The role of education level in financial risk management in Uzbekistan agriculture

Sadibaqosov Suxrob Toshpoʻlot oʻgʻli

Marketing · 2025-yil

Annotatsiya

This article empirically analyzes the impact of financial literacy levels on the capacity of farms in Uzbekistan to manage financial threats. A binary logistic regression model was applied to assess the key factors determining farmersʼ resilience to risks — financial knowledge, education level, experience, access to credit, and use of advisory services. The results indicate that financial literacy has a significantly positive effect on farmersʼ ability to identify and manage financial risks. In addition, higher education and effective use of credit resources also enhance resilience. Based on the findings, recommendations are proposed to expand financial education programs, develop agro -service infrastructure, and create digital advisory platforms for farmers .

Maqola ma’lumotlari
MualliflarSadibaqosov Suxrob Toshpoʻlot oʻgʻli
JurnalMarketing
NashriyotТошкент давлат иқтисодиёт университети
ISSN3060-4621
Nashr sanasi2025-07-31
Son7
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.67668/mj/2025iss7/357
Indeksga qo‘shilgan2026-10-18

DOI: 10.67668/mj/2025iss7/357 · Maqolaning asl sahifasi

Kalit so‘zlar

financial literacy, farms, economic stability, logistic regression, probability analysis, credit resources, advisory services, agricultural sector, education level, investment decision, digital services, financial risk, policy recommendations, ICT infrast ructure, Uzbekistan agriculture, финансовая грамотность, фермерские хозяйства, экономическая устойчивость, логистическая регрессия, вероятностный анализ, кредитные ресурсы, консультационные услуги, аграрный сектор, уровень образования, инвестиционное решение, цифровые услуги, финансовый риск, политические предложения, ИКТ -инфраструктура, сельское хозяйство Узбекистана, moliyaviy savodxonlik, fermer xoʻjaliklari, iqtisodiy barqarorlik, logistik regressiya, ehtimoliy tahlil, kredit resurslari, maslahat xizmati, agrar sektor, taʼlim darajasi, investitsion qaror, raqamli xizmatlar, moliyaviy risk, siyosiy takliflar, AKT inf ratuzilmasi, Oʻzbekiston qishloq xoʻjaligi

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APASadibaqosov Suxrob Toshpoʻlot oʻgʻli (2025). THE ROLE OF EDUCATION LEVEL IN FINANCIAL RISK MANAGEMENT IN UZBEKISTAN AGRICULTURE. Marketing, (7). https://doi.org/10.67668/mj/2025iss7/357
GOST (OAK)Sadibaqosov Suxrob Toshpoʻlot oʻgʻli THE ROLE OF EDUCATION LEVEL IN FINANCIAL RISK MANAGEMENT IN UZBEKISTAN AGRICULTURE // Marketing. – 2025. – № 7. – DOI: 10.67668/mj/2025iss7/357.
MLASadibaqosov Suxrob Toshpoʻlot oʻgʻli. “THE ROLE OF EDUCATION LEVEL IN FINANCIAL RISK MANAGEMENT IN UZBEKISTAN AGRICULTURE.” Marketing, (7), 2025. https://doi.org/10.67668/mj/2025iss7/357
ChicagoSadibaqosov Suxrob Toshpoʻlot oʻgʻli. “THE ROLE OF EDUCATION LEVEL IN FINANCIAL RISK MANAGEMENT IN UZBEKISTAN AGRICULTURE.” Marketing, (7) (2025). https://doi.org/10.67668/mj/2025iss7/357
HarvardSadibaqosov Suxrob Toshpoʻlot oʻgʻli (2025) ‘THE ROLE OF EDUCATION LEVEL IN FINANCIAL RISK MANAGEMENT IN UZBEKISTAN AGRICULTURE’, Marketing, (7). https://doi.org/10.67668/mj/2025iss7/357
BibTeX
@article{sadibaqosovsuxrobtoshpolotogli2025,
  title = {THE ROLE OF EDUCATION LEVEL IN FINANCIAL RISK MANAGEMENT IN UZBEKISTAN AGRICULTURE},
  author = {Sadibaqosov Suxrob Toshpoʻlot oʻgʻli},
  journal = {Marketing},
  year = {2025},
  number = {7},
  doi = {10.67668/mj/2025iss7/357},
  url = {https://doi.org/10.67668/mj/2025iss7/357}
}

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