This article examines the role of digital financial services and their implementation mechanisms in enhancing thecompetitiveness of commercial banks in the financial market environment. The study analyzes the impact of digitalizationof banking services, the development of fintech technologies, and the introduction of digital banking services on theefficiency of banking activities. In the course of the research, methods such as comparative analysis, statistical analysis,a systematic approach, and expert evaluation were applied. The results of the study demonstrate that expanding digitalbanking services, effectively utilizing fintech technologies, and developing digital customer service infrastructure areamong the key factors for increasing the competitiveness of commercial banks in the financial market. In addition,scientifically grounded recommendations were developed to improve the development of digital financial services in thebanking system.
| Mualliflar | Abdurakhmanova , Matluba |
|---|---|
| Jurnal | Innovation science and technologiy |
| Nashriyot | Тошкент давлат иқтисодиёт университети |
| Nashr sanasi | 2025-02-13 |
| Jild | 1 |
| Son | 2 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.5281/zenodo.21034241 |
| Indeksga qo‘shilgan | 2026-08-26 |
DOI: 10.5281/zenodo.21034241 · Maqolaning asl sahifasi
financial market, commercial banks, digital banking services, fintech technologies, competitiveness, digital financial services, banking innovation
| APA | Abdurakhmanova , Matluba (2025). Mechanisms for ensuring the competitiveness of commercial banks in the financial market based on digital financial services. Innovation science and technologiy, 1(2). https://doi.org/10.5281/zenodo.21034241 |
|---|---|
| GOST (OAK) | Abdurakhmanova , Matluba Mechanisms for ensuring the competitiveness of commercial banks in the financial market based on digital financial services // Innovation science and technologiy. – 2025. – T. 1, № 2. – DOI: 10.5281/zenodo.21034241. |
| MLA | Abdurakhmanova , Matluba. “Mechanisms for ensuring the competitiveness of commercial banks in the financial market based on digital financial services.” Innovation science and technologiy, 1(2), 2025. https://doi.org/10.5281/zenodo.21034241 |
| Chicago | Abdurakhmanova , Matluba. “Mechanisms for ensuring the competitiveness of commercial banks in the financial market based on digital financial services.” Innovation science and technologiy, 1(2) (2025). https://doi.org/10.5281/zenodo.21034241 |
| Harvard | Abdurakhmanova , Matluba (2025) ‘Mechanisms for ensuring the competitiveness of commercial banks in the financial market based on digital financial services’, Innovation science and technologiy, 1(2). https://doi.org/10.5281/zenodo.21034241 |
| BibTeX | @article{abdurakhmanovamatluba2025,
title = {Mechanisms for ensuring the competitiveness of commercial banks in the financial market based on digital financial services},
author = {Abdurakhmanova , Matluba},
journal = {Innovation science and technologiy},
year = {2025},
volume = {1},
number = {2},
doi = {10.5281/zenodo.21034241},
url = {https://doi.org/10.5281/zenodo.21034241}
} |
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