The article examines the strategic and conceptual significance of digital transformation in enhancing the competitiveness of commercial banks in the financial market. Currently, the author's research was conducted taking into account that the widespread introduction of fintech companies, digital platforms, and artificial intelligence technologies in the global financial market creates a new competitive environment in the banking system. Based on the research results, practical proposals and scientific recommendations on the topic were formulated.
| Mualliflar | Abdurakhmanova , Matluba, Абдурахманова , Матлуба, Абдурахманова , Матлуба |
|---|---|
| Jurnal | Иқтисодий тараққиёт ва таҳлил |
| Nashriyot | Ўзбекистон иқтисодиётини ривожлантиришнинг илмий-тадқиқот маркази |
| ISSN | 2992-877X |
| Nashr sanasi | 2026-03-31 |
| Jild | 4 |
| Son | 3 |
| Betlar | 297-304 |
| Til | Ingliz |
| Ilmiy soha | Iqtisodiyot |
| DOI | 10.60078/2992-877x-2026-vol4-iss3-pp297-304 |
| Indeksga qo‘shilgan | 2026-08-27 |
DOI: 10.60078/2992-877x-2026-vol4-iss3-pp297-304 · Maqolaning asl sahifasi
bank, competitiveness, digital transformation, commercial banks, fintech, Basel standards, financial stability, innovation, ecosystem, банк, конкурентоспособность, цифровая трансформация, коммерческие банки, финтех, стандарты Базеля, финансовая стабильность, инновации, экосистема, банк, рақобатбардошлик, рақамли трансформация, тижорат банклари, финтех, Basel стандартлари, инновация, экотизим
| APA | Abdurakhmanova , Matluba, Абдурахманова , Матлуба, & Абдурахманова , Матлуба (2026). IMPROVING THE CONCEPTUAL FOUNDATIONS FOR ENHANCING THE COMPETITIVENESS OF COMMERCIAL BANKS IN THE FINANCIAL MARKET BASED ON DIGITAL TRANSFORMATION. Иқтисодий тараққиёт ва таҳлил, 4(3), 297-304. https://doi.org/10.60078/2992-877x-2026-vol4-iss3-pp297-304 |
|---|---|
| GOST (OAK) | Abdurakhmanova , Matluba, Абдурахманова , Матлуба, Абдурахманова , Матлуба IMPROVING THE CONCEPTUAL FOUNDATIONS FOR ENHANCING THE COMPETITIVENESS OF COMMERCIAL BANKS IN THE FINANCIAL MARKET BASED ON DIGITAL TRANSFORMATION // Иқтисодий тараққиёт ва таҳлил. – 2026. – T. 4, № 3. – P. 297-304. – DOI: 10.60078/2992-877x-2026-vol4-iss3-pp297-304. |
| MLA | Abdurakhmanova , Matluba, Абдурахманова , Матлуба, and Абдурахманова , Матлуба. “IMPROVING THE CONCEPTUAL FOUNDATIONS FOR ENHANCING THE COMPETITIVENESS OF COMMERCIAL BANKS IN THE FINANCIAL MARKET BASED ON DIGITAL TRANSFORMATION.” Иқтисодий тараққиёт ва таҳлил, 4(3), 297-304, 2026. https://doi.org/10.60078/2992-877x-2026-vol4-iss3-pp297-304 |
| Chicago | Abdurakhmanova , Matluba, Абдурахманова , Матлуба, and Абдурахманова , Матлуба. “IMPROVING THE CONCEPTUAL FOUNDATIONS FOR ENHANCING THE COMPETITIVENESS OF COMMERCIAL BANKS IN THE FINANCIAL MARKET BASED ON DIGITAL TRANSFORMATION.” Иқтисодий тараққиёт ва таҳлил, 4(3), 297-304 (2026). https://doi.org/10.60078/2992-877x-2026-vol4-iss3-pp297-304 |
| Harvard | Abdurakhmanova , Matluba, Абдурахманова , Матлуба, and Абдурахманова , Матлуба (2026) ‘IMPROVING THE CONCEPTUAL FOUNDATIONS FOR ENHANCING THE COMPETITIVENESS OF COMMERCIAL BANKS IN THE FINANCIAL MARKET BASED ON DIGITAL TRANSFORMATION’, Иқтисодий тараққиёт ва таҳлил, 4(3), 297-304. https://doi.org/10.60078/2992-877x-2026-vol4-iss3-pp297-304 |
| BibTeX | @article{abdurakhmanovamatluba2026,
title = {IMPROVING THE CONCEPTUAL FOUNDATIONS FOR ENHANCING THE COMPETITIVENESS OF COMMERCIAL BANKS IN THE FINANCIAL MARKET BASED ON DIGITAL TRANSFORMATION},
author = {Abdurakhmanova , Matluba and Абдурахманова , Матлуба and Абдурахманова , Матлуба},
journal = {Иқтисодий тараққиёт ва таҳлил},
year = {2026},
volume = {4},
number = {3},
pages = {297-304},
doi = {10.60078/2992-877x-2026-vol4-iss3-pp297-304},
url = {https://doi.org/10.60078/2992-877x-2026-vol4-iss3-pp297-304}
} |
Boshqa maqola uchun iqtibos tayyorlash
The article analyzes the development of digital strategies in commercial banks and their role in ensuring economic efficiency and financial stability. The study examines the impact of digital technologies, mobile and…
The article comprehensively examines the existing problems and promising opportunities for ensuring the innovative development of Uzbekistan's industrial sectors. Factors affecting the processes of ensuring the…
This paper examines the impact of Internet technologies on the development and management of the tourism industry. I took the Republic of Zimbabwe, which is located in southern Africa, as an example to reveal this…
This article systematically examines the socio-economic factors influencing the level of housing provision for the population. The study identifies and groups key factors such as income levels, employment status, family…
The study is devoted to the role of gender equality in realizing the potential of women and the economic development of Uzbekistan. It is shown that the effective implementation of women's human capital requires not…
The current article concentrates on the tendencies of digital marketing technologies, digitalization and the studies frameworks of digital marketing technologies use in garment, knitting, textile enterprises, At the…
This article analyzes the mechanisms of using financial instruments in ensuring regional development and their economic effectiveness. The study comparatively studies the models of financing regional development based…
В статье рассматриваются перспективы инвестирования в свободные экономические зоны (СЭЗ) на территории Республики Узбекистан. Показаны средства, выделяемые на дальнейшее развитие инженерно-коммуникационной…
In this article, the influence of foreign direct investment (FDI) on the stability of the national economy is analyzed from a scientific-theoretical and practical point of view. In particular, the contribution of FDI to…
This article examines the risks associated with digital asset trading in the operations of digital banks, as well as the mechanisms for managing these risks. The study analyzes modern tools for managing digital asset…
Иқтисодий тараққиёт ва таҳлил — barcha maqolalar · 2026-yil arxivi
The article examines the main issues of improving mobile technologies in electronic banking of the Republic of Uzbekistan at the present stage. Existing problems associated with the development of mobile technologies in…
The article examines the main issues of transformation of commercial banks in the context of the development of digital technologies in the Republic of Uzbekistan at the present stage. Existing problems associated with…
The article examines the key issues related to the development of the payment system based on modern international experience and explores the possibilities of its application in Uzbekistan. It also identifies the…
This article analyzes the impact of capital adequacy and financial stability on the competitiveness of commercial banks in the financial market. The study examines capital adequacy ratios within the banking system, risk…
Mazkur maqolada ibtidoiy dinlarda xalq tabobatining o‘rni dala tadqiqotlar asosida yoritib berilgan. O‘zbek elida uchraydigan urf-odatlar, diniy qarashlarda xalq tabobatidan foydalanib kelinishi Jizzax viloyati…
This article analyzes the concept of bank ecosystem development and its impact on the competitivenessof commercial banks. Within the framework of the study, the features of the formation of banking ecosystems…
This study examines the association between Internet use and self-rated health and investigates the role of online health information behaviors in this relationship. Using data from the 2021 Chinese General Social…
На материалах, опубликованных по август 2024 года, исследуется достаточность бюджетного покрытия обязательств государственно-частного партнёрства. Предложена совместная проверка объёма, сроков и допустимых источников…
Maqolada O‘zbekiston sport tashkilotlarida sun’iy intellekt (SI) va ma’lumotlarga asoslangan boshqaruvning iqtisodiy samaradorlik bilan bog‘liqligini o‘rganish uchun rasmiy statistik ma’lumotlar tahlil qilinadi…
The article analyzes the institutional formation and everyday educational practice of girls’ education in Turkestan in the late nineteenth and early twentieth centuries. It examines traditional schools led by otinoyi…
This study presents a comprehensive analysis of the geostrategic role of Khwarezm in the transregional trade system of Eurasia during the 9th–12th centuries, based on written sources, historiography, and archaeological…
В статье исследуется, почему налоговые и тарифные льготы могут не приводить к привлечению инвестиций в дата-центры для искусственного интеллекта (ИИ). На основе теории комплементарности М. Кремера построена…