This article analyzes the adequacy of commercial banks' deposit base, the factors affecting it, the alignment of maturities, interest rates, and volumes between bank deposits and loans, as well as the growth trends of deposits and loans. The causes of the transformation risk associated with bank deposits and credits have been examined. Furthermore, practical proposals and recommendations have been developed regarding existing problems in bank credit services and their solutions
| Mualliflar | Melikov, Otabek, Меликов, Отабек, Melikov, Otabek |
|---|---|
| Jurnal | Илғор иқтисодиёт ва педагогик технологиялар |
| Nashriyot | Тошкент давлат иқтисодиёт университети ҳузуридаги «Ўзбекистон иқтисодиётини ривожлантиришнинг илмий асослари ва муаммолари» илмий-тадқиқот маркази |
| ISSN | 1994-2025 |
| Nashr sanasi | 2025-10-31 |
| Jild | 2 |
| Son | 5 |
| Betlar | 731-736 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/3060-4842-2025-vol2-iss5-pp731-736 |
| Indeksga qo‘shilgan | 2026-08-26 |
DOI: 10.60078/3060-4842-2025-vol2-iss5-pp731-736 · Maqolaning asl sahifasi
deposit, credit, transformation risk, default risk, stability of the deposit base, loan portfolio, credit policy, депозит, кредит, риск трансформации, риск дефолта, стабильность депозитной базы, кредитный портфель, кредитная политика, depozit, kredit, transformatsiya riski, defolt riski, depozit bazasining barqarorligi, kredit portfeli, kredit siyosati
| APA | Melikov, Otabek, Меликов, Отабек, & Melikov, Otabek (2025). ISSUES OF IMPROVING DEPOSIT AND CREDIT SERVICES OF COMMERCIAL BANKS: PROBLEMS AND SOLUTIONS. Илғор иқтисодиёт ва педагогик технологиялар, 2(5), 731-736. https://doi.org/10.60078/3060-4842-2025-vol2-iss5-pp731-736 |
|---|---|
| GOST (OAK) | Melikov, Otabek, Меликов, Отабек, Melikov, Otabek ISSUES OF IMPROVING DEPOSIT AND CREDIT SERVICES OF COMMERCIAL BANKS: PROBLEMS AND SOLUTIONS // Илғор иқтисодиёт ва педагогик технологиялар. – 2025. – T. 2, № 5. – P. 731-736. – DOI: 10.60078/3060-4842-2025-vol2-iss5-pp731-736. |
| MLA | Melikov, Otabek, Меликов, Отабек, and Melikov, Otabek. “ISSUES OF IMPROVING DEPOSIT AND CREDIT SERVICES OF COMMERCIAL BANKS: PROBLEMS AND SOLUTIONS.” Илғор иқтисодиёт ва педагогик технологиялар, 2(5), 731-736, 2025. https://doi.org/10.60078/3060-4842-2025-vol2-iss5-pp731-736 |
| Chicago | Melikov, Otabek, Меликов, Отабек, and Melikov, Otabek. “ISSUES OF IMPROVING DEPOSIT AND CREDIT SERVICES OF COMMERCIAL BANKS: PROBLEMS AND SOLUTIONS.” Илғор иқтисодиёт ва педагогик технологиялар, 2(5), 731-736 (2025). https://doi.org/10.60078/3060-4842-2025-vol2-iss5-pp731-736 |
| Harvard | Melikov, Otabek, Меликов, Отабек, and Melikov, Otabek (2025) ‘ISSUES OF IMPROVING DEPOSIT AND CREDIT SERVICES OF COMMERCIAL BANKS: PROBLEMS AND SOLUTIONS’, Илғор иқтисодиёт ва педагогик технологиялар, 2(5), 731-736. https://doi.org/10.60078/3060-4842-2025-vol2-iss5-pp731-736 |
| BibTeX | @article{melikovotabek2025,
title = {ISSUES OF IMPROVING DEPOSIT AND CREDIT SERVICES OF COMMERCIAL BANKS: PROBLEMS AND SOLUTIONS},
author = {Melikov, Otabek and Меликов, Отабек and Melikov, Otabek},
journal = {Илғор иқтисодиёт ва педагогик технологиялар},
year = {2025},
volume = {2},
number = {5},
pages = {731-736},
doi = {10.60078/3060-4842-2025-vol2-iss5-pp731-736},
url = {https://doi.org/10.60078/3060-4842-2025-vol2-iss5-pp731-736}
} |
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