THE IMPACT OF ARTIFICIAL INTELLIGENCE ON RISK ASSESSMENT AND FRAUD DETECTION

Odilov Dilshod Qudratilla ugli

Innovation science and technologiy · 2025-yil

Annotatsiya

The integration of Artifcial Intelligence (AI) in fnancial and organizational systems has transformed traditionalapproaches to risk assessment and fraud detection. Advanced machine learning algorithms, natural language processing,and anomaly detection models enable organizations to identify complex patterns and irregularities in real time, signifcantlyenhancing the accuracy of risk profling and fraud prevention. AI-driven solutions not only improve efciency by reducingmanual errors but also adapt dynamically to evolving fraudulent schemes, thereby strengthening fnancial security.However, challenges such as data privacy concerns, algorithmic bias, and the need for transparent governance remaincritical issues for sustainable adoption. This study explores the impact of AI technologies on risk assessment and frauddetection, highlighting their potential benefts, limitations, and implications for future fnancial and organizational stability.

Maqola ma’lumotlari
MualliflarOdilov Dilshod Qudratilla ugli
JurnalInnovation science and technologiy
Nashr sanasi2025-09-01
Jild1
Son9
Betlar17-25
TilIngliz
DOI10.5281/zenodo.17447942

Kalit so‘zlar

Artifcial Intelligence (AI); Risk Assessment; Fraud Detection; Machine Learning; Anomaly Detection; Financial Security; Algorithmic Bias; Data Privacy; Predictive Analytics; Governance.

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