This article examines the theoretical and practical aspects of credit risk assessment and management in the commercial banks of Uzbekistan based on international standards. Particular attention is paid to modern approaches to credit risk identification, assessment, and monitoring, the recommendations of the Basel Committee, and the impact of ongoing banking reforms on the quality of loan portfolios. The study also discusses the prospects of applying digital technologies, artificial intelligence, and credit scoring systems in credit risk management. Based on the findings, scientific and practical recommendations are proposed to improve the effectiveness of credit risk management mechanisms in the banking sector.
| Mualliflar | Махмудов, Кудратилло, Mahmudov, Qudratillo, Mahmudov, Qudratillo |
|---|---|
| Jurnal | Agrobiznes, fan va texnologiyalar |
| Nashriyot | Тошкент давлат аграр университети |
| Nashr sanasi | 2026-07-30 |
| Jild | 4 |
| Son | 7 |
| Til | O‘zbek |
| Ilmiy soha | Iqtisodiyot |
| Indeksga qo‘shilgan | 2026-08-26 |
credit risk, loan portfolio, Basel III, risk management, credit scoring, non-performing loans, credit monitoring, prudential regulation, banking system, commercial bank, кредитный риск, кредитный портфель, Basel III, риск-менеджмент, кредитный скоринг, проблемные кредиты, кредитный мониторинг, пруденциальные нормативы, банковская система, коммерческий банк, kredit riski, tijorat banki, kredit portfeli, Basel III, risk-menejment, kredit skoring, muammoli kreditlar, kredit monitoringi, prudensial me’yorlar, bank tizimi
| APA | Махмудов, Кудратилло, Mahmudov, Qudratillo, & Mahmudov, Qudratillo (2026). O‘zbekiston tijorat banklarida kredit risklarini baholash va boshqarish mexanizmlarini takomillashtirish: xalqaro standartlar va milliy amaliyot. Agrobiznes, fan va texnologiyalar, 4(7). https://agrobiznesjournal.uz/index.php/ast/article/view/93 |
|---|---|
| GOST (OAK) | Махмудов, Кудратилло, Mahmudov, Qudratillo, Mahmudov, Qudratillo O‘zbekiston tijorat banklarida kredit risklarini baholash va boshqarish mexanizmlarini takomillashtirish: xalqaro standartlar va milliy amaliyot // Agrobiznes, fan va texnologiyalar. – 2026. – T. 4, № 7. |
| MLA | Махмудов, Кудратилло, Mahmudov, Qudratillo, and Mahmudov, Qudratillo. “O‘zbekiston tijorat banklarida kredit risklarini baholash va boshqarish mexanizmlarini takomillashtirish: xalqaro standartlar va milliy amaliyot.” Agrobiznes, fan va texnologiyalar, 4(7), 2026. https://agrobiznesjournal.uz/index.php/ast/article/view/93 |
| Chicago | Махмудов, Кудратилло, Mahmudov, Qudratillo, and Mahmudov, Qudratillo. “O‘zbekiston tijorat banklarida kredit risklarini baholash va boshqarish mexanizmlarini takomillashtirish: xalqaro standartlar va milliy amaliyot.” Agrobiznes, fan va texnologiyalar, 4(7) (2026). https://agrobiznesjournal.uz/index.php/ast/article/view/93 |
| Harvard | Махмудов, Кудратилло, Mahmudov, Qudratillo, and Mahmudov, Qudratillo (2026) ‘O‘zbekiston tijorat banklarida kredit risklarini baholash va boshqarish mexanizmlarini takomillashtirish: xalqaro standartlar va milliy amaliyot’, Agrobiznes, fan va texnologiyalar, 4(7). https://agrobiznesjournal.uz/index.php/ast/article/view/93 |
| BibTeX | @article{article2026,
title = {O‘zbekiston tijorat banklarida kredit risklarini baholash va boshqarish mexanizmlarini takomillashtirish: xalqaro standartlar va milliy amaliyot},
author = {Махмудов, Кудратилло and Mahmudov, Qudratillo and Mahmudov, Qudratillo},
journal = {Agrobiznes, fan va texnologiyalar},
year = {2026},
volume = {4},
number = {7},
url = {https://agrobiznesjournal.uz/index.php/ast/article/view/93}
} |
Boshqa maqola uchun iqtibos tayyorlash
The article examines the types of assessment of motor vehicle use in the region and the stages of their development. It also analyses the characteristics and evolution of motor vehicle assessment, its role in improving…
The article examines the application of approaches and methods for assessing motor transport services. It also analyses the characteristics and development of motor transport service assessment, the improvement of…
The article examines the essence of the economic assessment of the use of motor transport services, as well as the emergence and stages of development of motor transport service assessment. It also analyses the…
This study analyses interregional economic disparities using statistical and economic-mathematical methods. It demonstrates that simple comparisons are insufficient and highlights the importance of indicators such as…
This study analyses the mechanisms of strategic diversification of the bank resource base under the regulatory framework introduced by the Central Bank of the Republic of Uzbekistan. The research highlights…
This article examines, both theoretically and practically, the role of education as a key instrument for improving financial literacy. The essence of the concept of financial literacy and its structural components…
This article examines trends in the volume of trade services provided in the Bukhara region and identifies the economic, demographic, and infrastructural factors affecting its development. The volume of trade services…
The service sector is one of the main drivers of regional economic growth, contributing to employment, entrepreneurship, and improvements in living standards. In the Republic of Karakalpakstan, its development is…
This article examines the organizational and economic mechanisms for the innovative development of the food industry in the region. The interrelationships between food production, processing, packaging and storage…
This article examines the dynamics of the volume of trade services provided in the Bukhara region and the digital economy factors affecting this indicator using economic-statistical and econometric methods. The study…
Agrobiznes, fan va texnologiyalar — barcha maqolalar · 2026-yil arxivi
This study examines the association between Internet use and self-rated health and investigates the role of online health information behaviors in this relationship. Using data from the 2021 Chinese General Social…
На материалах, опубликованных по август 2024 года, исследуется достаточность бюджетного покрытия обязательств государственно-частного партнёрства. Предложена совместная проверка объёма, сроков и допустимых источников…
Maqolada O‘zbekiston sport tashkilotlarida sun’iy intellekt (SI) va ma’lumotlarga asoslangan boshqaruvning iqtisodiy samaradorlik bilan bog‘liqligini o‘rganish uchun rasmiy statistik ma’lumotlar tahlil qilinadi…
The article analyzes the institutional formation and everyday educational practice of girls’ education in Turkestan in the late nineteenth and early twentieth centuries. It examines traditional schools led by otinoyi…
This study presents a comprehensive analysis of the geostrategic role of Khwarezm in the transregional trade system of Eurasia during the 9th–12th centuries, based on written sources, historiography, and archaeological…
В статье исследуется, почему налоговые и тарифные льготы могут не приводить к привлечению инвестиций в дата-центры для искусственного интеллекта (ИИ). На основе теории комплементарности М. Кремера построена…