This article analyzes the economic essence of the digitalization of banking services, its theoretical and methodological foundations, and the economic mechanisms through which it is realized in practice. The evolution of the concept of digitalization is examined together with its links to financial inclusion, the reduction of transaction costs, and the transformation of bank-client relationships. Based on statistical indicators, the article analyzes the digital transformation processes of Uzbekistan's banking system, identifies existing problems, and develops scientifically grounded proposals for addressing them.
| Mualliflar | Тургунов , Аброр Кадирович |
|---|---|
| Jurnal | Темир йўл транспорти: долзарб масалалар ва инновациялар |
| Nashriyot | Тошкент давлат транспорт университети |
| ISSN | 2181-953X |
| Nashr sanasi | 2026-08-28 |
| Jild | 7 |
| Son | 2 |
| Betlar | 64-69 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| Indeksga qo‘shilgan | 2026-09-06 |
цифровая экономика, банковские услуги, цифровизация, финтех, дистанционное банковское обслуживание, финансовая инклюзия, электронные платёжные системы, банковские инновации, экономический механизм, digital economy, banking services, digitalization, fintech, remote banking services, financial inclusion, electronic payment systems, banking innovations, economic mechanism
| APA | Тургунов , Аброр Кадирович (2026). ECONOMIC MECHANISMS OF DIGITALIZATION OF BANKING SERVICES AND THEIR THEORETICAL FOUNDATIONS. Темир йўл транспорти: долзарб масалалар ва инновациялар, 7(2), 64-69. https://transportjournals.com/index.php/InnoTrans/article/view/328 |
|---|---|
| GOST (OAK) | Тургунов , Аброр Кадирович ECONOMIC MECHANISMS OF DIGITALIZATION OF BANKING SERVICES AND THEIR THEORETICAL FOUNDATIONS // Темир йўл транспорти: долзарб масалалар ва инновациялар. – 2026. – T. 7, № 2. – P. 64-69. |
| MLA | Тургунов , Аброр Кадирович. “ECONOMIC MECHANISMS OF DIGITALIZATION OF BANKING SERVICES AND THEIR THEORETICAL FOUNDATIONS.” Темир йўл транспорти: долзарб масалалар ва инновациялар, 7(2), 64-69, 2026. https://transportjournals.com/index.php/InnoTrans/article/view/328 |
| Chicago | Тургунов , Аброр Кадирович. “ECONOMIC MECHANISMS OF DIGITALIZATION OF BANKING SERVICES AND THEIR THEORETICAL FOUNDATIONS.” Темир йўл транспорти: долзарб масалалар ва инновациялар, 7(2), 64-69 (2026). https://transportjournals.com/index.php/InnoTrans/article/view/328 |
| Harvard | Тургунов , Аброр Кадирович (2026) ‘ECONOMIC MECHANISMS OF DIGITALIZATION OF BANKING SERVICES AND THEIR THEORETICAL FOUNDATIONS’, Темир йўл транспорти: долзарб масалалар ва инновациялар, 7(2), 64-69. https://transportjournals.com/index.php/InnoTrans/article/view/328 |
| BibTeX | @article{article2026,
title = {ECONOMIC MECHANISMS OF DIGITALIZATION OF BANKING SERVICES AND THEIR THEORETICAL FOUNDATIONS},
author = {Тургунов , Аброр Кадирович},
journal = {Темир йўл транспорти: долзарб масалалар ва инновациялар},
year = {2026},
volume = {7},
number = {2},
pages = {64-69},
url = {https://transportjournals.com/index.php/InnoTrans/article/view/328}
} |
Boshqa maqola uchun iqtibos tayyorlash
The article presents an econometric analysis of the dynamics of the main performance indicators of railway transport in Uzbekistan in the context of national economic development and the expansion of foreign economic…
The article presents mathematical models of the magnetic circuit of a new magnetoelastic acceleration transducer developed using the classical method based on the formulation and solution of differential equations…
In this article, the theoretical foundations, practical mechanisms, and a simulation model for the innovative development of Uzbekistanʼs railway transport based on public–private partnership (PPP) are examined. The…
This article analyzes the innovative activities carried out in Uzbekistan’s railway transport sector during 2020–2024. The research results show that innovation processes in the sector have been largely confined to…
The article analyzes priority directions of innovative development in global railway systems and their applicability in Uzbekistan. Using the experiences of Germany, France, Japan, China, and the United States, it…
The article examines the features of well-known and new magnetoelastic transducers for measuring vibration parameters. It is shown that in the new converter, due to the arrangement of the main rods so that they…
The article examines methods of technical diagnostics used in railway transport as part of automated process control systems (APCS). Modern automated systems, functioning as human-machine complexes, provide control…
This article examines the issues of reducing track maintenance costs, using elastic rail pads made from local raw materials on industrial tracks. The railway track of JSC Almalyk GMK on the territory of Kalmakyr…
This paper discusses a method for synthesizing a function interpolator in wireless communication lines. Interpolation plays a crucial role in signal processing by enabling the reconstruction of a continuous function…
The cargo flows at the station were studied to effectively organize customer service at the loading and unloading front. Analysis results show that an average of 81,380 tons of cargo is loaded per day at the Tashkent…
Темир йўл транспорти: долзарб масалалар ва инновациялар — barcha maqolalar · 2026-yil arxivi
This study examines the association between Internet use and self-rated health and investigates the role of online health information behaviors in this relationship. Using data from the 2021 Chinese General Social…
На материалах, опубликованных по август 2024 года, исследуется достаточность бюджетного покрытия обязательств государственно-частного партнёрства. Предложена совместная проверка объёма, сроков и допустимых источников…
Maqolada O‘zbekiston sport tashkilotlarida sun’iy intellekt (SI) va ma’lumotlarga asoslangan boshqaruvning iqtisodiy samaradorlik bilan bog‘liqligini o‘rganish uchun rasmiy statistik ma’lumotlar tahlil qilinadi…
The article analyzes the institutional formation and everyday educational practice of girls’ education in Turkestan in the late nineteenth and early twentieth centuries. It examines traditional schools led by otinoyi…
This study presents a comprehensive analysis of the geostrategic role of Khwarezm in the transregional trade system of Eurasia during the 9th–12th centuries, based on written sources, historiography, and archaeological…
В статье исследуется, почему налоговые и тарифные льготы могут не приводить к привлечению инвестиций в дата-центры для искусственного интеллекта (ИИ). На основе теории комплементарности М. Кремера построена…