Strengthening the financial resource base of commercial banks in the context of digitalization

Xaitboyeva, Dilnoza

Муҳандислик ва Иқтисодиёт · 2026-yil

Annotatsiya

In the modern era of digitalization, commercial banks face both challenges and opportunities in managingtheir financial resources efficiently. Strengthening the financial resource base is crucial for ensuring the stability,competitiveness, and sustainable growth of banking institutions. This paper examines strategies for enhancing thefinancial resource base of commercial banks through digital technologies, including the implementation of advancedfinancial management systems, digital payment solutions, and data-driven decision-making. The study also highlightsthe role of regulatory frameworks and risk management in supporting resource mobilization. By leveraging digital tools,banks can optimize their capital structure, improve liquidity management, and expand access to financial products andservices. The findings suggest that a robust financial resource base supported by digitalization is essential for maintainingthe resilience and long-term performance of commercial banks

Maqola ma’lumotlari
MualliflarXaitboyeva, Dilnoza
JurnalМуҳандислик ва Иқтисодиёт
NashriyotПлеханов номидаги Россия иқтисодиёти университетининг Тошкент шаҳридаги филиали
ISSN3060-463X, 3060-463X
Nashr sanasi2026-03-01
Jild4
Son3
TilIngliz
Ilmiy sohaIqtisodiyot
Indeksga qo‘shilgan2026-08-26

Maqolaning asl sahifasi

Kalit so‘zlar

commercial banks, financial resource base, digitalization, financial management, liquidity, digital banking, risk management.

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APAXaitboyeva, Dilnoza (2026). STRENGTHENING THE FINANCIAL RESOURCE BASE OF COMMERCIAL BANKS IN THE CONTEXT OF DIGITALIZATION. Муҳандислик ва Иқтисодиёт, 4(3). https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/2353
GOST (OAK)Xaitboyeva, Dilnoza STRENGTHENING THE FINANCIAL RESOURCE BASE OF COMMERCIAL BANKS IN THE CONTEXT OF DIGITALIZATION // Муҳандислик ва Иқтисодиёт. – 2026. – T. 4, № 3.
MLAXaitboyeva, Dilnoza. “STRENGTHENING THE FINANCIAL RESOURCE BASE OF COMMERCIAL BANKS IN THE CONTEXT OF DIGITALIZATION.” Муҳандислик ва Иқтисодиёт, 4(3), 2026. https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/2353
ChicagoXaitboyeva, Dilnoza. “STRENGTHENING THE FINANCIAL RESOURCE BASE OF COMMERCIAL BANKS IN THE CONTEXT OF DIGITALIZATION.” Муҳандислик ва Иқтисодиёт, 4(3) (2026). https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/2353
HarvardXaitboyeva, Dilnoza (2026) ‘STRENGTHENING THE FINANCIAL RESOURCE BASE OF COMMERCIAL BANKS IN THE CONTEXT OF DIGITALIZATION’, Муҳандислик ва Иқтисодиёт, 4(3). https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/2353
BibTeX
@article{xaitboyevadilnoza2026,
  title = {STRENGTHENING THE FINANCIAL RESOURCE BASE OF COMMERCIAL BANKS IN THE CONTEXT OF DIGITALIZATION},
  author = {Xaitboyeva, Dilnoza},
  journal = {Муҳандислик ва Иқтисодиёт},
  year = {2026},
  volume = {4},
  number = {3},
  url = {https://muhandislik-iqtisodiyot.uz/index.php/journal/article/view/2353}
}

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