This article analyzes the adequacy of commercial banks' deposit base, the factors affecting it, the alignment of maturities, interest rates, and volumes between bank deposits and loans, as well as the growth trends of deposits and loans. The causes of the transformation risk associated with bank deposits and credits have been examined. Furthermore, practical proposals and recommendations have been developed regarding existing problems in bank credit services and their solutions
| Mualliflar | Melikov, Otabek, Меликов, Отабек, Melikov, Otabek |
|---|---|
| Jurnal | Илғор иқтисодиёт ва педагогик технологиялар |
| Nashr sanasi | 2025-10-31 |
| Jild | 2 |
| Son | 5 |
| Betlar | 731-736 |
| Til | O‘zbek |
| DOI | 10.60078/3060-4842-2025-vol2-iss5-pp731-736 |
DOI: 10.60078/3060-4842-2025-vol2-iss5-pp731-736 · Maqolaning asl sahifasi
deposit, credit, transformation risk, default risk, stability of the deposit base, loan portfolio, credit policy, депозит, кредит, риск трансформации, риск дефолта, стабильность депозитной базы, кредитный портфель, кредитная политика, depozit, kredit, transformatsiya riski, defolt riski, depozit bazasining barqarorligi, kredit portfeli, kredit siyosati
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