This research examines the influence of environmental risk management (ERM) on the credit portfolio stability of commercial banks in Uzbekistan, utilising secondary data from sustainability reports, regulatory publications, and international financial institutions. The results show that banks with more advanced ERM frameworks, which include environmental screening, green lending, and sustainability governance, have lower non-performing loan (NPL) ratios and better asset quality. On the other hand, banks that don’t use ERM as much are still more vulnerable to environmental and credit risks. The study finds that integrating environmental risks into the banking system in Uzbekistan is necessary to make it more financially stable and in line with global standards for sustainable finance
| Mualliflar | Esanov , Farrukh, Есанов , Фаррух, Esanov , Farrux |
|---|---|
| Jurnal | Илғор иқтисодиёт ва педагогик технологиялар |
| Nashriyot | Тошкент давлат иқтисодиёт университети ҳузуридаги «Ўзбекистон иқтисодиётини ривожлантиришнинг илмий асослари ва муаммолари» илмий-тадқиқот маркази |
| ISSN | 1994-2025 |
| Nashr sanasi | 2025-12-20 |
| Jild | 2 |
| Son | 6 |
| Betlar | 615-624 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/3060-4842-2025-vol2-iss6-pp615-624 |
| Indeksga qo‘shilgan | 2026-08-26 |
DOI: 10.60078/3060-4842-2025-vol2-iss6-pp615-624 · Maqolaning asl sahifasi
environmental risk management, credit portfolio stability, green finance, non-performing loans, sustainable banking, Uzbekistan, управление экологическими рисками, стабильность кредитного портфеля, зеленое финансирование, неработающие кредиты, устойчивое банковское дело, Узбекистан, atrof-muhit risklarini boshqarish, kredit portfeli barqarorligi, yashil moliyalashtirish, muammoli kreditlar, barqaror bank ishi, O‘zbekiston
| APA | Esanov , Farrukh, Есанов , Фаррух, & Esanov , Farrux (2025). ENVIRONMENTAL RISK MANAGEMENT AND ITS EFFECT ON CREDIT PORTFOLIO STABILITY IN COMMERCIAL BANKS. Илғор иқтисодиёт ва педагогик технологиялар, 2(6), 615-624. https://doi.org/10.60078/3060-4842-2025-vol2-iss6-pp615-624 |
|---|---|
| GOST (OAK) | Esanov , Farrukh, Есанов , Фаррух, Esanov , Farrux ENVIRONMENTAL RISK MANAGEMENT AND ITS EFFECT ON CREDIT PORTFOLIO STABILITY IN COMMERCIAL BANKS // Илғор иқтисодиёт ва педагогик технологиялар. – 2025. – T. 2, № 6. – P. 615-624. – DOI: 10.60078/3060-4842-2025-vol2-iss6-pp615-624. |
| MLA | Esanov , Farrukh, Есанов , Фаррух, and Esanov , Farrux. “ENVIRONMENTAL RISK MANAGEMENT AND ITS EFFECT ON CREDIT PORTFOLIO STABILITY IN COMMERCIAL BANKS.” Илғор иқтисодиёт ва педагогик технологиялар, 2(6), 615-624, 2025. https://doi.org/10.60078/3060-4842-2025-vol2-iss6-pp615-624 |
| Chicago | Esanov , Farrukh, Есанов , Фаррух, and Esanov , Farrux. “ENVIRONMENTAL RISK MANAGEMENT AND ITS EFFECT ON CREDIT PORTFOLIO STABILITY IN COMMERCIAL BANKS.” Илғор иқтисодиёт ва педагогик технологиялар, 2(6), 615-624 (2025). https://doi.org/10.60078/3060-4842-2025-vol2-iss6-pp615-624 |
| Harvard | Esanov , Farrukh, Есанов , Фаррух, and Esanov , Farrux (2025) ‘ENVIRONMENTAL RISK MANAGEMENT AND ITS EFFECT ON CREDIT PORTFOLIO STABILITY IN COMMERCIAL BANKS’, Илғор иқтисодиёт ва педагогик технологиялар, 2(6), 615-624. https://doi.org/10.60078/3060-4842-2025-vol2-iss6-pp615-624 |
| BibTeX | @article{esanovfarrukh2025,
title = {ENVIRONMENTAL RISK MANAGEMENT AND ITS EFFECT ON CREDIT PORTFOLIO STABILITY IN COMMERCIAL BANKS},
author = {Esanov , Farrukh and Есанов , Фаррух and Esanov , Farrux},
journal = {Илғор иқтисодиёт ва педагогик технологиялар},
year = {2025},
volume = {2},
number = {6},
pages = {615-624},
doi = {10.60078/3060-4842-2025-vol2-iss6-pp615-624},
url = {https://doi.org/10.60078/3060-4842-2025-vol2-iss6-pp615-624}
} |
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