Improving the investment behaviour of the population of Uzbekistan through enhanced financial literacy

Karimova , Nurjahon

Innovation science and technologiy · 2026-yil

Annotatsiya

The role of financial literacy in improving the investment behaviour of the population of the Republic of Uzbekistanand reducing behavioural errors among stock market participants is examined. Major cognitive and emotional biases,including overconfidence, herd behaviour, loss aversion, the disposition effect, anchoring, and mental accounting, areanalysed. Based on a comparative analysis of international and domestic studies, as well as official statistical data fromthe Central Bank of the Republic of Uzbekistan, the Republican Stock Exchange “Toshkent”, and international financialinstitutions, a structural imbalance is identified between the rapid expansion of digital access to financial services and theinsufficient level of investment-specific financial literacy among the population. The findings indicate that general financialliteracy does not necessarily ensure rational investment decision-making unless it is reinforced by practical competenciesin risk assessment, investment portfolio diversification, and the critical evaluation of financial information

Maqola ma’lumotlari
MualliflarKarimova , Nurjahon
JurnalInnovation science and technologiy
NashriyotТошкент давлат иқтисодиёт университети
Nashr sanasi2026-08-01
Jild2
Son8
Betlar15-24
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.5281/zenodo.21975852
Indeksga qo‘shilgan2026-08-26

DOI: 10.5281/zenodo.21975852 · Maqolaning asl sahifasi

Kalit so‘zlar

financial literacy, investment behaviour, stock market, behavioural finance, behavioural biases, overconfidence, herd behaviour, loss aversion, retail investors, capital market, Uzbekistan.

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APAKarimova , Nurjahon (2026). IMPROVING THE INVESTMENT BEHAVIOUR OF THE POPULATION OF UZBEKISTAN THROUGH ENHANCED FINANCIAL LITERACY. Innovation science and technologiy, 2(8), 15-24. https://doi.org/10.5281/zenodo.21975852
GOST (OAK)Karimova , Nurjahon IMPROVING THE INVESTMENT BEHAVIOUR OF THE POPULATION OF UZBEKISTAN THROUGH ENHANCED FINANCIAL LITERACY // Innovation science and technologiy. – 2026. – T. 2, № 8. – P. 15-24. – DOI: 10.5281/zenodo.21975852.
MLAKarimova , Nurjahon. “IMPROVING THE INVESTMENT BEHAVIOUR OF THE POPULATION OF UZBEKISTAN THROUGH ENHANCED FINANCIAL LITERACY.” Innovation science and technologiy, 2(8), 15-24, 2026. https://doi.org/10.5281/zenodo.21975852
ChicagoKarimova , Nurjahon. “IMPROVING THE INVESTMENT BEHAVIOUR OF THE POPULATION OF UZBEKISTAN THROUGH ENHANCED FINANCIAL LITERACY.” Innovation science and technologiy, 2(8), 15-24 (2026). https://doi.org/10.5281/zenodo.21975852
HarvardKarimova , Nurjahon (2026) ‘IMPROVING THE INVESTMENT BEHAVIOUR OF THE POPULATION OF UZBEKISTAN THROUGH ENHANCED FINANCIAL LITERACY’, Innovation science and technologiy, 2(8), 15-24. https://doi.org/10.5281/zenodo.21975852
BibTeX
@article{karimovanurjahon2026,
  title = {IMPROVING THE INVESTMENT BEHAVIOUR OF THE POPULATION OF UZBEKISTAN THROUGH ENHANCED FINANCIAL LITERACY},
  author = {Karimova , Nurjahon},
  journal = {Innovation science and technologiy},
  year = {2026},
  volume = {2},
  number = {8},
  pages = {15-24},
  doi = {10.5281/zenodo.21975852},
  url = {https://doi.org/10.5281/zenodo.21975852}
}

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