Development of an artificial intelligence-based system for forecasting bank financial risks and early warning

Xolmatov, Suxrob, Холматов , Сухроб, Xolmatov , Suxrob

Иқтисодий тараққиёт ва таҳлил · 2026-yil

Annotatsiya

This article examines the forecasting of bank financial risks and the development of an early warning system using artificial intelligence. It discusses the use of financial, transactional, and macroeconomic data to identify credit, liquidity, market, and operational risks. A conceptual model is proposed for generating green, yellow, and red signals based on risk probability and expected losses. The importance of model explainability, human oversight, and regular validation is also substantiated.

Maqola ma’lumotlari
MualliflarXolmatov, Suxrob, Холматов , Сухроб, Xolmatov , Suxrob
JurnalИқтисодий тараққиёт ва таҳлил
NashriyotЎзбекистон иқтисодиётини ривожлантиришнинг илмий-тадқиқот маркази
ISSN2992-877X
Nashr sanasi2026-07-31
Jild4
Son7
Betlar191-198
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.60078/2992-877x-2026-vol4-iss7-pp191-198
Indeksga qo‘shilgan2026-08-27

DOI: 10.60078/2992-877x-2026-vol4-iss7-pp191-198 · Maqolaning asl sahifasi

Kalit so‘zlar

artificial intelligence, banking risks, financial risks, forecasting, early warning system, credit risk, liquidity risk, risk management, искусственный интеллект, банковские риски, финансовые риски, прогнозирование, система раннего предупреждения, кредитный риск, риск ликвидности, риск-менеджмент, sun’iy intellekt, bank risklari, moliyaviy risklar, prognozlash, erta ogohlantirish tizimi, kredit riski, likvidlik riski, risk-menejment

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APAXolmatov, Suxrob, Холматов , Сухроб, & Xolmatov , Suxrob (2026). DEVELOPMENT OF AN ARTIFICIAL INTELLIGENCE-BASED SYSTEM FOR FORECASTING BANK FINANCIAL RISKS AND EARLY WARNING. Иқтисодий тараққиёт ва таҳлил, 4(7), 191-198. https://doi.org/10.60078/2992-877x-2026-vol4-iss7-pp191-198
GOST (OAK)Xolmatov, Suxrob, Холматов , Сухроб, Xolmatov , Suxrob DEVELOPMENT OF AN ARTIFICIAL INTELLIGENCE-BASED SYSTEM FOR FORECASTING BANK FINANCIAL RISKS AND EARLY WARNING // Иқтисодий тараққиёт ва таҳлил. – 2026. – T. 4, № 7. – P. 191-198. – DOI: 10.60078/2992-877x-2026-vol4-iss7-pp191-198.
MLAXolmatov, Suxrob, Холматов , Сухроб, and Xolmatov , Suxrob. “DEVELOPMENT OF AN ARTIFICIAL INTELLIGENCE-BASED SYSTEM FOR FORECASTING BANK FINANCIAL RISKS AND EARLY WARNING.” Иқтисодий тараққиёт ва таҳлил, 4(7), 191-198, 2026. https://doi.org/10.60078/2992-877x-2026-vol4-iss7-pp191-198
ChicagoXolmatov, Suxrob, Холматов , Сухроб, and Xolmatov , Suxrob. “DEVELOPMENT OF AN ARTIFICIAL INTELLIGENCE-BASED SYSTEM FOR FORECASTING BANK FINANCIAL RISKS AND EARLY WARNING.” Иқтисодий тараққиёт ва таҳлил, 4(7), 191-198 (2026). https://doi.org/10.60078/2992-877x-2026-vol4-iss7-pp191-198
HarvardXolmatov, Suxrob, Холматов , Сухроб, and Xolmatov , Suxrob (2026) ‘DEVELOPMENT OF AN ARTIFICIAL INTELLIGENCE-BASED SYSTEM FOR FORECASTING BANK FINANCIAL RISKS AND EARLY WARNING’, Иқтисодий тараққиёт ва таҳлил, 4(7), 191-198. https://doi.org/10.60078/2992-877x-2026-vol4-iss7-pp191-198
BibTeX
@article{xolmatovsuxrob2026,
  title = {DEVELOPMENT OF AN ARTIFICIAL INTELLIGENCE-BASED SYSTEM FOR FORECASTING BANK FINANCIAL RISKS AND EARLY WARNING},
  author = {Xolmatov, Suxrob and Холматов , Сухроб and Xolmatov , Suxrob},
  journal = {Иқтисодий тараққиёт ва таҳлил},
  year = {2026},
  volume = {4},
  number = {7},
  pages = {191-198},
  doi = {10.60078/2992-877x-2026-vol4-iss7-pp191-198},
  url = {https://doi.org/10.60078/2992-877x-2026-vol4-iss7-pp191-198}
}

Boshqa maqola uchun iqtibos tayyorlash

Иқтисодий тараққиёт ва таҳлил jurnalidan boshqa maqolalar

Иқтисодий тараққиёт ва таҳлил — barcha maqolalar · 2026-yil arxivi

Xolmatov, Suxrob — boshqa maqolalari

Iqtisodiyot sohasidagi boshqa maqolalar

Iqtisodiyot sohasidagi OAK jurnallari