Comparative analysis of the main differences, advantages, and disadvantages of conventional and islamic banking services

Kenjaeva , Durdona, Кенжаева , Дурдона, Kenjaeva , Durdona

Иқтисодий тараққиёт ва таҳлил · 2026-yil

Annotatsiya

This article provides a comparative analysis of the economic nature, operating principles, advantages, and disadvantages of conventional and Islamic banking services. The study examines financing mechanisms, income generation methods, risk management approaches, and customer relationship models in both banking systems. In addition, the global market shares of conventional and Islamic finance, development trends, and the structural composition of the Islamic finance industry are analyzed based on statistical data. A SWOT analysis is employed to identify the strengths, weaknesses, opportunities, and threats of both banking models. The findings indicate that the conventional financial system continues to dominate the global financial market, while Islamic finance demonstrates rapid growth and increasing demand for Shariah-compliant financial services. Based on the research findings, scientific and practical recommendations are proposed for the development of Islamic banking services within the banking system of the Republic of Uzbekistan.

Maqola ma’lumotlari
MualliflarKenjaeva , Durdona, Кенжаева , Дурдона, Kenjaeva , Durdona
JurnalИқтисодий тараққиёт ва таҳлил
NashriyotЎзбекистон иқтисодиётини ривожлантиришнинг илмий-тадқиқот маркази
ISSN2992-877X
Nashr sanasi2026-08-27
Jild4
Son8
Betlar330-338
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.60078/2992-877x-2026-vol4-iss8-pp330-338
Indeksga qo‘shilgan2026-09-09

DOI: 10.60078/2992-877x-2026-vol4-iss8-pp330-338 · Maqolaning asl sahifasi

Kalit so‘zlar

conventional banking, Islamic banking, Islamic finance, banking services, murabaha, musharakah, mudarabah, традиционный банк, исламский банк, исламские финансы, банковские услуги, мурабаха, мушарака, an'anaviy bank, islomiy bank, islom moliyasi, bank xizmatlari, murobaha, mushoraka

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APAKenjaeva , Durdona, Кенжаева , Дурдона, & Kenjaeva , Durdona (2026). COMPARATIVE ANALYSIS OF THE MAIN DIFFERENCES, ADVANTAGES, AND DISADVANTAGES OF CONVENTIONAL AND ISLAMIC BANKING SERVICES. Иқтисодий тараққиёт ва таҳлил, 4(8), 330-338. https://doi.org/10.60078/2992-877x-2026-vol4-iss8-pp330-338
GOST (OAK)Kenjaeva , Durdona, Кенжаева , Дурдона, Kenjaeva , Durdona COMPARATIVE ANALYSIS OF THE MAIN DIFFERENCES, ADVANTAGES, AND DISADVANTAGES OF CONVENTIONAL AND ISLAMIC BANKING SERVICES // Иқтисодий тараққиёт ва таҳлил. – 2026. – T. 4, № 8. – P. 330-338. – DOI: 10.60078/2992-877x-2026-vol4-iss8-pp330-338.
MLAKenjaeva , Durdona, Кенжаева , Дурдона, and Kenjaeva , Durdona. “COMPARATIVE ANALYSIS OF THE MAIN DIFFERENCES, ADVANTAGES, AND DISADVANTAGES OF CONVENTIONAL AND ISLAMIC BANKING SERVICES.” Иқтисодий тараққиёт ва таҳлил, 4(8), 330-338, 2026. https://doi.org/10.60078/2992-877x-2026-vol4-iss8-pp330-338
ChicagoKenjaeva , Durdona, Кенжаева , Дурдона, and Kenjaeva , Durdona. “COMPARATIVE ANALYSIS OF THE MAIN DIFFERENCES, ADVANTAGES, AND DISADVANTAGES OF CONVENTIONAL AND ISLAMIC BANKING SERVICES.” Иқтисодий тараққиёт ва таҳлил, 4(8), 330-338 (2026). https://doi.org/10.60078/2992-877x-2026-vol4-iss8-pp330-338
HarvardKenjaeva , Durdona, Кенжаева , Дурдона, and Kenjaeva , Durdona (2026) ‘COMPARATIVE ANALYSIS OF THE MAIN DIFFERENCES, ADVANTAGES, AND DISADVANTAGES OF CONVENTIONAL AND ISLAMIC BANKING SERVICES’, Иқтисодий тараққиёт ва таҳлил, 4(8), 330-338. https://doi.org/10.60078/2992-877x-2026-vol4-iss8-pp330-338
BibTeX
@article{kenjaevadurdona2026,
  title = {COMPARATIVE ANALYSIS OF THE MAIN DIFFERENCES, ADVANTAGES, AND DISADVANTAGES OF CONVENTIONAL AND ISLAMIC BANKING SERVICES},
  author = {Kenjaeva , Durdona and Кенжаева , Дурдона and Kenjaeva , Durdona},
  journal = {Иқтисодий тараққиёт ва таҳлил},
  year = {2026},
  volume = {4},
  number = {8},
  pages = {330-338},
  doi = {10.60078/2992-877x-2026-vol4-iss8-pp330-338},
  url = {https://doi.org/10.60078/2992-877x-2026-vol4-iss8-pp330-338}
}

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