Current status and development prospects of mobile payment systems

Chanov, Aleksandr, Чанов, Александр

Жамият ва инновациялар / Общество и инновации / Society and innovations · 2023-yil

Annotatsiya

The article is devoted to the study of the development of mobile payment systems. It is clarified that mobile payment systems are combined under the leadership of a new functional area related to the use of contactless payment technologies, the use of payments and transfers via QR codes, and provide extensive benefits for both users and businesses. The possibilities, advantages, and risks of using mobile payment systems are described, and it is emphasized that all previously identified problems of their use are somehow resolved as a result of the active development of financial technologies. In the example of the Russian market of mobile payment systems, some development trends are identified, among which are: withdrawal from the market of foreign services and applications, their import substitution with domestic services and infrastructure; entering the market of new services and start-up projects for the preparation of complex and more advanced mobile payment systems; a decrease in the number of transactions carried out through contactless payment with a parallel increase in the interest of citizens in such systems. Based on the results of the study, technical, economic, and user prospects for the development of mobile payment systems are identified.

Maqola ma’lumotlari
MualliflarChanov, Aleksandr, Чанов, Александр
JurnalЖамият ва инновациялар / Общество и инновации / Society and innovations
NashriyotIn Science МЧЖ
ISSN2181-1415
Nashr sanasi2023-05-04
Jild4
Son3/S
Betlar177-188
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.47689/2181-1415-vol4-iss3/s-pp177-188
Indeksga qo‘shilgan2026-08-26

Kalit so‘zlar

мобильные платежи, мобильные платежные системы, диалог, санкции, финтех, использование смартфона для оплаты, NFC, mobile payments, mobile payment systems, mobile services, sanctions, fintech, use of a smartphone for payment, NFC

Ilmiy soha

Iqtibos keltirish

APAChanov, Aleksandr, & Чанов, Александр (2023). Current status and development prospects of mobile payment systems. Жамият ва инновациялар / Общество и инновации / Society and innovations, 4(3/S), 177-188. https://doi.org/10.47689/2181-1415-vol4-iss3/s-pp177-188
GOST (OAK)Chanov, Aleksandr, Чанов, Александр Current status and development prospects of mobile payment systems // Жамият ва инновациялар / Общество и инновации / Society and innovations. – 2023. – T. 4, № 3/S. – P. 177-188. – DOI: 10.47689/2181-1415-vol4-iss3/s-pp177-188.
MLAChanov, Aleksandr, and Чанов, Александр. “Current status and development prospects of mobile payment systems.” Жамият ва инновациялар / Общество и инновации / Society and innovations, 4(3/S), 177-188, 2023. https://doi.org/10.47689/2181-1415-vol4-iss3/s-pp177-188
ChicagoChanov, Aleksandr, and Чанов, Александр. “Current status and development prospects of mobile payment systems.” Жамият ва инновациялар / Общество и инновации / Society and innovations, 4(3/S), 177-188 (2023). https://doi.org/10.47689/2181-1415-vol4-iss3/s-pp177-188
HarvardChanov, Aleksandr, and Чанов, Александр (2023) ‘Current status and development prospects of mobile payment systems’, Жамият ва инновациялар / Общество и инновации / Society and innovations, 4(3/S), 177-188. https://doi.org/10.47689/2181-1415-vol4-iss3/s-pp177-188
BibTeX
@article{chanovaleksandr2023,
  title = {Current status and development prospects of mobile payment systems},
  author = {Chanov, Aleksandr and Чанов, Александр},
  journal = {Жамият ва инновациялар / Общество и инновации / Society and innovations},
  year = {2023},
  volume = {4},
  number = {3/S},
  pages = {177-188},
  doi = {10.47689/2181-1415-vol4-iss3/s-pp177-188},
  url = {https://doi.org/10.47689/2181-1415-vol4-iss3/s-pp177-188}
}

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