Methodological approaches to improving the efficiency of banking products based on artificial intelligence technologies

Xujamuratov , Abbos, Хужамуратов , Аббос, Xujamuratov , Abbos

Илғор иқтисодиёт ва педагогик технологиялар · 2026-yil

Annotatsiya

This article examines methodological approaches to improving the efficiency of banking products through artificial intelligence technologies. The stages of integrating artificial intelligence into the banking product life cycle are systematized, and the interrelationship between process automation, predictive analytics, personalization, risk management, and adaptive product management is substantiated. A conceptual model incorporating data quality, algorithmic transparency, human oversight, and continuous monitoring is proposed.

Maqola ma’lumotlari
MualliflarXujamuratov , Abbos, Хужамуратов , Аббос, Xujamuratov , Abbos
JurnalИлғор иқтисодиёт ва педагогик технологиялар
NashriyotТошкент давлат иқтисодиёт университети ҳузуридаги «Ўзбекистон иқтисодиётини ривожлантиришнинг илмий асослари ва муаммолари» илмий-тадқиқот маркази
ISSN1994-2025
Nashr sanasi2026-07-20
Jild3
Son4
Betlar43-52
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.60078/3060-4842-2026-vol3-iss4-pp43-52
Indeksga qo‘shilgan2026-08-26

DOI: 10.60078/3060-4842-2026-vol3-iss4-pp43-52 · Maqolaning asl sahifasi

Kalit so‘zlar

artificial intelligence, banking products, efficiency, methodological approach, predictive analytics, personalization, risk management, digital banking services, искусственный интеллект, банковские продукты, эффективность, методологический подход, прогнозная аналитика, персонализация, управление рисками, цифровые банковские услуги, sun’iy intellekt, bank mahsulotlari, samaradorlik, metodologik yondashuv, prognozli tahlil, personallashtirish, risklarni boshqarish, raqamli bank xizmatlari

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APAXujamuratov , Abbos, Хужамуратов , Аббос, & Xujamuratov , Abbos (2026). METHODOLOGICAL APPROACHES TO IMPROVING THE EFFICIENCY OF BANKING PRODUCTS BASED ON ARTIFICIAL INTELLIGENCE TECHNOLOGIES. Илғор иқтисодиёт ва педагогик технологиялар, 3(4), 43-52. https://doi.org/10.60078/3060-4842-2026-vol3-iss4-pp43-52
GOST (OAK)Xujamuratov , Abbos, Хужамуратов , Аббос, Xujamuratov , Abbos METHODOLOGICAL APPROACHES TO IMPROVING THE EFFICIENCY OF BANKING PRODUCTS BASED ON ARTIFICIAL INTELLIGENCE TECHNOLOGIES // Илғор иқтисодиёт ва педагогик технологиялар. – 2026. – T. 3, № 4. – P. 43-52. – DOI: 10.60078/3060-4842-2026-vol3-iss4-pp43-52.
MLAXujamuratov , Abbos, Хужамуратов , Аббос, and Xujamuratov , Abbos. “METHODOLOGICAL APPROACHES TO IMPROVING THE EFFICIENCY OF BANKING PRODUCTS BASED ON ARTIFICIAL INTELLIGENCE TECHNOLOGIES.” Илғор иқтисодиёт ва педагогик технологиялар, 3(4), 43-52, 2026. https://doi.org/10.60078/3060-4842-2026-vol3-iss4-pp43-52
ChicagoXujamuratov , Abbos, Хужамуратов , Аббос, and Xujamuratov , Abbos. “METHODOLOGICAL APPROACHES TO IMPROVING THE EFFICIENCY OF BANKING PRODUCTS BASED ON ARTIFICIAL INTELLIGENCE TECHNOLOGIES.” Илғор иқтисодиёт ва педагогик технологиялар, 3(4), 43-52 (2026). https://doi.org/10.60078/3060-4842-2026-vol3-iss4-pp43-52
HarvardXujamuratov , Abbos, Хужамуратов , Аббос, and Xujamuratov , Abbos (2026) ‘METHODOLOGICAL APPROACHES TO IMPROVING THE EFFICIENCY OF BANKING PRODUCTS BASED ON ARTIFICIAL INTELLIGENCE TECHNOLOGIES’, Илғор иқтисодиёт ва педагогик технологиялар, 3(4), 43-52. https://doi.org/10.60078/3060-4842-2026-vol3-iss4-pp43-52
BibTeX
@article{xujamuratovabbos2026,
  title = {METHODOLOGICAL APPROACHES TO IMPROVING THE EFFICIENCY OF BANKING PRODUCTS BASED ON ARTIFICIAL INTELLIGENCE TECHNOLOGIES},
  author = {Xujamuratov , Abbos and Хужамуратов , Аббос and Xujamuratov , Abbos},
  journal = {Илғор иқтисодиёт ва педагогик технологиялар},
  year = {2026},
  volume = {3},
  number = {4},
  pages = {43-52},
  doi = {10.60078/3060-4842-2026-vol3-iss4-pp43-52},
  url = {https://doi.org/10.60078/3060-4842-2026-vol3-iss4-pp43-52}
}

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