Cybercrime involving personal data and electronic payment systems: challenges, threats, and prevention strategies

Umarov, Bakhtiyor, Умаров, Бахтиёр, Umarov, Baxtiyor

Жамият ва инновациялар / Общество и инновации / Society and innovations · 2025-yil

Annotatsiya

The rapid development of information and communication technologies has fundamentally transformed modern society, creating new opportunities in the banking sector, public services, and various commercial sectors. However, digital transformation has simultaneously created vulnerabilities that are actively exploited by cybercriminals. This study examines the escalation of global cybercrime trends, with particular emphasis on personal data breaches and electronic payment system fraud. Analysis of international statistics reveals an alarming growth trajectory: in the US, a record number of cybercrimes were recorded in 2024 - 860,000 cases with losses amounting to $16.6 billion. Similar trends are observed in Russia and Uzbekistan, where the level of cybercrime has risen dramatically. In Uzbekistan, cybercrimes have increased nearly 70-fold over three years, accounting for almost half of all registered crimes with damages exceeding 1 trillion soums. The study proposes a comprehensive three-component system for countering cybercrime: technical measures, including data encryption and access control; legal and regulatory reforms that strengthen accountability; and organizational initiatives to establish specialized law enforcement units and interagency data integration systems.

Maqola ma’lumotlari
MualliflarUmarov, Bakhtiyor, Умаров, Бахтиёр, Umarov, Baxtiyor
JurnalЖамият ва инновациялар / Общество и инновации / Society and innovations
Nashr sanasi2025-12-05
Jild6
Son6
Betlar50-56
TilRus
DOI10.47689/2181-1415-vol6-iss6-pp50-56

Kalit so‘zlar

киберпреступность, защита персональных данных, электронные платежные системы, утечки данных, кибербезопасность, цифровое мошенничество, программы-вымогатели, фишинг, безопасность онлайн-банкинга, стратегии предупреждения киберпреступлений, cybercrime, personal data protection, electronic payment systems, data breaches, cybersecurity, digital fraud, ransomware, phishing, online banking security, cybercrime prevention strategies, kiberjinoyatchilik, shaxsiy ma’lumotlarni himoya qilish, elektron to‘lov tizimlari, ma’lumotlarning oshkor bo‘lishi, kiberhavfsizlik, raqamli firibgarlik, tovlamachilik dasturlari, fishing, onlayn-banking xavfsizligi, kiberjinoyatlarning oldini olish strategiyalari

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