыночная волатильность, машинное обучение, риск менеджмент, sun’iy intellekt, tijorat banklari, kredit riski, kredit yo‘qotishlari, bozor riski, bozor volatilligi, mashinaviy o‘qitish, risk-menejment
| APA | Kadirova , Barno, Кадирова , Барно, & Kadirova , Barno (2026). APPLICATION OF ARTIFICIAL INTELLIGENCE IN FORECASTING CREDIT LOSSES AND MARKET VOLATILITY IN COMMERCIAL BANKS. Иқтисодий тараққиёт ва таҳлил, 4(7), 226-233. https://doi.org/10.60078/2992-877x-2026-vol4-iss7-pp226-233 |
|---|---|
| GOST (OAK) | Kadirova , Barno, Кадирова , Барно, Kadirova , Barno APPLICATION OF ARTIFICIAL INTELLIGENCE IN FORECASTING CREDIT LOSSES AND MARKET VOLATILITY IN COMMERCIAL BANKS // Иқтисодий тараққиёт ва таҳлил. – 2026. – T. 4, № 7. – P. 226-233. – DOI: 10.60078/2992-877x-2026-vol4-iss7-pp226-233. |
| MLA | Kadirova , Barno, Кадирова , Барно, and Kadirova , Barno. “APPLICATION OF ARTIFICIAL INTELLIGENCE IN FORECASTING CREDIT LOSSES AND MARKET VOLATILITY IN COMMERCIAL BANKS.” Иқтисодий тараққиёт ва таҳлил, 4(7), 226-233, 2026. https://doi.org/10.60078/2992-877x-2026-vol4-iss7-pp226-233 |
| Chicago | Kadirova , Barno, Кадирова , Барно, and Kadirova , Barno. “APPLICATION OF ARTIFICIAL INTELLIGENCE IN FORECASTING CREDIT LOSSES AND MARKET VOLATILITY IN COMMERCIAL BANKS.” Иқтисодий тараққиёт ва таҳлил, 4(7), 226-233 (2026). https://doi.org/10.60078/2992-877x-2026-vol4-iss7-pp226-233 |
| Harvard | Kadirova , Barno, Кадирова , Барно, and Kadirova , Barno (2026) ‘APPLICATION OF ARTIFICIAL INTELLIGENCE IN FORECASTING CREDIT LOSSES AND MARKET VOLATILITY IN COMMERCIAL BANKS’, Иқтисодий тараққиёт ва таҳлил, 4(7), 226-233. https://doi.org/10.60078/2992-877x-2026-vol4-iss7-pp226-233 |
| BibTeX | @article{kadirovabarno2026,
title = {APPLICATION OF ARTIFICIAL INTELLIGENCE IN FORECASTING CREDIT LOSSES AND MARKET VOLATILITY IN COMMERCIAL BANKS},
author = {Kadirova , Barno and Кадирова , Барно and Kadirova , Barno},
journal = {Иқтисодий тараққиёт ва таҳлил},
year = {2026},
volume = {4},
number = {7},
pages = {226-233},
doi = {10.60078/2992-877x-2026-vol4-iss7-pp226-233},
url = {https://doi.org/10.60078/2992-877x-2026-vol4-iss7-pp226-233}
} |
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