This article examines the prospects of implementing “green mortgage” programs in Uzbekistan and their economic effectiveness. Drawing on international experience, the study explores the advantages of green mortgages, including preferential interest rates, energy-efficiency certification systems, and refinancing mechanisms for banks. The findings indicate that green mortgage programs can significantly reduce energy consumption, modernize the housing stock, lower household expenses, and improve environmental sustainability. The analysis concludes that successful implementation in Uzbekistan requires strengthening the institutional framework, expanding financial incentives, and enhancing cooperation with international financial institutions.
| Mualliflar | Kilicheva , Kamola, Киличева , Камола, Kilicheva , Kamola |
|---|---|
| Jurnal | Иқтисодий тараққиёт ва таҳлил |
| Nashriyot | Ўзбекистон иқтисодиётини ривожлантиришнинг илмий-тадқиқот маркази |
| ISSN | 2992-877X |
| Nashr sanasi | 2025-11-28 |
| Jild | 3 |
| Son | 11 |
| Betlar | 130-135 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/2992-877x-2025-vol3-iss11-pp130-135 |
| Indeksga qo‘shilgan | 2026-08-27 |
DOI: 10.60078/2992-877x-2025-vol3-iss11-pp130-135 · Maqolaning asl sahifasi
green mortgage, energy efficiency, preferential lending, green certification, зелёная ипотека, энергоэффективность, льготное кредитование, зелёный сертификат, yashil ipoteka, energiya samaradorlik, imtiyozli kreditlash, yashil sertifikat
| APA | Kilicheva , Kamola, Киличева , Камола, & Kilicheva , Kamola (2025). PROSPECTS FOR IMPLEMENTING GREEN MORTGAGE PROGRAMS IN UZBEKISTAN AND THEIR ECONOMIC EFFICIENCY. Иқтисодий тараққиёт ва таҳлил, 3(11), 130-135. https://doi.org/10.60078/2992-877x-2025-vol3-iss11-pp130-135 |
|---|---|
| GOST (OAK) | Kilicheva , Kamola, Киличева , Камола, Kilicheva , Kamola PROSPECTS FOR IMPLEMENTING GREEN MORTGAGE PROGRAMS IN UZBEKISTAN AND THEIR ECONOMIC EFFICIENCY // Иқтисодий тараққиёт ва таҳлил. – 2025. – T. 3, № 11. – P. 130-135. – DOI: 10.60078/2992-877x-2025-vol3-iss11-pp130-135. |
| MLA | Kilicheva , Kamola, Киличева , Камола, and Kilicheva , Kamola. “PROSPECTS FOR IMPLEMENTING GREEN MORTGAGE PROGRAMS IN UZBEKISTAN AND THEIR ECONOMIC EFFICIENCY.” Иқтисодий тараққиёт ва таҳлил, 3(11), 130-135, 2025. https://doi.org/10.60078/2992-877x-2025-vol3-iss11-pp130-135 |
| Chicago | Kilicheva , Kamola, Киличева , Камола, and Kilicheva , Kamola. “PROSPECTS FOR IMPLEMENTING GREEN MORTGAGE PROGRAMS IN UZBEKISTAN AND THEIR ECONOMIC EFFICIENCY.” Иқтисодий тараққиёт ва таҳлил, 3(11), 130-135 (2025). https://doi.org/10.60078/2992-877x-2025-vol3-iss11-pp130-135 |
| Harvard | Kilicheva , Kamola, Киличева , Камола, and Kilicheva , Kamola (2025) ‘PROSPECTS FOR IMPLEMENTING GREEN MORTGAGE PROGRAMS IN UZBEKISTAN AND THEIR ECONOMIC EFFICIENCY’, Иқтисодий тараққиёт ва таҳлил, 3(11), 130-135. https://doi.org/10.60078/2992-877x-2025-vol3-iss11-pp130-135 |
| BibTeX | @article{kilichevakamola2025,
title = {PROSPECTS FOR IMPLEMENTING GREEN MORTGAGE PROGRAMS IN UZBEKISTAN AND THEIR ECONOMIC EFFICIENCY},
author = {Kilicheva , Kamola and Киличева , Камола and Kilicheva , Kamola},
journal = {Иқтисодий тараққиёт ва таҳлил},
year = {2025},
volume = {3},
number = {11},
pages = {130-135},
doi = {10.60078/2992-877x-2025-vol3-iss11-pp130-135},
url = {https://doi.org/10.60078/2992-877x-2025-vol3-iss11-pp130-135}
} |
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