This article analyzes the return on assets (ROA) indicator in determining the efficiency of commercial banks in Uzbekistan. Bank efficiency is important for the stability of the financial system and economic growth. The study analyzed the activities of commercial banks in the country in 1999-2023 based on statistical data, and also examined the differences in efficiency levels depending on the type of ownership of banks. Although the ROA of state-owned banks was low compared to private and foreign banks, private banks showed the highest level of efficiency. In addition, it was noted that the instability of banking activities and the impact of the pandemic negatively affected efficiency. The results of the study make it possible to offer practical recommendations for improving the activities of commercial banks and the efficient use of resources.
| Mualliflar | Xannayev, Sherzod, Ханнаев , Шерзод, Xannayev , Sherzod |
|---|---|
| Jurnal | Иқтисодий тараққиёт ва таҳлил |
| Nashriyot | Ўзбекистон иқтисодиётини ривожлантиришнинг илмий-тадқиқот маркази |
| ISSN | 2992-877X |
| Nashr sanasi | 2024-12-27 |
| Jild | 2 |
| Son | 12 |
| Betlar | 218-226 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/2992-877x-2024-vol2-iss12-pp218-226 |
| Indeksga qo‘shilgan | 2026-08-27 |
DOI: 10.60078/2992-877x-2024-vol2-iss12-pp218-226 · Maqolaning asl sahifasi
коммерческие банки, показатели эффективности, доходы, прибыль, активы, проценты, commercial banks, performance indicators, income, profit, assets, interest, tijorat banklar, samaradorlik koʻrsatkichlari, daromad, foyda, aktivlar, foiz
| APA | Xannayev, Sherzod, Ханнаев , Шерзод, & Xannayev , Sherzod (2024). ASSESSMENT OF THE EFFICIENCY OF COMMERCIAL BANKS OF UZBEKISTAN USING THE ROA INDICATOR. Иқтисодий тараққиёт ва таҳлил, 2(12), 218-226. https://doi.org/10.60078/2992-877x-2024-vol2-iss12-pp218-226 |
|---|---|
| GOST (OAK) | Xannayev, Sherzod, Ханнаев , Шерзод, Xannayev , Sherzod ASSESSMENT OF THE EFFICIENCY OF COMMERCIAL BANKS OF UZBEKISTAN USING THE ROA INDICATOR // Иқтисодий тараққиёт ва таҳлил. – 2024. – T. 2, № 12. – P. 218-226. – DOI: 10.60078/2992-877x-2024-vol2-iss12-pp218-226. |
| MLA | Xannayev, Sherzod, Ханнаев , Шерзод, and Xannayev , Sherzod. “ASSESSMENT OF THE EFFICIENCY OF COMMERCIAL BANKS OF UZBEKISTAN USING THE ROA INDICATOR.” Иқтисодий тараққиёт ва таҳлил, 2(12), 218-226, 2024. https://doi.org/10.60078/2992-877x-2024-vol2-iss12-pp218-226 |
| Chicago | Xannayev, Sherzod, Ханнаев , Шерзод, and Xannayev , Sherzod. “ASSESSMENT OF THE EFFICIENCY OF COMMERCIAL BANKS OF UZBEKISTAN USING THE ROA INDICATOR.” Иқтисодий тараққиёт ва таҳлил, 2(12), 218-226 (2024). https://doi.org/10.60078/2992-877x-2024-vol2-iss12-pp218-226 |
| Harvard | Xannayev, Sherzod, Ханнаев , Шерзод, and Xannayev , Sherzod (2024) ‘ASSESSMENT OF THE EFFICIENCY OF COMMERCIAL BANKS OF UZBEKISTAN USING THE ROA INDICATOR’, Иқтисодий тараққиёт ва таҳлил, 2(12), 218-226. https://doi.org/10.60078/2992-877x-2024-vol2-iss12-pp218-226 |
| BibTeX | @article{xannayevsherzod2024,
title = {ASSESSMENT OF THE EFFICIENCY OF COMMERCIAL BANKS OF UZBEKISTAN USING THE ROA INDICATOR},
author = {Xannayev, Sherzod and Ханнаев , Шерзод and Xannayev , Sherzod},
journal = {Иқтисодий тараққиёт ва таҳлил},
year = {2024},
volume = {2},
number = {12},
pages = {218-226},
doi = {10.60078/2992-877x-2024-vol2-iss12-pp218-226},
url = {https://doi.org/10.60078/2992-877x-2024-vol2-iss12-pp218-226}
} |
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