This article examines the theoretical and practical aspects of credit risk assessment and management in the commercial banks of Uzbekistan based on international standards. Particular attention is paid to modern approaches to credit risk identification, assessment, and monitoring, the recommendations of the Basel Committee, and the impact of ongoing banking reforms on the quality of loan portfolios. The study also discusses the prospects of applying digital technologies, artificial intelligence, and credit scoring systems in credit risk management. Based on the findings, scientific and practical recommendations are proposed to improve the effectiveness of credit risk management mechanisms in the banking sector.
| Mualliflar | Махмудов, Кудратилло, Mahmudov, Qudratillo, Mahmudov, Qudratillo |
|---|---|
| Jurnal | Agrobiznes, fan va texnologiyalar |
| Nashr sanasi | 2026-07-30 |
| Jild | 4 |
| Son | 7 |
| Til | O‘zbek |
credit risk, loan portfolio, Basel III, risk management, credit scoring, non-performing loans, credit monitoring, prudential regulation, banking system, commercial bank, кредитный риск, кредитный портфель, Basel III, риск-менеджмент, кредитный скоринг, проблемные кредиты, кредитный мониторинг, пруденциальные нормативы, банковская система, коммерческий банк, kredit riski, tijorat banki, kredit portfeli, Basel III, risk-menejment, kredit skoring, muammoli kreditlar, kredit monitoringi, prudensial me’yorlar, bank tizimi
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