Compliance of banking AI systems with EU AI act requirements and their role in risk management

Usmonov , Faridun F., Zainalov Zh.R.

Innovation science and technologiy · 2026-yil

Annotatsiya

This article examines how banking AI systems—particularly those used in credit scoring—are positioned withinthe regulatory framework established by the EU Artificial Intelligence Act (EU AI Act). The analysis centres on the Act’shigh-risk classification requirements and their technical implications for credit institutions. Rather than treating complianceas a checklist exercise, this paper argues that structured AI governance, when properly implemented, can become asource of institutional resilience and competitive differentiation. Practical recommendations are developed with particularattention to the applicability of EU experience in the context of Uzbekistan’s emerging AI regulatory environment

Maqola ma’lumotlari
MualliflarUsmonov , Faridun F., Zainalov Zh.R.
JurnalInnovation science and technologiy
NashriyotТошкент давлат иқтисодиёт университети
Nashr sanasi2026-03-01
Jild2
Son3
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.5281/zenodo.19246783
Indeksga qo‘shilgan2026-08-26

DOI: 10.5281/zenodo.19246783 · Maqolaning asl sahifasi

Kalit so‘zlar

EU AI Act, artificial intelligence, banks, credit scoring, risk management, regulation, Basel Committee, machine learning, governance, high-risk systems, compliance

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APAUsmonov , Faridun F., & Zainalov Zh.R. (2026). COMPLIANCE OF BANKING AI SYSTEMS WITH EU AI ACT REQUIREMENTS AND THEIR ROLE IN RISK MANAGEMENT. Innovation science and technologiy, 2(3). https://doi.org/10.5281/zenodo.19246783
GOST (OAK)Usmonov , Faridun F., Zainalov Zh.R. COMPLIANCE OF BANKING AI SYSTEMS WITH EU AI ACT REQUIREMENTS AND THEIR ROLE IN RISK MANAGEMENT // Innovation science and technologiy. – 2026. – T. 2, № 3. – DOI: 10.5281/zenodo.19246783.
MLAUsmonov , Faridun F., and Zainalov Zh.R. “COMPLIANCE OF BANKING AI SYSTEMS WITH EU AI ACT REQUIREMENTS AND THEIR ROLE IN RISK MANAGEMENT.” Innovation science and technologiy, 2(3), 2026. https://doi.org/10.5281/zenodo.19246783
ChicagoUsmonov , Faridun F., and Zainalov Zh.R. “COMPLIANCE OF BANKING AI SYSTEMS WITH EU AI ACT REQUIREMENTS AND THEIR ROLE IN RISK MANAGEMENT.” Innovation science and technologiy, 2(3) (2026). https://doi.org/10.5281/zenodo.19246783
HarvardUsmonov , Faridun F., and Zainalov Zh.R (2026) ‘COMPLIANCE OF BANKING AI SYSTEMS WITH EU AI ACT REQUIREMENTS AND THEIR ROLE IN RISK MANAGEMENT’, Innovation science and technologiy, 2(3). https://doi.org/10.5281/zenodo.19246783
BibTeX
@article{usmonovfaridunf2026,
  title = {COMPLIANCE OF BANKING AI SYSTEMS WITH EU AI ACT REQUIREMENTS AND THEIR ROLE IN RISK MANAGEMENT},
  author = {Usmonov , Faridun F. and Zainalov Zh.R.},
  journal = {Innovation science and technologiy},
  year = {2026},
  volume = {2},
  number = {3},
  doi = {10.5281/zenodo.19246783},
  url = {https://doi.org/10.5281/zenodo.19246783}
}

Boshqa maqola uchun iqtibos tayyorlash

Innovation science and technologiy jurnalidan boshqa maqolalar

Innovation science and technologiy — barcha maqolalar · 2026-yil arxivi

Iqtisodiyot sohasidagi boshqa maqolalar

Iqtisodiyot sohasidagi OAK jurnallari