Regional banking market trends and the development of retail banking in Uzbekistan are analyzedusing Turonbank’s 2025–2027 development strategy as a case study. The research employs comparative, descriptive,and strategic analytical methods to evaluate digital transformation, demographic factors, retail lending, deposit portfoliodevelopment, and the bank’s competitive position. The findings demonstrate that digitalization, customer-oriented bankingservices, and the expansion of the retail portfolio are the principal drivers of sustainable growth in the banking sector
| Mualliflar | Salamov , Islom |
|---|---|
| Jurnal | Innovation science and technologiy |
| Nashr sanasi | 2026-07-01 |
| Jild | 2 |
| Son | 7 |
| Betlar | 33-36 |
| Til | Ingliz |
| DOI | 10.5281/zenodo.21339342 |
DOI: 10.5281/zenodo.21339342 · Maqolaning asl sahifasi
retail banking, digital banking, Uzbekistan, Turonbank, fintech, retail lending, deposits.
This article examines the economic content and significance of the reforms being implemented to increase theproduction capacity of food industry enterprises in the Republic of Uzbekistan. During the study, the…
This article focuses on the fact that the economy of health services is being formed on the basis of the integration ofmedicine, tourism, ecology, innovative technologies and services. In particular, wellness centers…
The article explores the prospects of applying Islamic fintech technologies to small-business financing inUzbekistan. While global Islamic fintech transactions were estimated at USD 198 billion in 2024/25 and are…
The article analyses issues of managing foreign exchange risk and concentration risk in the banking system of theRepublic of Uzbekistan. It examines the dynamics of the share of foreign currency in the key indicators of…
This article analyzes contemporary approaches to human capital management and develops the theoreticaland methodological foundations of an adaptive management concept aimed at ensuring sustainable economic growth.The…
This scientific article examines the theoretical and practical aspects of cost accounting in higher educationinstitutions, including the proper classification of expenditures, their reflection in financial statements…
The article develops organizational-economic mechanisms for advancing youth entrepreneurship througheducation service quality in the Aral Sea region. The author’s «TE Model» (Entrepreneurship - Experience…
The study analyzed the theoretical foundations for improving knowledge exchange processes within industrialclusters. The cluster was interpreted as a system that facilitated knowledge flows among diverse participants…
This scientific article analyzes the conceptual foundations, theoretical and methodological aspects, and practicalsignificance of implementing Agile management approaches in the public administration system. The…
The article examines the patterns of transformation of the theoretical and methodological approaches of strategicmanagement in the transition from traditional linear value-added chains to multi-sided digital platform…