The us experience of the development of deposit operations in commercial banks

Rahimov Akmal Matyaqubovich

Marketing · 2025-yil

Annotatsiya

This article examines the experience of developing deposit operations in U.S. commercial banks from both theoretical and practical perspectives. The study analyzes the role of deposits in the resource base of banks, the diversification of deposit № 10-SON OKTA BR, 2025 -YIL 643 products, and the growing importance of deposits attracted through digital platforms. Particular attention is paid to the dynamics of total deposits, the changing structure of insured and uninsured deposits, and the role of brokered deposits as a proxy for digital and third -party channels. The findings indicate that digital platforms enable banks to attract deposits more rapidly and efficiently; however, such deposits tend to be more sensitive to interest rate changes and may increase liquidity risks. Based on the U.S. experience, the article argues that the development of deposit operations through digital innovations should be implemented within a cautious and well -balanced regulatory and risk-management framework.

Maqola ma’lumotlari
MualliflarRahimov Akmal Matyaqubovich
JurnalMarketing
NashriyotТошкент давлат иқтисодиёт университети
ISSN3060-4621
Nashr sanasi2025-10-31
Son10
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.67668/mj/2025iss10/42
Indeksga qo‘shilgan2026-10-18

DOI: 10.67668/mj/2025iss10/42 · Maqolaning asl sahifasi

Kalit so‘zlar

commercial banks, deposit operations, U.S. banking system, digital platforms, brokered deposits, banking stability, deposit insurance, коммерческие банки, депозитные операции, банковская система США, цифровые платформы, брокерские депозиты, устойчивость банков, страхование депозитов, tijorat banklari, depozit operatsiyalari, AQSH bank tizimi, raqamli platformalar, brokered depozitlar, bank barqarorligi, depozitlarni sugʻurtalash

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APARahimov Akmal Matyaqubovich (2025). THE US EXPERIENCE OF THE DEVELOPMENT OF DEPOSIT OPERATIONS IN COMMERCIAL BANKS. Marketing, (10). https://doi.org/10.67668/mj/2025iss10/42
GOST (OAK)Rahimov Akmal Matyaqubovich THE US EXPERIENCE OF THE DEVELOPMENT OF DEPOSIT OPERATIONS IN COMMERCIAL BANKS // Marketing. – 2025. – № 10. – DOI: 10.67668/mj/2025iss10/42.
MLARahimov Akmal Matyaqubovich. “THE US EXPERIENCE OF THE DEVELOPMENT OF DEPOSIT OPERATIONS IN COMMERCIAL BANKS.” Marketing, (10), 2025. https://doi.org/10.67668/mj/2025iss10/42
ChicagoRahimov Akmal Matyaqubovich. “THE US EXPERIENCE OF THE DEVELOPMENT OF DEPOSIT OPERATIONS IN COMMERCIAL BANKS.” Marketing, (10) (2025). https://doi.org/10.67668/mj/2025iss10/42
HarvardRahimov Akmal Matyaqubovich (2025) ‘THE US EXPERIENCE OF THE DEVELOPMENT OF DEPOSIT OPERATIONS IN COMMERCIAL BANKS’, Marketing, (10). https://doi.org/10.67668/mj/2025iss10/42
BibTeX
@article{rahimovakmalmatyaqubovich2025,
  title = {THE US EXPERIENCE OF THE DEVELOPMENT OF DEPOSIT OPERATIONS IN COMMERCIAL BANKS},
  author = {Rahimov Akmal Matyaqubovich},
  journal = {Marketing},
  year = {2025},
  number = {10},
  doi = {10.67668/mj/2025iss10/42},
  url = {https://doi.org/10.67668/mj/2025iss10/42}
}

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