Evolution of electronic money: fintech ecosystem and integration of banks

Rakhimova , Khavakhon, Рахимова , Хавахон, Рахимова , Хавахон

Илғор иқтисодиёт ва педагогик технологиялар · 2026-yil

Annotatsiya

The article analyzes the evolution of electronic money and the development of the fintech ecosystem from the perspective of bank integration. The study covers the importance of digital payment systems and financial inclusion, security and legal regulation issues. The convenience created by the UzCard, Humo, Payme, Click platforms for the population and business is analyzed. Comparative analysis and practical examples are used as a methodological basis. As a result, practical recommendations have been developed on the introduction of blockchain and artificial intelligence technologies, innovative business models and strategic transformation directions.

Maqola ma’lumotlari
MualliflarRakhimova , Khavakhon, Рахимова , Хавахон, Рахимова , Хавахон
JurnalИлғор иқтисодиёт ва педагогик технологиялар
NashriyotТошкент давлат иқтисодиёт университети ҳузуридаги «Ўзбекистон иқтисодиётини ривожлантиришнинг илмий асослари ва муаммолари» илмий-тадқиқот маркази
ISSN1994-2025
Nashr sanasi2026-06-17
Jild3
Son3
Betlar627-632
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.60078/3060-4842-2026-vol3-iss3-pp627-632
Indeksga qo‘shilgan2026-08-26

Kalit so‘zlar

electronic money, fintech ecosystem, bank integration, digital transformation, financial inclusion, fintech companies (UzCard, Humo, Payme, Click), efficiency, competitiveness, digital economy, электронные деньги, финтех-экосистема, интеграция банков, цифровая трансформация, финансовая инклюзия, финтех-компании (UzCard, Humo, Payme, Click), эффективность, конкурентоспособность, цифровая экономика, электрон пул, финтех экотизими, банк интеграцияси, рақамли трансформация, молиявий инклюзия, финтех компаниялар (UzCard, Humo, Payme, Click), самарадорлик, рақобатбардошлик, рақамли иқтисодиёт

Ilmiy soha

Iqtibos keltirish

APARakhimova , Khavakhon, Рахимова , Хавахон, & Рахимова , Хавахон (2026). EVOLUTION OF ELECTRONIC MONEY: FINTECH ECOSYSTEM AND INTEGRATION OF BANKS. Илғор иқтисодиёт ва педагогик технологиялар, 3(3), 627-632. https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp627-632
GOST (OAK)Rakhimova , Khavakhon, Рахимова , Хавахон, Рахимова , Хавахон EVOLUTION OF ELECTRONIC MONEY: FINTECH ECOSYSTEM AND INTEGRATION OF BANKS // Илғор иқтисодиёт ва педагогик технологиялар. – 2026. – T. 3, № 3. – P. 627-632. – DOI: 10.60078/3060-4842-2026-vol3-iss3-pp627-632.
MLARakhimova , Khavakhon, Рахимова , Хавахон, and Рахимова , Хавахон. “EVOLUTION OF ELECTRONIC MONEY: FINTECH ECOSYSTEM AND INTEGRATION OF BANKS.” Илғор иқтисодиёт ва педагогик технологиялар, 3(3), 627-632, 2026. https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp627-632
ChicagoRakhimova , Khavakhon, Рахимова , Хавахон, and Рахимова , Хавахон. “EVOLUTION OF ELECTRONIC MONEY: FINTECH ECOSYSTEM AND INTEGRATION OF BANKS.” Илғор иқтисодиёт ва педагогик технологиялар, 3(3), 627-632 (2026). https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp627-632
HarvardRakhimova , Khavakhon, Рахимова , Хавахон, and Рахимова , Хавахон (2026) ‘EVOLUTION OF ELECTRONIC MONEY: FINTECH ECOSYSTEM AND INTEGRATION OF BANKS’, Илғор иқтисодиёт ва педагогик технологиялар, 3(3), 627-632. https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp627-632
BibTeX
@article{rakhimovakhavakhon2026,
  title = {EVOLUTION OF ELECTRONIC MONEY: FINTECH ECOSYSTEM AND INTEGRATION OF BANKS},
  author = {Rakhimova , Khavakhon and Рахимова , Хавахон and Рахимова , Хавахон},
  journal = {Илғор иқтисодиёт ва педагогик технологиялар},
  year = {2026},
  volume = {3},
  number = {3},
  pages = {627-632},
  doi = {10.60078/3060-4842-2026-vol3-iss3-pp627-632},
  url = {https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp627-632}
}

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