The article analyzes the current status and future potential of cross-border settlements in Uzbekistan in light ofthe high digitalization of the fnancial system. Key achievements are discussed, including the implementation of SWIFT gpiand the integration of national payment systems with international platforms. A SWOT analysis was conducted to identifystrengths, opportunities, and key challenges, such as a limited legal framework and cyber threats. Recommendationsare made to develop a regulatory framework for digital currencies, add cybersecurity features, and expand internationalcooperation. The creation of a central bank digital currency is a promising step towards improving the efciency andtransparency of settlements.
| Mualliflar | Jiyanova N.E., Utepova G.B. |
|---|---|
| Jurnal | Innovation science and technologiy |
| Nashr sanasi | 2025-04-30 |
| Jild | 1 |
| Son | 3 |
| Betlar | 145-150 |
| Til | Ingliz |
| DOI | 10.5281/zenodo.17427880 |
DOI: 10.5281/zenodo.17427880 · Maqolaning asl sahifasi
cross-border payments, digitalization, SWIFT gpi, HUMO, Uzcard, blockchain, central bank digital currency (CBDC), cybersecurity, Uzbekistan.
This article explores the development opportunities of ecotourism and sustainable tourism practices in theQashqadaryo region. The area's natural resources, ecological characteristics, and cultural heritage provide…
Increasingly propose strategic frameworks that improve decision-making processes by better coordinatingmarket insights under digital transformation trends and attain higher operational efciency. The need to…
The construction of subways has an external impact on the urban environment. Among these effects, the mostsignifcant is the increase in housing property values near subway stations. Tashkent, the largest commercial and…
This study investigates the lived experiences of debt among individuals and small business owners in Uzbekistan,utilizing a qualitative research approach based on semi-structured interviews. In the context of rapid…
This article explores the prospects and effectiveness of implementing mobile marketing technologies in highereducation institutions (HEIs) in Uzbekistan. In the digital age, mobile marketing has become a strategic…
This paper explores the effectiveness of Multi-Agent Systems (MAS) in modern cybersecurity infrastructures.As traditional centralized models struggle to address dynamic and complex threats, MAS provides a distributed…
The pandemic period posed an unprecedented challenge to the global fnancial system. In response, centralbanks swiftly implemented monetary easing measures drastically reducing key policy rates and launching…
This essay examines the influence of international trade conflicts on the economic development of Uzbekistan aCentral Asian developing country undergoing major economic reforms and international integration. The analysis…
This article analyzes the economic efciency of the tax reforms implemented in Uzbekistan during 2017–2023.It examines key changes in the tax system, including the reduction of the tax burden, the introduction of digital…
In this article, in order to prevent errors, save time, and increase the reliability of the document by automaticallyobtaining the verbal form of the amount recorded in numbers in fnancial documents, an algorithm for…