In recent years, the intensification of global financial instability has posed significant challenges to banking markets. In response, commercial banks have placed particular emphasis on enhancing their resilience to economic fluctuations. According to expert forecasts, activity in the global banking sector is expected to increase substantially in 2025–2026. Notably, inflation in the Eurozone in 2024 is projected to be around 2.3% instead of the previously forecast 2.7%. Financial stability, however, remains tied to moderate growth prospects. Various models typically chosen or approved by regulators are used to assess banks’ stability. Contemporary research focuses on improving existing methodologies and financial stability indicators in light of changes in the global macroeconomic environment, raising capital adequacy requirements for banks, and enhancing tools for forecasting their future performance. At the same time, the adoption of new technologies and financial instruments is accelerating banks’ digital transformation and the automation of their business processes. This article offers a comprehensive study of the means and mechanisms for ensuring the financial stability of commercial banks in Uzbekistan. Its primary objective is to analyze the state of the banking sector and identify ways to strengthen its resilience, drawing on global best practices and national specificities. To achieve this, both scientific-pedagogical methods (historical-comparative analysis, structural-logical research) and empirical approaches (statistics from regulatory documents and bank reports, expert surveys) are employed.
| Mualliflar | Toshtemirova , Malika, Тоштемирова , Малика, Toshtemirova , Malika |
|---|---|
| Jurnal | Илғор иқтисодиёт ва педагогик технологиялар |
| Nashriyot | Тошкент давлат иқтисодиёт университети ҳузуридаги «Ўзбекистон иқтисодиётини ривожлантиришнинг илмий асослари ва муаммолари» илмий-тадқиқот маркази |
| ISSN | 1994-2025 |
| Nashr sanasi | 2025-07-22 |
| Jild | 2 |
| Son | 4 |
| Betlar | 67-74 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/3060-4842-2025-vol2-iss4-pp67-74 |
| Indeksga qo‘shilgan | 2026-08-26 |
DOI: 10.60078/3060-4842-2025-vol2-iss4-pp67-74 · Maqolaning asl sahifasi
financial stability, commercial banks, risk management, capital adequacy, liquidity, cyber risks, macroprudential measures, digital banking services, финансовая устойчивость, коммерческие банки, риск-менеджмент, достаточность капитала, ликвидность, кибер риски, макропруденциальные меры, цифровые банковские услуги, moliyaviy barqarorlik, tijorat banklari, risk-menejment, kapital yetarliligi, likvidlik, kiber xavflar, makro-prudensial choralar, raqamli bank xizmatlari
| APA | Toshtemirova , Malika, Тоштемирова , Малика, & Toshtemirova , Malika (2025). MEASURES TO ENSURE THE FINANCIAL STABILITY OF COMMERCIAL BANKS IN UZBEKISTAN. Илғор иқтисодиёт ва педагогик технологиялар, 2(4), 67-74. https://doi.org/10.60078/3060-4842-2025-vol2-iss4-pp67-74 |
|---|---|
| GOST (OAK) | Toshtemirova , Malika, Тоштемирова , Малика, Toshtemirova , Malika MEASURES TO ENSURE THE FINANCIAL STABILITY OF COMMERCIAL BANKS IN UZBEKISTAN // Илғор иқтисодиёт ва педагогик технологиялар. – 2025. – T. 2, № 4. – P. 67-74. – DOI: 10.60078/3060-4842-2025-vol2-iss4-pp67-74. |
| MLA | Toshtemirova , Malika, Тоштемирова , Малика, and Toshtemirova , Malika. “MEASURES TO ENSURE THE FINANCIAL STABILITY OF COMMERCIAL BANKS IN UZBEKISTAN.” Илғор иқтисодиёт ва педагогик технологиялар, 2(4), 67-74, 2025. https://doi.org/10.60078/3060-4842-2025-vol2-iss4-pp67-74 |
| Chicago | Toshtemirova , Malika, Тоштемирова , Малика, and Toshtemirova , Malika. “MEASURES TO ENSURE THE FINANCIAL STABILITY OF COMMERCIAL BANKS IN UZBEKISTAN.” Илғор иқтисодиёт ва педагогик технологиялар, 2(4), 67-74 (2025). https://doi.org/10.60078/3060-4842-2025-vol2-iss4-pp67-74 |
| Harvard | Toshtemirova , Malika, Тоштемирова , Малика, and Toshtemirova , Malika (2025) ‘MEASURES TO ENSURE THE FINANCIAL STABILITY OF COMMERCIAL BANKS IN UZBEKISTAN’, Илғор иқтисодиёт ва педагогик технологиялар, 2(4), 67-74. https://doi.org/10.60078/3060-4842-2025-vol2-iss4-pp67-74 |
| BibTeX | @article{toshtemirovamalika2025,
title = {MEASURES TO ENSURE THE FINANCIAL STABILITY OF COMMERCIAL BANKS IN UZBEKISTAN},
author = {Toshtemirova , Malika and Тоштемирова , Малика and Toshtemirova , Malika},
journal = {Илғор иқтисодиёт ва педагогик технологиялар},
year = {2025},
volume = {2},
number = {4},
pages = {67-74},
doi = {10.60078/3060-4842-2025-vol2-iss4-pp67-74},
url = {https://doi.org/10.60078/3060-4842-2025-vol2-iss4-pp67-74}
} |
Boshqa maqola uchun iqtibos tayyorlash
The article examines the methodology for forming a rating assessment of the reliability of Uzbekistan's contracting and construction organizations. An analysis of existing problems in the field of construction…
In the context of active digital transformation of economic processes, the issue of enhancing the efficiency of managing electronic commerce entities has gained significant relevance. This article examines conceptual…
This article examines the "Other Canon" economic schools, which present alternative views to the dominant neoclassical theory, and their approaches to regional economic development in Uzbekistan. It analyzes how…
This article analyzes the current state and development trends of the children's toy industry in Uzbekistan and globally. It examines import volumes, market share, the potential of local manufacturers, and the growing…
This article analyzes the didactic conditions necessary to improve the process of formation of competence of technical creativity of students studying in the direction of technological education. It highlights modern…
The article examines in detail the role of outsourcing services in the development of the service sector, as well as the theoretical and methodological foundations for increasing their impact on the country's…
This article analyzes the dynamics of the republic's exports, explores the importance of exports in the economic development of the regions, and provides recommendations based on the export potential of different areas…
The article provides a comprehensive analysis of the impact of macroeconomic indicators on the standard of living and well-being of the population. Using the example of the economy of Uzbekistan, the impact of…
This article provides an in-depth analysis of the state of use of natural tourist resources in the Samarkand region and strategies for their effective development. The possibilities of developing ecotourism, health…
The article develops practical recommendations to identify problematic aspects of the current system for attracting international financial resources in Uzbekistan, increase the efficiency of resource use, strengthen…
Илғор иқтисодиёт ва педагогик технологиялар — barcha maqolalar · 2025-yil arxivi
This article analyzes the main directions for fundamentally improving the investment climate in Uzbekistan. In particular, it emphasizes the importance of such factors as strengthening and stabilizing the legislative…
This study examines the association between Internet use and self-rated health and investigates the role of online health information behaviors in this relationship. Using data from the 2021 Chinese General Social…
На материалах, опубликованных по август 2024 года, исследуется достаточность бюджетного покрытия обязательств государственно-частного партнёрства. Предложена совместная проверка объёма, сроков и допустимых источников…
Maqolada O‘zbekiston sport tashkilotlarida sun’iy intellekt (SI) va ma’lumotlarga asoslangan boshqaruvning iqtisodiy samaradorlik bilan bog‘liqligini o‘rganish uchun rasmiy statistik ma’lumotlar tahlil qilinadi…
The article analyzes the institutional formation and everyday educational practice of girls’ education in Turkestan in the late nineteenth and early twentieth centuries. It examines traditional schools led by otinoyi…
This study presents a comprehensive analysis of the geostrategic role of Khwarezm in the transregional trade system of Eurasia during the 9th–12th centuries, based on written sources, historiography, and archaeological…
В статье исследуется, почему налоговые и тарифные льготы могут не приводить к привлечению инвестиций в дата-центры для искусственного интеллекта (ИИ). На основе теории комплементарности М. Кремера построена…