The article examines the advanced foreign experience in the effective management of commercial banks’ loanportfolios is analyzed, in particular, it examines the best practices used by commercial banks in developed countries,including a number of efficient strategies, technologies, and methodologies such as the automated credit risk assessmentsystem (“credit scoring system”), deep diversification, Internal Ratings-Based Approach, stress testing practices, loanrepackaging and securitization, as well as the opportunities offered by digitalization and “fintech” technologies, based onthe analysis, relevant conclusions and recommendations for their implementation have been developed.
| Mualliflar | Yusupov , Shaxzod |
|---|---|
| Jurnal | Innovation science and technologiy |
| Nashr sanasi | 2025-10-01 |
| Jild | 1 |
| Son | 10 |
| Betlar | 191-196 |
| Til | Ingliz |
| DOI | 10.5281/zenodo.17449578 |
DOI: 10.5281/zenodo.17449578 · Maqolaning asl sahifasi
loan, credit policy, loan portfolio, diversification, credit scoring system, Internal Ratings-Based Approach, loan repackaging, loan securitization, lending strategy, credit rating.
Реформы, проводимые в нашей стране на основе важнейшего принципа «Во имя достоинствачеловека», находят активную поддержку в нашем многонациональном народе. Положительные результаты такихрациональных мер особенно ярко…
This article examines the main challenges encountered during the operation of gas and gas condensate fields,such as the presence of formation and gas-containing water at the wellbore bottom, and the causes of these…
Small and medium-sized enterprises (SMEs) play a critical role in Uzbekistan’s economy. This study analyzespost-2020 SME development models from developed countries—including Germany, South Korea, Singapore, and…
This article discusses the development of the metallurgical industry in the region, which will increase thedemand for metal products used in construction, transport, energy and other sectors, and will benefit small…
This article examines the ways in which textile enterprises of the Samarkand region can increase their positionin the republican and international markets, for which the analysis of marketing activities at enterprises…
Advanced analytical frameworks have enabled the formulation of multiple digital transformation strategies withconsiderable economic, technological, and sustainability benefits. Recent studies on international trade are…
Ushbu maqolada Big Data va Predictive Analytics usullari yordamida korxona moliyaviy risklarni bashoratqilish va boshqarish metodlari tahlil qilinadi. Tadqiqot doirasida katta hajmdagi strukturalangan va strukturasiz…
Maqolada to‘g‘ridan-to‘g‘ri xorijiy investitsiyalarning iqtisodiyotdagi asosiy roli tavsiflanadi, ularning iqtisodiyo‘sishni rag‘batlantirish hamda global bozorga integratsiyani osonlashtirishdagi ahamiyati yoritiladi…
This article analyzes the theoretical and practical aspects of alternative financing of investment activities in theeconomy of Uzbekistan. The author substantiates the importance of modern financial instruments such as…
The role of digitalization of agriculture in increasing the competitiveness of the domestic agro-industrial complex(AIC) is indicated. In order to obtain an objective picture of the current state of the agro-industrial…