ANALYSIS OF PROFIT EFFICIENCY OF COMMERCIAL BANKS IN UZBEKISTAN

Xannayev , Sherzod, Ханнаев , Шерзод, Xannayev , Sherzod

Иқтисодий тараққиёт ва таҳлил · 2025-yil

Annotatsiya

This article evaluates the profit efficiency of commercial banks in Uzbekistan using the Stochastic Frontier Analysis (SFA) method. The analysis is based on data from commercial banks operating in Uzbekistan between 1999 and 2023. The research findings indicate that the profit efficiency of commercial banks has increased over time but declined during the global financial crisis and the pandemic. In terms of ownership structure, state-owned banks had the highest average profit efficiency, while foreign banks, despite high volatility, achieved the best results in some years. The profit efficiency of private and joint-stock commercial banks was variable and fluctuated significantly depending on market conditions.

Maqola ma’lumotlari
MualliflarXannayev , Sherzod, Ханнаев , Шерзод, Xannayev , Sherzod
JurnalИқтисодий тараққиёт ва таҳлил
Nashr sanasi2025-03-28
Jild3
Son3
Betlar224-231
TilO‘zbek
DOI10.60078/2992-877x-2025-vol3-iss3-pp224-231

Kalit so‘zlar

commercial banks, performance indicators, income, profit, assets, interest, коммерческие банки, показатели эффективности, доходы, прибыль, активы, проценты, tijorat banklar, samaradorlik koʻrsatkichlari, daromad, foyda, aktivlar, foiz

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