This article analyzes the improvement of lending processes in commercial banks and the state of financing in modern practice. The study examined the economic significance of lending mechanisms in commercial banks' operations, loan portfolio quality, credit risk management systems, and the development of digital-based lending services. It also examines ongoing reforms in the banking system, the effectiveness of modern scoring systems in loan distribution, remote banking services, and financing mechanisms
| Mualliflar | Raxmanova , Laylo, Рахманова , Лайло, Raxmanova , Laylo |
|---|---|
| Jurnal | Илғор иқтисодиёт ва педагогик технологиялар |
| Nashriyot | Тошкент давлат иқтисодиёт университети ҳузуридаги «Ўзбекистон иқтисодиётини ривожлантиришнинг илмий асослари ва муаммолари» илмий-тадқиқот маркази |
| ISSN | 1994-2025 |
| Nashr sanasi | 2026-07-09 |
| Jild | 3 |
| Son | 3 |
| Betlar | 935-942 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/3060-4842-2026-vol3-iss3-pp935-942 |
| Indeksga qo‘shilgan | 2026-08-26 |
DOI: 10.60078/3060-4842-2026-vol3-iss3-pp935-942 · Maqolaning asl sahifasi
commercial banks, lending process, financing, credit policy, loan portfolio, credit risks, banking system, digital banking services, scoring system, lending mechanism, fintech technologies, modern banking practice, коммерческие банки, процесс кредитования, финансирование, кредитная политика, кредитный портфель, кредитные риски, банковская система, цифровые банковские услуги, скоринговая система, кредитный механизм, финтех-технологии, современная банковская практика, tijorat banklari, kreditlash jarayoni, moliyalashtirish, kredit siyosati, kredit portfeli, kredit risklari, bank tizimi, raqamli bank xizmatlari, skoring tizimi, kredit mexanizmi, fintech texnologiyalari, zamonaviy bank amaliyoti
| APA | Raxmanova , Laylo, Рахманова , Лайло, & Raxmanova , Laylo (2026). ANALYSIS OF THE CURRENT STATE OF IMPROVEMENT OF CREDIT PROCESSES AND FINANCING IN COMMERCIAL BANKS. Илғор иқтисодиёт ва педагогик технологиялар, 3(3), 935-942. https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp935-942 |
|---|---|
| GOST (OAK) | Raxmanova , Laylo, Рахманова , Лайло, Raxmanova , Laylo ANALYSIS OF THE CURRENT STATE OF IMPROVEMENT OF CREDIT PROCESSES AND FINANCING IN COMMERCIAL BANKS // Илғор иқтисодиёт ва педагогик технологиялар. – 2026. – T. 3, № 3. – P. 935-942. – DOI: 10.60078/3060-4842-2026-vol3-iss3-pp935-942. |
| MLA | Raxmanova , Laylo, Рахманова , Лайло, and Raxmanova , Laylo. “ANALYSIS OF THE CURRENT STATE OF IMPROVEMENT OF CREDIT PROCESSES AND FINANCING IN COMMERCIAL BANKS.” Илғор иқтисодиёт ва педагогик технологиялар, 3(3), 935-942, 2026. https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp935-942 |
| Chicago | Raxmanova , Laylo, Рахманова , Лайло, and Raxmanova , Laylo. “ANALYSIS OF THE CURRENT STATE OF IMPROVEMENT OF CREDIT PROCESSES AND FINANCING IN COMMERCIAL BANKS.” Илғор иқтисодиёт ва педагогик технологиялар, 3(3), 935-942 (2026). https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp935-942 |
| Harvard | Raxmanova , Laylo, Рахманова , Лайло, and Raxmanova , Laylo (2026) ‘ANALYSIS OF THE CURRENT STATE OF IMPROVEMENT OF CREDIT PROCESSES AND FINANCING IN COMMERCIAL BANKS’, Илғор иқтисодиёт ва педагогик технологиялар, 3(3), 935-942. https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp935-942 |
| BibTeX | @article{raxmanovalaylo2026,
title = {ANALYSIS OF THE CURRENT STATE OF IMPROVEMENT OF CREDIT PROCESSES AND FINANCING IN COMMERCIAL BANKS},
author = {Raxmanova , Laylo and Рахманова , Лайло and Raxmanova , Laylo},
journal = {Илғор иқтисодиёт ва педагогик технологиялар},
year = {2026},
volume = {3},
number = {3},
pages = {935-942},
doi = {10.60078/3060-4842-2026-vol3-iss3-pp935-942},
url = {https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp935-942}
} |
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