This article examines the issues of digital transformation of business models in commercial banks ofUzbekistan. The evolutionary stages of global banking practice from Bank 1.0 to Bank 4.0, the theoretical foundations ofthe business model concept, the current state of Uzbekistan’s banking system, and the key barriers to transformation areanalyzed. Based on the research findings, scientific proposals and practical recommendations have been developed forimproving the business models of commercial banks
| Mualliflar | O.O. Khudayarov |
|---|---|
| Jurnal | Innovation science and technologiy |
| Nashr sanasi | 2026-05-01 |
| Jild | 2 |
| Son | 5 |
| Til | Ingliz |
| DOI | 10.5281/zenodo.20701275 |
DOI: 10.5281/zenodo.20701275 · Maqolaning asl sahifasi
commercial bank, business model, digital transformation, Bank 4.0, fintech, open banking, platform economy, Uzbekistan banking system.
This article examines the international experience of implementing green public procurement(GPP) and derives practical lessons applicable to Uzbekistan. The study analyses GPP frameworks in SouthKorea, Germany, China…
В данной статье исследуются коллизии между нормами гражданского и семейногозаконодательства в предпринимательской деятельности супругов. Рассматриваются вопросыправового режима имущества супругов, имущественной…
This article examines the tourism potential of Uzbekistan and analyzes the key financial factors influencingits development. The study evaluates the country’s natural, cultural, and historical resources as fundamental…
В данной научной статье исследуются актуальные проблемы правовогорегулирования имущественной ответственности супругов при осуществлении предпринимательскойдеятельности в Республике Узбекистан. В условиях активного…
The article presents the cash flow statement of “Regional Electric Networks” JSC and its 14constituent units for 2020–2024. Based on empirical data, a complex analysis was carried out.
This article provides a comprehensive analysis of the formation of the optimal structure of equity capital in jointstockcompanies and its impact on financial stability. The study examines the capital structure of…
The implementation of innovative technologies is considered an important factor in improvingthe economic efficiency and competitiveness of the service sector in regional economies. This studyexamines the economic…
This article provides a comprehensive analysis of the theoretical and practical aspects of the mechanismsof institutional regulation of the residential real estate sector in Namangan region. The study studies the…
This article discusses the knowledge strategy and the system of indicators representing it instrategic management accounting within business entities. The article also provides relevant conclusions andrecommendations on…
Research objectives: This paper examines the economic mechanisms that catalyze the development ofsmall businesses and entrepreneurship, focusing on finance, taxation, regulatory frameworks, innovation systems…