DIVERSIFICATION OF BANKING ACTIVITIES AS A STRATEGIC MECHANISM FOR ENSURING STABILITY AND RISK MANAGEMENT IN THE COMMERCIAL SECTOR

Tojixo'jayev, Abduraxmonxo'ja

Педагогик акмеология · 2025-yil

Annotatsiya

This article explores the diversification of commercial banks' activities as a crucial factorfor ensuring their stability amid increasing competition and economic transformation. It examines variousdirections of diversification—including types of operations, foreign currency reserves, investmentinstruments, and geographical expansion. Special emphasis is placed on diversification as a riskmanagement tool to enhance banks’ adaptability and maintain financial sustainability. The article providesan overview of international practices and evaluates the ongoing reforms in Uzbekistan’s banking system.The author argues that competent diversification reduces specific risks, improves bank competitiveness,and supports sustainable development of the financial sector.

Maqola ma’lumotlari
MualliflarTojixo'jayev, Abduraxmonxo'ja
JurnalПедагогик акмеология
Nashr sanasi2025-06-07
Jild4
Son21
TilRus

Kalit so‘zlar

риски, банковская система, диверсификация, risks, banking system, diversification, xatarlar, bank tizimi, diversifikatsiya

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