This article examines the digital transformation of Islamic financial instruments, the methodological framework for their implementation in Uzbekistan, and their alignment with international best practices. The study demonstrates that digital technologies including blockchain, smart contracts, tokenization, e-KYC, and API integration enhance transparency, operational efficiency, and Shariah compliance in Islamic financial operations. A comparative assessment of Malaysia, the UAE, and Saudi Arabia provides insights into the legal, technical, and methodological requirements needed to develop a national digital Islamic finance model. The findings highlight the importance of establishing digital Shariah audit mechanisms, defining the legal status of smart contracts, developing tokenization regulations, and creating a Shariah-compliant fintech ecosystem to ensure sustainable sectoral development
| Mualliflar | Voxidov , Oybek, Вохидов , Ойбек, Voxidov , Oybek |
|---|---|
| Jurnal | Илғор иқтисодиёт ва педагогик технологиялар |
| Nashriyot | Тошкент давлат иқтисодиёт университети ҳузуридаги «Ўзбекистон иқтисодиётини ривожлантиришнинг илмий асослари ва муаммолари» илмий-тадқиқот маркази |
| ISSN | 1994-2025 |
| Nashr sanasi | 2025-12-03 |
| Jild | 2 |
| Son | 6 |
| Betlar | 329-335 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/3060-4842-2025-vol2-iss6-pp329-335 |
| Indeksga qo‘shilgan | 2026-08-26 |
DOI: 10.60078/3060-4842-2025-vol2-iss6-pp329-335 · Maqolaning asl sahifasi
Islamic finance, digital transformation, smart contracts, tokenization, blockchain, Shariah compliance, fintech, Uzbekistan, исламские финансы, цифровизация, смарт-контракты, токенизация, блокчейн, шариатское соответствие, финтех, Узбекистан, islomiy moliya, raqamli transformatsiya, smart-shartnomalar, tokenizatsiya, blokcheyn, shariatga muvofiqlik, fintex, O‘zbekiston
| APA | Voxidov , Oybek, Вохидов , Ойбек, & Voxidov , Oybek (2025). DIGITAL TRANSFORMATION OF ISLAMIC FINANCIAL INSTRUMENTS: METHODOLOGICAL APPROACHES FOR IMPLEMENTATION IN UZBEKISTAN. Илғор иқтисодиёт ва педагогик технологиялар, 2(6), 329-335. https://doi.org/10.60078/3060-4842-2025-vol2-iss6-pp329-335 |
|---|---|
| GOST (OAK) | Voxidov , Oybek, Вохидов , Ойбек, Voxidov , Oybek DIGITAL TRANSFORMATION OF ISLAMIC FINANCIAL INSTRUMENTS: METHODOLOGICAL APPROACHES FOR IMPLEMENTATION IN UZBEKISTAN // Илғор иқтисодиёт ва педагогик технологиялар. – 2025. – T. 2, № 6. – P. 329-335. – DOI: 10.60078/3060-4842-2025-vol2-iss6-pp329-335. |
| MLA | Voxidov , Oybek, Вохидов , Ойбек, and Voxidov , Oybek. “DIGITAL TRANSFORMATION OF ISLAMIC FINANCIAL INSTRUMENTS: METHODOLOGICAL APPROACHES FOR IMPLEMENTATION IN UZBEKISTAN.” Илғор иқтисодиёт ва педагогик технологиялар, 2(6), 329-335, 2025. https://doi.org/10.60078/3060-4842-2025-vol2-iss6-pp329-335 |
| Chicago | Voxidov , Oybek, Вохидов , Ойбек, and Voxidov , Oybek. “DIGITAL TRANSFORMATION OF ISLAMIC FINANCIAL INSTRUMENTS: METHODOLOGICAL APPROACHES FOR IMPLEMENTATION IN UZBEKISTAN.” Илғор иқтисодиёт ва педагогик технологиялар, 2(6), 329-335 (2025). https://doi.org/10.60078/3060-4842-2025-vol2-iss6-pp329-335 |
| Harvard | Voxidov , Oybek, Вохидов , Ойбек, and Voxidov , Oybek (2025) ‘DIGITAL TRANSFORMATION OF ISLAMIC FINANCIAL INSTRUMENTS: METHODOLOGICAL APPROACHES FOR IMPLEMENTATION IN UZBEKISTAN’, Илғор иқтисодиёт ва педагогик технологиялар, 2(6), 329-335. https://doi.org/10.60078/3060-4842-2025-vol2-iss6-pp329-335 |
| BibTeX | @article{voxidovoybek2025,
title = {DIGITAL TRANSFORMATION OF ISLAMIC FINANCIAL INSTRUMENTS: METHODOLOGICAL APPROACHES FOR IMPLEMENTATION IN UZBEKISTAN},
author = {Voxidov , Oybek and Вохидов , Ойбек and Voxidov , Oybek},
journal = {Илғор иқтисодиёт ва педагогик технологиялар},
year = {2025},
volume = {2},
number = {6},
pages = {329-335},
doi = {10.60078/3060-4842-2025-vol2-iss6-pp329-335},
url = {https://doi.org/10.60078/3060-4842-2025-vol2-iss6-pp329-335}
} |
Boshqa maqola uchun iqtibos tayyorlash
The article presents a scientifically based methodology for developing the concept of territorial development of the Republic of Uzbekistan. Theoretical approaches to spatial planning are investigated, including the…
This article analyzes the role of the cluster approach in improving the efficiency of tourism services, its economic mechanisms, and potential for practical application. The practical component of the study examines the…
This article examines the key risks faced by banks in forming green credit portfolios and identifies effective strategies for risk management. Drawing on international experience, the study analyzes the nature of…
This study evaluates the endogenous drivers of economic growth in Kashkadarya region using statistical data from 2010–2025 through neuro-fuzzy (ANFIS) and multilayer perceptron (MLP) models. Household income…
This research investigates the relationship between macroeconomic factors and profitability of companies, considering the company level factors of financial performance: gross margin, operating margin, EBITDA margin and…
This article examines the economic essence of regional investment-innovation processes, their structural components, operational mechanisms, and specific features that emerge at the territorial level. The study analyzes…
This article presents a modern analysis of land resource use in the activities of dehkan (smallholder) farms in the Kashkadarya region. Based on an assessment of natural-geographical conditions, climatic factors, land…
This article analyses the use of electronic money in Uzbekistan, as well as the factors influencing its development and the existing challenGES. Although the adoption of electronic payment instruments has significantly…
This article analyzes modern pedagogical and didactic technologies for teaching economic processes based on virtual laboratories. The findings indicate that virtual laboratories serve as an effective tool for narrowing…
This article examines the crucial role of qualitative economic growth in improving the living standards and general well-being of the country's population. As is known, the positive dynamics of gross domestic product…
Илғор иқтисодиёт ва педагогик технологиялар — barcha maqolalar · 2025-yil arxivi
This article examines the distinctive features of modern Islamic banking products compared with conventional banking services. It provides a comparative analysis of income generation, risk-sharing mechanisms, and links…
This article examines the prospects for developing Islamic banking products based on digital technologies. It analyses the potential application of mobile banking, digital identification, blockchain, smart contracts…
This paper analyzes the risks of Islamic commercial banks and offers suggestions for their minimization. It discusses key risks, including credit, operational, regulatory, technological, and liquidity risks. Special…
This paper examines the development of global Islamic finance, its role in the global financial system, as well as the main trends and prospects for its development in the coming years. Special attention is given to the…
This article analyzes the methodological foundations for applying Islamic financial instruments in Uzbekistan and proposes key directions for their improvement in line with international standards. A comparative…
In this scientific article, we have analyzed the resource base of commercial banks according to the form of ownership. We studied commercial banks by dividing them into two groups, namely banks with state ownership and…
This study examines the association between Internet use and self-rated health and investigates the role of online health information behaviors in this relationship. Using data from the 2021 Chinese General Social…
На материалах, опубликованных по август 2024 года, исследуется достаточность бюджетного покрытия обязательств государственно-частного партнёрства. Предложена совместная проверка объёма, сроков и допустимых источников…
Maqolada O‘zbekiston sport tashkilotlarida sun’iy intellekt (SI) va ma’lumotlarga asoslangan boshqaruvning iqtisodiy samaradorlik bilan bog‘liqligini o‘rganish uchun rasmiy statistik ma’lumotlar tahlil qilinadi…
The article analyzes the institutional formation and everyday educational practice of girls’ education in Turkestan in the late nineteenth and early twentieth centuries. It examines traditional schools led by otinoyi…
This study presents a comprehensive analysis of the geostrategic role of Khwarezm in the transregional trade system of Eurasia during the 9th–12th centuries, based on written sources, historiography, and archaeological…
В статье исследуется, почему налоговые и тарифные льготы могут не приводить к привлечению инвестиций в дата-центры для искусственного интеллекта (ИИ). На основе теории комплементарности М. Кремера построена…