Development dynamics of digital payments in Uzbekistan and their impact on financial inclusion

Nuraliyev , Nurbek, Нуралиев , Нурбек, Nuraliyev , Nurbek

Иқтисодий тараққиёт ва таҳлил · 2026-yil

Annotatsiya

This article examines the development dynamics of the digital payment system in Uzbekistan and its impact on the economy and financial inclusion. By analyzing the activities of local payment systems (Uzcard, Humo, Payme, Click, and others), the article highlights annual growth indicators of digital payment volumes, the share of non-cash settlements, and reforms implemented under the national "Digital Uzbekistan-2030" strategy. The study concludes with scientifically grounded proposals and recommendations for further improvement of digital payment infrastructure and expanding financial services to all segments of the population.

Maqola ma’lumotlari
MualliflarNuraliyev , Nurbek, Нуралиев , Нурбек, Nuraliyev , Nurbek
JurnalИқтисодий тараққиёт ва таҳлил
NashriyotЎзбекистон иқтисодиётини ривожлантиришнинг илмий-тадқиқот маркази
ISSN2992-877X
Nashr sanasi2026-06-30
Jild4
Son6
Betlar66-71
TilIngliz
Ilmiy sohaIqtisodiyot
DOI10.60078/2992-877x-2026-vol4-iss6-pp66-71
Indeksga qo‘shilgan2026-08-27

DOI: 10.60078/2992-877x-2026-vol4-iss6-pp66-71 · Maqolaning asl sahifasi

Kalit so‘zlar

digital payments, financial inclusion, Uzcard, Humo, fintech, cashless economy, digital economy, payment systems, цифровые платежи, финансовая инклюзивность, Uzcard, Humo, финтех, безналичная экономика, цифровая экономика, платёжные системы, raqamli to‘lovlar, moliyaviy inklyuzivlik, Uzcard, Humo, Humofintech, naqd pulsiz iqtisodiyot, raqamli iqtisodiyot, to‘lov tizimlari

Ilmiy soha

Iqtisodiyot

Iqtibos keltirish

APANuraliyev , Nurbek, Нуралиев , Нурбек, & Nuraliyev , Nurbek (2026). DEVELOPMENT DYNAMICS OF DIGITAL PAYMENTS IN UZBEKISTAN AND THEIR IMPACT ON FINANCIAL INCLUSION. Иқтисодий тараққиёт ва таҳлил, 4(6), 66-71. https://doi.org/10.60078/2992-877x-2026-vol4-iss6-pp66-71
GOST (OAK)Nuraliyev , Nurbek, Нуралиев , Нурбек, Nuraliyev , Nurbek DEVELOPMENT DYNAMICS OF DIGITAL PAYMENTS IN UZBEKISTAN AND THEIR IMPACT ON FINANCIAL INCLUSION // Иқтисодий тараққиёт ва таҳлил. – 2026. – T. 4, № 6. – P. 66-71. – DOI: 10.60078/2992-877x-2026-vol4-iss6-pp66-71.
MLANuraliyev , Nurbek, Нуралиев , Нурбек, and Nuraliyev , Nurbek. “DEVELOPMENT DYNAMICS OF DIGITAL PAYMENTS IN UZBEKISTAN AND THEIR IMPACT ON FINANCIAL INCLUSION.” Иқтисодий тараққиёт ва таҳлил, 4(6), 66-71, 2026. https://doi.org/10.60078/2992-877x-2026-vol4-iss6-pp66-71
ChicagoNuraliyev , Nurbek, Нуралиев , Нурбек, and Nuraliyev , Nurbek. “DEVELOPMENT DYNAMICS OF DIGITAL PAYMENTS IN UZBEKISTAN AND THEIR IMPACT ON FINANCIAL INCLUSION.” Иқтисодий тараққиёт ва таҳлил, 4(6), 66-71 (2026). https://doi.org/10.60078/2992-877x-2026-vol4-iss6-pp66-71
HarvardNuraliyev , Nurbek, Нуралиев , Нурбек, and Nuraliyev , Nurbek (2026) ‘DEVELOPMENT DYNAMICS OF DIGITAL PAYMENTS IN UZBEKISTAN AND THEIR IMPACT ON FINANCIAL INCLUSION’, Иқтисодий тараққиёт ва таҳлил, 4(6), 66-71. https://doi.org/10.60078/2992-877x-2026-vol4-iss6-pp66-71
BibTeX
@article{nuraliyevnurbek2026,
  title = {DEVELOPMENT DYNAMICS OF DIGITAL PAYMENTS IN UZBEKISTAN AND THEIR IMPACT ON FINANCIAL INCLUSION},
  author = {Nuraliyev , Nurbek and Нуралиев , Нурбек and Nuraliyev , Nurbek},
  journal = {Иқтисодий тараққиёт ва таҳлил},
  year = {2026},
  volume = {4},
  number = {6},
  pages = {66-71},
  doi = {10.60078/2992-877x-2026-vol4-iss6-pp66-71},
  url = {https://doi.org/10.60078/2992-877x-2026-vol4-iss6-pp66-71}
}

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