This article examines the key risks faced by banks in forming green credit portfolios and identifies effective strategies for risk management. Drawing on international experience, the study analyzes the nature of credit, climate, transition, technological, operational, market, and greenwashing risks. The findings demonstrate that green loans possess a more complex risk profile compared to traditional lending and require the implementation of environmental taxonomies, energy-efficiency certification, independent audits, and state-supported financing mechanisms. For Uzbekistan, adopting these tools can improve the quality of bank credit portfolios, reduce environmental risks, and accelerate the country’s green economic transition.
| Mualliflar | Kilicheva , Kamola, Киличева , Камола, Kilicheva , Kamola |
|---|---|
| Jurnal | Илғор иқтисодиёт ва педагогик технологиялар |
| Nashriyot | Тошкент давлат иқтисодиёт университети ҳузуридаги «Ўзбекистон иқтисодиётини ривожлантиришнинг илмий асослари ва муаммолари» илмий-тадқиқот маркази |
| ISSN | 1994-2025 |
| Nashr sanasi | 2025-12-03 |
| Jild | 2 |
| Son | 6 |
| Betlar | 312-318 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/3060-4842-2025-vol2-iss6-pp312-318 |
| Indeksga qo‘shilgan | 2026-08-26 |
DOI: 10.60078/3060-4842-2025-vol2-iss6-pp312-318 · Maqolaning asl sahifasi
green lending, banking risks, climate risk, transition risk, greenwashing, ESG, environmental taxonomy, risk management, sustainable finance, зелёное кредитование, банковские риски, климатические риски, транзитные риски, greenwashing, ESG, экологическая таксономия, управление рисками, устойчивые финансы, yashil kreditlash, bank risklari, iqlim riski, tranzit riski, greenwashing, ESG, ekologik taksonomiya, risk-menejment, barqaror moliya
| APA | Kilicheva , Kamola, Киличева , Камола, & Kilicheva , Kamola (2025). BANKING RISKS IN FORMING GREEN CREDIT PORTFOLIOS AND STRATEGIES FOR THEIR MANAGEMENT. Илғор иқтисодиёт ва педагогик технологиялар, 2(6), 312-318. https://doi.org/10.60078/3060-4842-2025-vol2-iss6-pp312-318 |
|---|---|
| GOST (OAK) | Kilicheva , Kamola, Киличева , Камола, Kilicheva , Kamola BANKING RISKS IN FORMING GREEN CREDIT PORTFOLIOS AND STRATEGIES FOR THEIR MANAGEMENT // Илғор иқтисодиёт ва педагогик технологиялар. – 2025. – T. 2, № 6. – P. 312-318. – DOI: 10.60078/3060-4842-2025-vol2-iss6-pp312-318. |
| MLA | Kilicheva , Kamola, Киличева , Камола, and Kilicheva , Kamola. “BANKING RISKS IN FORMING GREEN CREDIT PORTFOLIOS AND STRATEGIES FOR THEIR MANAGEMENT.” Илғор иқтисодиёт ва педагогик технологиялар, 2(6), 312-318, 2025. https://doi.org/10.60078/3060-4842-2025-vol2-iss6-pp312-318 |
| Chicago | Kilicheva , Kamola, Киличева , Камола, and Kilicheva , Kamola. “BANKING RISKS IN FORMING GREEN CREDIT PORTFOLIOS AND STRATEGIES FOR THEIR MANAGEMENT.” Илғор иқтисодиёт ва педагогик технологиялар, 2(6), 312-318 (2025). https://doi.org/10.60078/3060-4842-2025-vol2-iss6-pp312-318 |
| Harvard | Kilicheva , Kamola, Киличева , Камола, and Kilicheva , Kamola (2025) ‘BANKING RISKS IN FORMING GREEN CREDIT PORTFOLIOS AND STRATEGIES FOR THEIR MANAGEMENT’, Илғор иқтисодиёт ва педагогик технологиялар, 2(6), 312-318. https://doi.org/10.60078/3060-4842-2025-vol2-iss6-pp312-318 |
| BibTeX | @article{kilichevakamola2025,
title = {BANKING RISKS IN FORMING GREEN CREDIT PORTFOLIOS AND STRATEGIES FOR THEIR MANAGEMENT},
author = {Kilicheva , Kamola and Киличева , Камола and Kilicheva , Kamola},
journal = {Илғор иқтисодиёт ва педагогик технологиялар},
year = {2025},
volume = {2},
number = {6},
pages = {312-318},
doi = {10.60078/3060-4842-2025-vol2-iss6-pp312-318},
url = {https://doi.org/10.60078/3060-4842-2025-vol2-iss6-pp312-318}
} |
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