ANALYZING THE EFFICIENCY OF COMMERCIAL BANKS IN UZBEKISTAN THROUGH THE ROE INDICATOR

Xannayev , Sherzod, Ханнаев , Шерзод, Xannayev , Sherzod

Илғор иқтисодиёт ва педагогик технологиялар · 2025-yil

Annotatsiya

This article focuses on analyzing the return on equity (ROE) indicator as a key measure of the efficiency of commercial banks in Uzbekistan. The study examines differences in ROE across four types of bank ownership structures for the period 1999-2023. The findings indicate that banks with indirect state ownership had the highest average ROE, whereas those with direct state ownership showed the lowest capital profitability. Private banks exhibited high volatility, suggesting a higher risk profile in their operations. Meanwhile, foreign banks demonstrated a stable level of capital efficiency, with an improving trend in recent years. This research provides insights into policies and strategies aimed at enhancing the efficiency of commercial banks in Uzbekistan.

Maqola ma’lumotlari
MualliflarXannayev , Sherzod, Ханнаев , Шерзод, Xannayev , Sherzod
JurnalИлғор иқтисодиёт ва педагогик технологиялар
Nashr sanasi2025-02-25
Jild2
Son1
Betlar332-339
TilO‘zbek
DOI10.60078/3060-4842-2025-vol2-iss1-pp332-339

Kalit so‘zlar

эффективность банков, рентабельность капитала, ROE, коммерческие банки, финансовые показатели, управление банком, финансовый анализ, банки Узбекистана, bank efficiency, return on equity, ROE, commercial banks, financial indicators, bank management, financial analysis, Uzbekistan banks, banklar samaradorligi, kapital rentabelligi, ROE, tijorat banklari, moliyaviy koʻrsatkichlar, bank boshqaruvi, moliyaviy tahlil, Oʻzbekiston banklari

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