Digital transformation of bank asset management: lessons from the EU digital finance strategy for Uzbekistan (jean monnet module)

Shirinova Shokhsanam

Marketing · 2025-yil

Annotatsiya

The acceleration of digital transformation across the European Union has reshaped traditional models of bank asset management and the broader landscape of financial intermediation. The EU Digital Finance Strategy (2020 –2024) establishes a unified framework that promotes innovation, competition, and financial stability within an integrated digital single market. This paper explores how the guiding principles and institutional mechanisms of the EU strategy can inform the modernization of bank asset management in Uzbekistan. Drawing on comparative policy analysis and conceptual interpretation, the study identifies opportunities to enhance asset transparency, efficiency, and sustainability through the adoption of European approaches. The research highlights that aligning Uzbekistan’s financial modernization agenda with EU best practices —such as open finance systems, standardized digital identification, and regulatory innovation —can strengthen the country’s financial resilience and improve long-term competitivenes s of its banking sector.

Maqola ma’lumotlari
MualliflarShirinova Shokhsanam
JurnalMarketing
NashriyotТошкент давлат иқтисодиёт университети
ISSN3060-4621
Nashr sanasi2025-10-31
Son10
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.67668/mj/2025iss10/53
Indeksga qo‘shilgan2026-10-18

DOI: 10.67668/mj/2025iss10/53 · Maqolaning asl sahifasi

Kalit so‘zlar

digital finance, EU Digital Finance Strategy, bank asset management, open finance, Uzbekistan, financial innovation, regulatory frameworks, цифровые финансы, стратегия ЕС по цифровым финансам, управление банковскими активами, открытые финансы, Узбекистан, финансовые инновации, регуляторные рамки, raqamli moliya, Yevropa Ittifoqining raqamli moliya strategiyasi, bank aktivlarini boshqarish, ochiq moliya, Oʻzbekiston, moliyaviy innovatsiyalar, meʼyoriy -huquqiy asoslar. № 10-SON OKTA BR, 2025 -YIL 506

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APAShirinova Shokhsanam (2025). DIGITAL TRANSFORMATION OF BANK ASSET MANAGEMENT: LESSONS FROM THE EU DIGITAL FINANCE STRATEGY FOR UZBEKISTAN (JEAN MONNET MODULE). Marketing, (10). https://doi.org/10.67668/mj/2025iss10/53
GOST (OAK)Shirinova Shokhsanam DIGITAL TRANSFORMATION OF BANK ASSET MANAGEMENT: LESSONS FROM THE EU DIGITAL FINANCE STRATEGY FOR UZBEKISTAN (JEAN MONNET MODULE) // Marketing. – 2025. – № 10. – DOI: 10.67668/mj/2025iss10/53.
MLAShirinova Shokhsanam. “DIGITAL TRANSFORMATION OF BANK ASSET MANAGEMENT: LESSONS FROM THE EU DIGITAL FINANCE STRATEGY FOR UZBEKISTAN (JEAN MONNET MODULE).” Marketing, (10), 2025. https://doi.org/10.67668/mj/2025iss10/53
ChicagoShirinova Shokhsanam. “DIGITAL TRANSFORMATION OF BANK ASSET MANAGEMENT: LESSONS FROM THE EU DIGITAL FINANCE STRATEGY FOR UZBEKISTAN (JEAN MONNET MODULE).” Marketing, (10) (2025). https://doi.org/10.67668/mj/2025iss10/53
HarvardShirinova Shokhsanam (2025) ‘DIGITAL TRANSFORMATION OF BANK ASSET MANAGEMENT: LESSONS FROM THE EU DIGITAL FINANCE STRATEGY FOR UZBEKISTAN (JEAN MONNET MODULE)’, Marketing, (10). https://doi.org/10.67668/mj/2025iss10/53
BibTeX
@article{shirinovashokhsanam2025,
  title = {DIGITAL TRANSFORMATION OF BANK ASSET MANAGEMENT: LESSONS FROM THE EU DIGITAL FINANCE STRATEGY FOR UZBEKISTAN (JEAN MONNET MODULE)},
  author = {Shirinova Shokhsanam},
  journal = {Marketing},
  year = {2025},
  number = {10},
  doi = {10.67668/mj/2025iss10/53},
  url = {https://doi.org/10.67668/mj/2025iss10/53}
}

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