Fintech – это сфера бизнеса и банковских услуг, связанная с финансовыми технологиями. Она включает технологии, применяемые в сфере финансовых услуг, такие как мобильные платежи, денежные переводы, кредиты, сбор средств, управление активами и капиталом. В п оследние годы инвестиции в Fintech значительно выросли, и ожидается, что эта тенденция сохранится, поскольку Fintech не ограничивается только сферой финансовых услуг, но также охватывает все компании, работающие в сфере финансов, и Fintech -стартапы. Эти ст артапы являются быстрыми и инновационными, оказывая значительное влияние на существующие системы и потенциально трансформируя традиционную финансовую систему. Fintech представляет собой комплекс технологически основанных продуктов и услуг, направленных на повышение качества традиционных финансовых сервисов. Эти услуги быстрые и удобные, и в большинстве случаев разрабатываются Fintech -стартапами. Такие компании л ибо сотрудничают с существующими финансовыми учреждениями, либо конкурируют с ними, стремясь улучшить розничные и корпоративные банковские услуги. Данная статья посвящена понятию финансовых технологий, их значимости, а также выгодам сотрудничества между ба нками и Fintech -компаниями. 163
| Mualliflar | Azimova Nasiba Shuxratovna |
|---|---|
| Jurnal | Marketing |
| Nashr sanasi | 2025-02-28 |
| Son | 2 |
| Til | O‘zbek |
| DOI | 10.67668/mj/2025iss2/269 |
DOI: 10.67668/mj/2025iss2/269 · Maqolaning asl sahifasi
Banks, financial technologies, financial services, information systems, Банки, финансовые технологии, финансовые услуги, информационные системы. Abstrac t Fintech is a business and banking services sector that refers to financial technologies. It includes technologies applied in the financial services industry, such as mobile payments, money transfers, loans, fundraising, asset, and wealth management. In recent years, investments in Fintech have been growing rapidly, and this trend is expected to continue. This is because Fintech is not limited to the financial services sector but also applies to all companies engaged in financial services and Fintech startups. These startups are fast and innovative, significantly impacting existing systems and potentially transforming traditional financial systems. Fintech represents a range of technology -based products and services that improve the quality of traditional financial services. These services are fast and convenient, often developed by Fintech startup companies. Such companies either collaborate with or compete against existing financial service providers to enhance retail and corporate banking services. This article focuses on the concept and importance of financial technologies, as well as the mutual benefits of cooperation between banks and Fintech co mpanies. Keywords: Banks, financial technologies, financial services, information systems, Banklar, moliyaviy texnologiyalar, moliyaviy xizmatlar, axborot tizimlari
“Work discipline in an enterprise is a set of transmission functions that actively motivate from the perspective of microeconomic management theory,” says Nobel laureate and international expert on labor discipline…
This article is a comprehensive statistical analysis of farm performance research, focusing on statistical indicators of farm performance. The article discusses various 48 statistical methods — descriptive statistics…
This article analyzes the process of forming brands that adhere to national traditions in manufacturing enterprises in Uzbekistan. It examines the economic factors, marketing strategies, and consumer behavior that…
This scientific article explores the scientific and methodological approaches aimed at improving the cargo and passenger transportation system in Uzbekistan. The article examines the efficiency of transport…
The article analyzes innovative banking services provided by commercial banks in developed countries. In particular, it examines private banking services targeting high-net-worth individuals, digital technology -based…
This article analyzes the process of digital transformation in enterprises, the integration of digital marketing tools, and methods for evaluating their effectiveness. The impact of modern digital technologies on…
This article analyzes the issue of increasing regional economic -social opportunities based on the clustering approach. Clustering is considered as an important factor in regional development, and its impact on the…
This article analyzes strategies for using neuromarketing in the fashion industry. Neuromarketing aims to study consumersʼ subconscious emotions and influence their purchasing decisions. The research examines…
This study examines the effectiveness of integrating digital technologies – databases, cloud systems, artificial intelligence and other modern tools – into the management processes of higher education institutions. With…
The main indicators of the innovative activity of small business and private entrepreneurship, the territorial structure of innovative goods, works, and services produced by enterprises in this area, and the dynamics of…