Types and forms of organizing islamic banking services

Sirojiddinov , Shukrullo, Сироджиддинов , Шукрулло, Sirojiddinov , Shukrullo

Илғор иқтисодиёт ва педагогик технологиялар · 2026-yil

Annotatsiya

This article provides a theoretical comparative analysis of the three main models for providing Islamic financial services in commercial banks - Islamic windows, Islamic subsidiary banks, and full Islamic banks. The analysis is carried out through four fundamental economic concepts: the theory of entry costs, the theory of transaction costs, the resource-based approach, and institutional theory. The article also provides a detailed explanation of the main financial services provided by Islamic banks - murabaha, mudaraba, musharaka, ijara, istisna, and salam - along with their contractual mechanisms. The results of the study show that in countries such as Uzbekistan, where the Islamic finance market is still in its infancy, the Islamic window model has a strategic advantage and importance in terms of low entry costs, efficient use of existing infrastructure, and dynamic flexibility

Maqola ma’lumotlari
MualliflarSirojiddinov , Shukrullo, Сироджиддинов , Шукрулло, Sirojiddinov , Shukrullo
JurnalИлғор иқтисодиёт ва педагогик технологиялар
NashriyotТошкент давлат иқтисодиёт университети ҳузуридаги «Ўзбекистон иқтисодиётини ривожлантиришнинг илмий асослари ва муаммолари» илмий-тадқиқот маркази
ISSN1994-2025
Nashr sanasi2026-06-17
Jild3
Son3
Betlar633-640
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.60078/3060-4842-2026-vol3-iss3-pp633-640
Indeksga qo‘shilgan2026-08-26

DOI: 10.60078/3060-4842-2026-vol3-iss3-pp633-640 · Maqolaning asl sahifasi

Kalit so‘zlar

islamic window, Islamic subsidiary bank, full Islamic bank, entry cost theory, transaction cost, resource-based approach, institutional theory, murabaha, mudaraba, musharaka, ijara, istisna, salam, исламское окно, исламский дочерний банк, полноценный исламский банк, теория входных издержек, транзакционные издержки, ресурсный подход, институциональная теория, мурабаха, мудараба, мушарака, аренда, истисна, салам, islom darchasi, islom sho‘ba banki, to‘liq islom banki, kirish xarajatlari nazariyasi, tranzaksion xarajatlar, resursga asoslangan yondashuv, institutsional nazariya, murobaha, mudoraba, mushoraka, ijara, istisna, salam

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APASirojiddinov , Shukrullo, Сироджиддинов , Шукрулло, & Sirojiddinov , Shukrullo (2026). TYPES AND FORMS OF ORGANIZING ISLAMIC BANKING SERVICES. Илғор иқтисодиёт ва педагогик технологиялар, 3(3), 633-640. https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp633-640
GOST (OAK)Sirojiddinov , Shukrullo, Сироджиддинов , Шукрулло, Sirojiddinov , Shukrullo TYPES AND FORMS OF ORGANIZING ISLAMIC BANKING SERVICES // Илғор иқтисодиёт ва педагогик технологиялар. – 2026. – T. 3, № 3. – P. 633-640. – DOI: 10.60078/3060-4842-2026-vol3-iss3-pp633-640.
MLASirojiddinov , Shukrullo, Сироджиддинов , Шукрулло, and Sirojiddinov , Shukrullo. “TYPES AND FORMS OF ORGANIZING ISLAMIC BANKING SERVICES.” Илғор иқтисодиёт ва педагогик технологиялар, 3(3), 633-640, 2026. https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp633-640
ChicagoSirojiddinov , Shukrullo, Сироджиддинов , Шукрулло, and Sirojiddinov , Shukrullo. “TYPES AND FORMS OF ORGANIZING ISLAMIC BANKING SERVICES.” Илғор иқтисодиёт ва педагогик технологиялар, 3(3), 633-640 (2026). https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp633-640
HarvardSirojiddinov , Shukrullo, Сироджиддинов , Шукрулло, and Sirojiddinov , Shukrullo (2026) ‘TYPES AND FORMS OF ORGANIZING ISLAMIC BANKING SERVICES’, Илғор иқтисодиёт ва педагогик технологиялар, 3(3), 633-640. https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp633-640
BibTeX
@article{sirojiddinovshukrullo2026,
  title = {TYPES AND FORMS OF ORGANIZING ISLAMIC BANKING SERVICES},
  author = {Sirojiddinov , Shukrullo and Сироджиддинов , Шукрулло and Sirojiddinov , Shukrullo},
  journal = {Илғор иқтисодиёт ва педагогик технологиялар},
  year = {2026},
  volume = {3},
  number = {3},
  pages = {633-640},
  doi = {10.60078/3060-4842-2026-vol3-iss3-pp633-640},
  url = {https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp633-640}
}

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