Practices of identifying and monitoring problem loans in commercial banks of the republic of Uzbekistan: an analysis of methods and approaches

Olimova , Qizlarxon, Олимова , Кизлархон, Олимова , Қизлархон

Илғор иқтисодиёт ва педагогик технологиялар · 2026-yil

Annotatsiya

The article analyzes current approaches to the identification and monitoring of problem loans in commercial banks of the Republic of Uzbekistan. The study provides a comparative analysis of the requirements of Regulation No. 3427 “On Requirements for the Risk Management System of Banks and Banking Groups”, registered on 18 April 2023, the principles of the Basel Committee, as well as relevant information available on the official social media pages of selected banks. Approaches to individual and portfolio monitoring, early identification of problem loans, collateral and payment discipline monitoring, and the use of digital monitoring mechanisms are systematized

Maqola ma’lumotlari
MualliflarOlimova , Qizlarxon, Олимова , Кизлархон, Олимова , Қизлархон
JurnalИлғор иқтисодиёт ва педагогик технологиялар
NashriyotТошкент давлат иқтисодиёт университети ҳузуридаги «Ўзбекистон иқтисодиётини ривожлантиришнинг илмий асослари ва муаммолари» илмий-тадқиқот маркази
ISSN1994-2025
Nashr sanasi2026-10-12
Jild3
Son5
Betlar316-324
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.60078/3060-4842-2026-vol3-iss5-pp316-324
Indeksga qo‘shilgan2026-10-13

DOI: 10.60078/3060-4842-2026-vol3-iss5-pp316-324 · Maqolaning asl sahifasi

Kalit so‘zlar

problem loans, NPL, credit monitoring, credit risk, early warning signals, problem assets, credit portfolio, collateral, Soft Collection, stress testing, проблемные кредиты, NPL, кредитный мониторинг, кредитный риск, раннее предупреждение, проблемные активы, кредитный портфель, залог, Soft Collection, стресс-тестирование, муаммоли кредитлар, NPL, кредит мониторинги, кредит риски, эрта огоҳлантириш сигналлари, муаммоли активлар, кредит портфели, гаров, Soft Collection, стресс-тест

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APAOlimova , Qizlarxon, Олимова , Кизлархон, & Олимова , Қизлархон (2026). PRACTICES OF IDENTIFYING AND MONITORING PROBLEM LOANS IN COMMERCIAL BANKS OF THE REPUBLIC OF UZBEKISTAN: AN ANALYSIS OF METHODS AND APPROACHES. Илғор иқтисодиёт ва педагогик технологиялар, 3(5), 316-324. https://doi.org/10.60078/3060-4842-2026-vol3-iss5-pp316-324
GOST (OAK)Olimova , Qizlarxon, Олимова , Кизлархон, Олимова , Қизлархон PRACTICES OF IDENTIFYING AND MONITORING PROBLEM LOANS IN COMMERCIAL BANKS OF THE REPUBLIC OF UZBEKISTAN: AN ANALYSIS OF METHODS AND APPROACHES // Илғор иқтисодиёт ва педагогик технологиялар. – 2026. – T. 3, № 5. – P. 316-324. – DOI: 10.60078/3060-4842-2026-vol3-iss5-pp316-324.
MLAOlimova , Qizlarxon, Олимова , Кизлархон, and Олимова , Қизлархон. “PRACTICES OF IDENTIFYING AND MONITORING PROBLEM LOANS IN COMMERCIAL BANKS OF THE REPUBLIC OF UZBEKISTAN: AN ANALYSIS OF METHODS AND APPROACHES.” Илғор иқтисодиёт ва педагогик технологиялар, 3(5), 316-324, 2026. https://doi.org/10.60078/3060-4842-2026-vol3-iss5-pp316-324
ChicagoOlimova , Qizlarxon, Олимова , Кизлархон, and Олимова , Қизлархон. “PRACTICES OF IDENTIFYING AND MONITORING PROBLEM LOANS IN COMMERCIAL BANKS OF THE REPUBLIC OF UZBEKISTAN: AN ANALYSIS OF METHODS AND APPROACHES.” Илғор иқтисодиёт ва педагогик технологиялар, 3(5), 316-324 (2026). https://doi.org/10.60078/3060-4842-2026-vol3-iss5-pp316-324
HarvardOlimova , Qizlarxon, Олимова , Кизлархон, and Олимова , Қизлархон (2026) ‘PRACTICES OF IDENTIFYING AND MONITORING PROBLEM LOANS IN COMMERCIAL BANKS OF THE REPUBLIC OF UZBEKISTAN: AN ANALYSIS OF METHODS AND APPROACHES’, Илғор иқтисодиёт ва педагогик технологиялар, 3(5), 316-324. https://doi.org/10.60078/3060-4842-2026-vol3-iss5-pp316-324
BibTeX
@article{olimovaqizlarxon2026,
  title = {PRACTICES OF IDENTIFYING AND MONITORING PROBLEM LOANS IN COMMERCIAL BANKS OF THE REPUBLIC OF UZBEKISTAN: AN ANALYSIS OF METHODS AND APPROACHES},
  author = {Olimova , Qizlarxon and Олимова , Кизлархон and Олимова , Қизлархон},
  journal = {Илғор иқтисодиёт ва педагогик технологиялар},
  year = {2026},
  volume = {3},
  number = {5},
  pages = {316-324},
  doi = {10.60078/3060-4842-2026-vol3-iss5-pp316-324},
  url = {https://doi.org/10.60078/3060-4842-2026-vol3-iss5-pp316-324}
}

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