Advanced international practices of effective credit portfolio management and their implementation opportunities

Yusupov , Shaxzod

Innovation science and technologiy · 2025-yil

Annotatsiya

The article examines the advanced foreign experience in the effective management of commercial banks’ loanportfolios is analyzed, in particular, it examines the best practices used by commercial banks in developed countries,including a number of efficient strategies, technologies, and methodologies such as the automated credit risk assessmentsystem (“credit scoring system”), deep diversification, Internal Ratings-Based Approach, stress testing practices, loanrepackaging and securitization, as well as the opportunities offered by digitalization and “fintech” technologies, based onthe analysis, relevant conclusions and recommendations for their implementation have been developed.

Maqola ma’lumotlari
MualliflarYusupov , Shaxzod
JurnalInnovation science and technologiy
NashriyotТошкент давлат иқтисодиёт университети
Nashr sanasi2025-10-01
Jild1
Son10
Betlar191-196
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.5281/zenodo.17449578
Indeksga qo‘shilgan2026-08-26

DOI: 10.5281/zenodo.17449578 · Maqolaning asl sahifasi

Kalit so‘zlar

loan, credit policy, loan portfolio, diversification, credit scoring system, Internal Ratings-Based Approach, loan repackaging, loan securitization, lending strategy, credit rating.

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APAYusupov , Shaxzod (2025). ADVANCED INTERNATIONAL PRACTICES OF EFFECTIVE CREDIT PORTFOLIO MANAGEMENT AND THEIR IMPLEMENTATION OPPORTUNITIES. Innovation science and technologiy, 1(10), 191-196. https://doi.org/10.5281/zenodo.17449578
GOST (OAK)Yusupov , Shaxzod ADVANCED INTERNATIONAL PRACTICES OF EFFECTIVE CREDIT PORTFOLIO MANAGEMENT AND THEIR IMPLEMENTATION OPPORTUNITIES // Innovation science and technologiy. – 2025. – T. 1, № 10. – P. 191-196. – DOI: 10.5281/zenodo.17449578.
MLAYusupov , Shaxzod. “ADVANCED INTERNATIONAL PRACTICES OF EFFECTIVE CREDIT PORTFOLIO MANAGEMENT AND THEIR IMPLEMENTATION OPPORTUNITIES.” Innovation science and technologiy, 1(10), 191-196, 2025. https://doi.org/10.5281/zenodo.17449578
ChicagoYusupov , Shaxzod. “ADVANCED INTERNATIONAL PRACTICES OF EFFECTIVE CREDIT PORTFOLIO MANAGEMENT AND THEIR IMPLEMENTATION OPPORTUNITIES.” Innovation science and technologiy, 1(10), 191-196 (2025). https://doi.org/10.5281/zenodo.17449578
HarvardYusupov , Shaxzod (2025) ‘ADVANCED INTERNATIONAL PRACTICES OF EFFECTIVE CREDIT PORTFOLIO MANAGEMENT AND THEIR IMPLEMENTATION OPPORTUNITIES’, Innovation science and technologiy, 1(10), 191-196. https://doi.org/10.5281/zenodo.17449578
BibTeX
@article{yusupovshaxzod2025,
  title = {ADVANCED INTERNATIONAL PRACTICES OF EFFECTIVE CREDIT PORTFOLIO MANAGEMENT AND THEIR IMPLEMENTATION OPPORTUNITIES},
  author = {Yusupov , Shaxzod},
  journal = {Innovation science and technologiy},
  year = {2025},
  volume = {1},
  number = {10},
  pages = {191-196},
  doi = {10.5281/zenodo.17449578},
  url = {https://doi.org/10.5281/zenodo.17449578}
}

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