Enhancing cybersecurity of plastic card transactions in the “My card” mobile application

Kurbonbekova , Mohichehra, Mashrapova , Sabina

Innovation science and technologiy · 2025-yil

Annotatsiya

The purpose of this study is to develop an intelligent real-time anomaly detection model within the “My Card”mobile application to enhance the cybersecurity of plastic card transactions. The research utilizes a mixed-methodapproach, incorporating quantitative analysis of transaction data, surveys of 520 users, and machine learning algorithmsfor detecting anomalous transactions. Fraud patterns were evaluated through statistical analysis, correlation analysis,and supervised classification algorithms. The findings demonstrate that real-time detection of anomalous transactionssignificantly reduces the risk of financial fraud. Digital behavioral indicators, such as transaction frequency, locationdeviation, and device fingerprinting, exhibit strong predictive power in fraud identification. The proposed model can bepractically implemented in mobile banking systems, increasing customer trust, reducing operational risks, and reinforcingthe security of the national payment system. This study represents one of the first empirical, data-driven fraud detectionframeworks adapted to Uzbekistan’s digital payment ecosystem.

Maqola ma’lumotlari
MualliflarKurbonbekova , Mohichehra, Mashrapova , Sabina
JurnalInnovation science and technologiy
NashriyotТошкент давлат иқтисодиёт университети
Nashr sanasi2025-10-01
Jild1
Son10
TilIngliz
DOI10.5281/zenodo.18859691
Indeksga qo‘shilgan2026-08-26

DOI: 10.5281/zenodo.18859691 · Maqolaning asl sahifasi

Kalit so‘zlar

fraud detection, real-time analytics, digital banking, cybersecurity, anomaly detection, My Card, financial technology.

Iqtibos keltirish

APAKurbonbekova , Mohichehra, & Mashrapova , Sabina (2025). ENHANCING CYBERSECURITY OF PLASTIC CARD TRANSACTIONS IN THE “MY CARD” MOBILE APPLICATION. Innovation science and technologiy, 1(10). https://doi.org/10.5281/zenodo.18859691
GOST (OAK)Kurbonbekova , Mohichehra, Mashrapova , Sabina ENHANCING CYBERSECURITY OF PLASTIC CARD TRANSACTIONS IN THE “MY CARD” MOBILE APPLICATION // Innovation science and technologiy. – 2025. – T. 1, № 10. – DOI: 10.5281/zenodo.18859691.
MLAKurbonbekova , Mohichehra, and Mashrapova , Sabina. “ENHANCING CYBERSECURITY OF PLASTIC CARD TRANSACTIONS IN THE “MY CARD” MOBILE APPLICATION.” Innovation science and technologiy, 1(10), 2025. https://doi.org/10.5281/zenodo.18859691
ChicagoKurbonbekova , Mohichehra, and Mashrapova , Sabina. “ENHANCING CYBERSECURITY OF PLASTIC CARD TRANSACTIONS IN THE “MY CARD” MOBILE APPLICATION.” Innovation science and technologiy, 1(10) (2025). https://doi.org/10.5281/zenodo.18859691
HarvardKurbonbekova , Mohichehra, and Mashrapova , Sabina (2025) ‘ENHANCING CYBERSECURITY OF PLASTIC CARD TRANSACTIONS IN THE “MY CARD” MOBILE APPLICATION’, Innovation science and technologiy, 1(10). https://doi.org/10.5281/zenodo.18859691
BibTeX
@article{kurbonbekovamohichehra2025,
  title = {ENHANCING CYBERSECURITY OF PLASTIC CARD TRANSACTIONS IN THE “MY CARD” MOBILE APPLICATION},
  author = {Kurbonbekova , Mohichehra and Mashrapova , Sabina},
  journal = {Innovation science and technologiy},
  year = {2025},
  volume = {1},
  number = {10},
  doi = {10.5281/zenodo.18859691},
  url = {https://doi.org/10.5281/zenodo.18859691}
}

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