This article analyzes the features of lending practices in assessing risks in commercial banks of Uzbekistan. The study examines the quality of the loan portfolio, the level of non-performing loans (NPLs), and the effectiveness of scoring and monitoring mechanisms used in credit risk assessment. The findings substantiate the need to improve risk assessment and management systems in lending processes, reduce the share of NPLs, and strengthen the financial stability of banks
| Mualliflar | Kudaybergenova , Guzal, Кудайбергенова , Гузал, Kudaybergenova , Guzal |
|---|---|
| Jurnal | Илғор иқтисодиёт ва педагогик технологиялар |
| Nashriyot | Тошкент давлат иқтисодиёт университети ҳузуридаги «Ўзбекистон иқтисодиётини ривожлантиришнинг илмий асослари ва муаммолари» илмий-тадқиқот маркази |
| ISSN | 1994-2025 |
| Nashr sanasi | 2026-07-01 |
| Jild | 3 |
| Son | 3 |
| Betlar | 862-866 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/3060-4842-2026-vol3-iss3-pp862-866 |
| Indeksga qo‘shilgan | 2026-08-26 |
DOI: 10.60078/3060-4842-2026-vol3-iss3-pp862-866 · Maqolaning asl sahifasi
commercial banks, lending practices, credit risk, non-performing loans (NPLs), loan portfolio, risk assessment, scoring system, financial stability, коммерческие банки, кредитная практика, кредитный риск, проблемные кредиты (NPL), кредитный портфель, оценка рисков, скоринговая система, финансовая устойчивость, tijorat banklari, kreditlash amaliyoti, kredit riski, muammoli kreditlar (NPL), kredit portfeli, risklarni baholash, skoring tizimi, moliyaviy barqarorlik
| APA | Kudaybergenova , Guzal, Кудайбергенова , Гузал, & Kudaybergenova , Guzal (2026). ANALYSIS OF LENDING PRACTICES IN RISK ASSESSMENT IN COMMERCIAL BANKS OF UZBEKISTAN. Илғор иқтисодиёт ва педагогик технологиялар, 3(3), 862-866. https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp862-866 |
|---|---|
| GOST (OAK) | Kudaybergenova , Guzal, Кудайбергенова , Гузал, Kudaybergenova , Guzal ANALYSIS OF LENDING PRACTICES IN RISK ASSESSMENT IN COMMERCIAL BANKS OF UZBEKISTAN // Илғор иқтисодиёт ва педагогик технологиялар. – 2026. – T. 3, № 3. – P. 862-866. – DOI: 10.60078/3060-4842-2026-vol3-iss3-pp862-866. |
| MLA | Kudaybergenova , Guzal, Кудайбергенова , Гузал, and Kudaybergenova , Guzal. “ANALYSIS OF LENDING PRACTICES IN RISK ASSESSMENT IN COMMERCIAL BANKS OF UZBEKISTAN.” Илғор иқтисодиёт ва педагогик технологиялар, 3(3), 862-866, 2026. https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp862-866 |
| Chicago | Kudaybergenova , Guzal, Кудайбергенова , Гузал, and Kudaybergenova , Guzal. “ANALYSIS OF LENDING PRACTICES IN RISK ASSESSMENT IN COMMERCIAL BANKS OF UZBEKISTAN.” Илғор иқтисодиёт ва педагогик технологиялар, 3(3), 862-866 (2026). https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp862-866 |
| Harvard | Kudaybergenova , Guzal, Кудайбергенова , Гузал, and Kudaybergenova , Guzal (2026) ‘ANALYSIS OF LENDING PRACTICES IN RISK ASSESSMENT IN COMMERCIAL BANKS OF UZBEKISTAN’, Илғор иқтисодиёт ва педагогик технологиялар, 3(3), 862-866. https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp862-866 |
| BibTeX | @article{kudaybergenovaguzal2026,
title = {ANALYSIS OF LENDING PRACTICES IN RISK ASSESSMENT IN COMMERCIAL BANKS OF UZBEKISTAN},
author = {Kudaybergenova , Guzal and Кудайбергенова , Гузал and Kudaybergenova , Guzal},
journal = {Илғор иқтисодиёт ва педагогик технологиялар},
year = {2026},
volume = {3},
number = {3},
pages = {862-866},
doi = {10.60078/3060-4842-2026-vol3-iss3-pp862-866},
url = {https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp862-866}
} |
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