This article examines the role of health insurance systems in ensuring universal healthcare access within the European Union. Although EU Member States have achieved high levels of population coverage through diverse health insurance models, significant disparities in access to healthcare services persist. The study adopts a comparative legal approach, analyzing Bismarckian, Beveridgean, and mixed systems in selected Member States, alongside a doctrinal analysis of relevant EU legal frameworks, particularly Directive 2011/24/EU on patients’ rights in cross-border healthcare. The research highlights the distinction between formal (de jure) insurance coverage and effective (de facto) access to healthcare services. It argues that the existence of health insurance does not automatically guarantee equitable access, as structural inequalities, financial barriers such as co-payments, regional disparities, and system fragmentation continue to limit healthcare utilization. Particular attention is given to vulnerable groups—including migrants, unemployed individuals, the elderly, and rural populations—who face disproportionate challenges in accessing healthcare services. The findings support the hypothesis that, while health insurance systems in the European Union formally promote universal healthcare, their effectiveness is constrained by legal fragmentation and socio-economic inequalities. The article concludes by proposing legal and policy reforms aimed at enhancing harmonization, strengthening the role of the European Union, promoting digital health solutions, and ensuring equity-based access to healthcare services.
| Mualliflar | Rayimova, Munisa, Раимова, Муниса, Rayimova, Munisa |
|---|---|
| Jurnal | Жамият ва инновациялар / Общество и инновации / Society and innovations |
| Nashr sanasi | 2026-03-25 |
| Jild | 7 |
| Son | 3/S |
| Betlar | 302-311 |
| Til | Ingliz |
| DOI | 10.47689/2181-1415-vol7-iss3/s-pp302-311 |
DOI: 10.47689/2181-1415-vol7-iss3/s-pp302-311 · Maqolaning asl sahifasi
Медицинское страхование, всеобщий охват услугами здравоохранения, право Европейского союза, доступ к медицинской помощи, равенство, трансграничное медицинское обслуживание, политика в области здравоохранения, уязвимые группы, Health insurance, Universal healthcare, European Union law, Access to healthcare, Equity, Cross-border healthcare, Health policy, Vulnerable groups, Tibbiy sug‘urta, Umumjahon sog‘liqni saqlash, Yevropa Ittifoqi huquqi, Tibbiy xizmatdan foydalanish, Adolatlilik, Transchegaraviy sog‘liqni saqlash, Sog‘liqni saqlash siyosati, Aholining zaif guruhlari
This article examines the legal nature, characteristics, and classification of online payments in the context of the digitalization of the economy of the Republic of Uzbekistan. The relevance of this work stems from the…
The article analyzes the subject of an administrative-legal dispute and the role of administrative acts and administrative actions (inaction) in its determination. Administrative acts and actions are examined as a means…
This article examines the legal nature of digital assets in civil law and the challenges of classifying them as objects of property rights from the author’s professorial standpoint. A comparative analysis of the Russian…
This article analyzes religious tolerance in the Republic of Uzbekistan as a factor of development, its historical roots, and its role in ensuring interethnic harmony, based on data from scientific literature and…
This article examines the activities of international organizations and programs in the development of women’s political rights. It analyzes the role of international institutions in ensuring gender equality, expanding…
This article analyzes the methodological foundations for developing students’ skills in working with scientific information and making evidence-based decisions in chemistry education. In modern education, the…
This article analyzes English as a lingua franca and its pragmatic features. Based on the World Englishes framework, it examines pragmatic interference arising in intercultural communication. The views of scholars such…
This article provides a theoretical analysis of the concept of rights to an invention. It highlights the importance of inventions in the development of society, the fundamental principles of patent law, and their legal…
The article examines potential web-quest technology for developing intercultural competence among students of non-philological specialties in the process of learning English. Special attention is given to the analysis…
This article analyzes the current procedural and criminalistic aspects of investigating crimes in the field of ecology. It examines the current state of this category of crimes, their latent nature, the delayed…
Жамият ва инновациялар / Общество и инновации / Society and innovations — barcha maqolalar