This article examines the development of modern banking products based on customer demand and the improvement of their efficiency. It analyzes the implementation of innovative technologies in the banking sector, such as biometric identification, artificial intelligence, Big Data, the Internet of Things (IoT), and digital platforms. The study highlights that digital transformation enhances the quality of banking services, strengthens data security, and increases customer trust.
| Mualliflar | Xujamuratov, Abbos, Хужамуратов, Аббос, Xujamuratov, Abbos |
|---|---|
| Jurnal | Илғор иқтисодиёт ва педагогик технологиялар |
| Nashr sanasi | 2025-10-31 |
| Jild | 2 |
| Son | 5 |
| Betlar | 737-746 |
| Til | O‘zbek |
| DOI | 10.60078/3060-4842-2025-vol2-iss5-pp737-746 |
DOI: 10.60078/3060-4842-2025-vol2-iss5-pp737-746 · Maqolaning asl sahifasi
modern banking products, digitalization, artificial intelligence, biometric security, Big Data, customer demand, innovations, современные банковские продукты, цифровизация, искусственный интеллект, биометрическая безопасность, большие данные, потребности клиентов, инновации, zamonaviy bank mahsulotlari, raqamlashtirish, sun’iy intellekt, biometrik xavfsizlik, katta ma’lumotlar, mijoz talabi, innovatsiyalar
This article makes extensive use of the issues of implementing the experience of organizing integrated control in the activities of commercial banks in Uzbekistan, its specific and organizational aspects, which are…
This article analyzes the adequacy of commercial banks' deposit base, the factors affecting it, the alignment of maturities, interest rates, and volumes between bank deposits and loans, as well as the growth trends of…
This article analyzes global trends in the development of the service sector and their role in the modern economy. The study examined the global dynamics of the service sector based on comparative analysis, a systematic…
This article analyzes the essence and effectiveness of the economic reforms carried out in Uzbekistan in recent years. The study examines the dynamics of the country’s main macroeconomic indicators like gross domestic…
This article examines the impact of the corporate tax rate on investment and production growth. According to the analysis, reducing the effective corporate tax rate has a positive impact on investment and production…
The article highlights the characteristics of organizing audit activities in the public sector of the Republic of Uzbekistan, factors for their improvement, and the development of digital audit practices based on…
The article analyzes the impact of inclusiveness on regional socioeconomic growth. Regional economic development reveals social relationships shaped by specialization, the rational use of existing potential and other…
This article analyzes the role and status of investment, improving the investment climate, domestic and foreign investment in the development of our economy. The importance of improving the investment climate in the…
The article explores the theoretical aspects of creative accounting within the context of the creative economy. The author analyzes the scientific works of economists in this field and provides relevant conclusions…
Countries are increasingly proposing investment attraction systems that aim to improve economic efficiency and achieve higher “green competitiveness” outcomes by better aligning environmental standards and growth…
Илғор иқтисодиёт ва педагогик технологиялар — barcha maqolalar