This article analyzes the features of lending practices in assessing risks in commercial banks of Uzbekistan. The study examines the quality of the loan portfolio, the level of non-performing loans (NPLs), and the effectiveness of scoring and monitoring mechanisms used in credit risk assessment. The findings substantiate the need to improve risk assessment and management systems in lending processes, reduce the share of NPLs, and strengthen the financial stability of banks
| Mualliflar | Kudaybergenova , Guzal, Кудайбергенова , Гузал, Kudaybergenova , Guzal |
|---|---|
| Jurnal | Илғор иқтисодиёт ва педагогик технологиялар |
| Nashr sanasi | 2026-07-01 |
| Jild | 3 |
| Son | 3 |
| Betlar | 862-866 |
| Til | O‘zbek |
| DOI | 10.60078/3060-4842-2026-vol3-iss3-pp862-866 |
DOI: 10.60078/3060-4842-2026-vol3-iss3-pp862-866 · Maqolaning asl sahifasi
commercial banks, lending practices, credit risk, non-performing loans (NPLs), loan portfolio, risk assessment, scoring system, financial stability, коммерческие банки, кредитная практика, кредитный риск, проблемные кредиты (NPL), кредитный портфель, оценка рисков, скоринговая система, финансовая устойчивость, tijorat banklari, kreditlash amaliyoti, kredit riski, muammoli kreditlar (NPL), kredit portfeli, risklarni baholash, skoring tizimi, moliyaviy barqarorlik
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