This article provides a comparative analysis of the economic nature, operating principles, advantages, and disadvantages of conventional and Islamic banking services. The study examines financing mechanisms, income generation methods, risk management approaches, and customer relationship models in both banking systems. In addition, the global market shares of conventional and Islamic finance, development trends, and the structural composition of the Islamic finance industry are analyzed based on statistical data. A SWOT analysis is employed to identify the strengths, weaknesses, opportunities, and threats of both banking models. The findings indicate that the conventional financial system continues to dominate the global financial market, while Islamic finance demonstrates rapid growth and increasing demand for Shariah-compliant financial services. Based on the research findings, scientific and practical recommendations are proposed for the development of Islamic banking services within the banking system of the Republic of Uzbekistan.
| Mualliflar | Kenjaeva , Durdona, Кенжаева , Дурдона, Kenjaeva , Durdona |
|---|---|
| Jurnal | Илғор иқтисодиёт ва педагогик технологиялар |
| Nashriyot | Тошкент давлат иқтисодиёт университети ҳузуридаги «Ўзбекистон иқтисодиётини ривожлантиришнинг илмий асослари ва муаммолари» илмий-тадқиқот маркази |
| ISSN | 1994-2025 |
| Nashr sanasi | 2026-08-12 |
| Jild | 3 |
| Son | 4 |
| Betlar | 230-237 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/3060-4842-2026-vol3-iss4-pp230-237 |
| Indeksga qo‘shilgan | 2026-08-26 |
DOI: 10.60078/3060-4842-2026-vol3-iss4-pp230-237 · Maqolaning asl sahifasi
conventional banking, Islamic banking, Islamic finance, banking services, murabaha, musharakah, mudarabah, ijarah, sukuk, interest-free financing, risk sharing, financial inclusion, традиционный банк, исламский банк, исламские финансы, банковские услуги, мурабаха, мушарака, мудараба, иджара, сукук, беспроцентное финансирование, распределение рисков, финансовая инклюзивность, an’anaviy bank, islomiy bank, islom moliyasi, bank xizmatlari, murobaha, mushoraka, mudoraba, ijara, sukuk, foizsiz moliyalashtirish, risklarni taqsimlash, moliyaviy inklyuzivlik
| APA | Kenjaeva , Durdona, Кенжаева , Дурдона, & Kenjaeva , Durdona (2026). COMPARATIVE ANALYSIS OF THE MAIN DIFFERENCES, ADVANTAGES, AND DISADVANTAGES OF CONVENTIONAL AND ISLAMIC BANKING SERVICES. Илғор иқтисодиёт ва педагогик технологиялар, 3(4), 230-237. https://doi.org/10.60078/3060-4842-2026-vol3-iss4-pp230-237 |
|---|---|
| GOST (OAK) | Kenjaeva , Durdona, Кенжаева , Дурдона, Kenjaeva , Durdona COMPARATIVE ANALYSIS OF THE MAIN DIFFERENCES, ADVANTAGES, AND DISADVANTAGES OF CONVENTIONAL AND ISLAMIC BANKING SERVICES // Илғор иқтисодиёт ва педагогик технологиялар. – 2026. – T. 3, № 4. – P. 230-237. – DOI: 10.60078/3060-4842-2026-vol3-iss4-pp230-237. |
| MLA | Kenjaeva , Durdona, Кенжаева , Дурдона, and Kenjaeva , Durdona. “COMPARATIVE ANALYSIS OF THE MAIN DIFFERENCES, ADVANTAGES, AND DISADVANTAGES OF CONVENTIONAL AND ISLAMIC BANKING SERVICES.” Илғор иқтисодиёт ва педагогик технологиялар, 3(4), 230-237, 2026. https://doi.org/10.60078/3060-4842-2026-vol3-iss4-pp230-237 |
| Chicago | Kenjaeva , Durdona, Кенжаева , Дурдона, and Kenjaeva , Durdona. “COMPARATIVE ANALYSIS OF THE MAIN DIFFERENCES, ADVANTAGES, AND DISADVANTAGES OF CONVENTIONAL AND ISLAMIC BANKING SERVICES.” Илғор иқтисодиёт ва педагогик технологиялар, 3(4), 230-237 (2026). https://doi.org/10.60078/3060-4842-2026-vol3-iss4-pp230-237 |
| Harvard | Kenjaeva , Durdona, Кенжаева , Дурдона, and Kenjaeva , Durdona (2026) ‘COMPARATIVE ANALYSIS OF THE MAIN DIFFERENCES, ADVANTAGES, AND DISADVANTAGES OF CONVENTIONAL AND ISLAMIC BANKING SERVICES’, Илғор иқтисодиёт ва педагогик технологиялар, 3(4), 230-237. https://doi.org/10.60078/3060-4842-2026-vol3-iss4-pp230-237 |
| BibTeX | @article{kenjaevadurdona2026,
title = {COMPARATIVE ANALYSIS OF THE MAIN DIFFERENCES, ADVANTAGES, AND DISADVANTAGES OF CONVENTIONAL AND ISLAMIC BANKING SERVICES},
author = {Kenjaeva , Durdona and Кенжаева , Дурдона and Kenjaeva , Durdona},
journal = {Илғор иқтисодиёт ва педагогик технологиялар},
year = {2026},
volume = {3},
number = {4},
pages = {230-237},
doi = {10.60078/3060-4842-2026-vol3-iss4-pp230-237},
url = {https://doi.org/10.60078/3060-4842-2026-vol3-iss4-pp230-237}
} |
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